Jefferson Hills Insurance Rates:

Jefferson Hills, PA home insurance is nearly $618 to $848, about $51-$70/month. Our in depth analysis indicates shoppers can save as much as $293 by comparing many quotes

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Jefferson Hills Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Amica Mutual Insurance Company
Home Insurance Rate of $610/9 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $320,000

5 Beds, 5 Baths 3240 sqft Rental Property Constructed In 2014 with Stone Flooring, Slate Shingles Roof, Crawl Space Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Smoke Alarm, Central Air Conditioning, Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

40 Years old Divorced Female who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

Home Insurance Rate of $80/2 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $155,000

3 Beds, 3 Bath 1630 sqft Seasonal Residence Constructed In 1997 with Carpet over wood flooring, Membrane Roof, Crawl Space Foundation, Vinyl siding, Brick Frame. Home Features Include Smoke Alarm, Fire Extinguisher, Central Air Conditioning, Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

36 Years old Divorced Male who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $190/2 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $230,000

4 Beds, 4 Baths 2820 sqft Primary Residence Constructed In 2013 with Carpet Flooring, Membrane Roof, Slab Foundation, Brick siding, Stucco Construction. Home Features Include Smoke Alarm, Copper Water Pipes, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

71 Years old Divorced Male who has a Full Time Job with household income of $50-$75,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $410/6 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $205,000

4 Beds, 4 Baths 2220 sqft Vacation Property Constructed In 2005 with Wood Flooring, Shingles Roof, Piers Foundation, Brick siding, Metal Frame Construction. Home Features Include Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

58 Years old Married Female who is a Freelancer with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

  • Guests at home

Home Insurance Rate of $60/1 month for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $145,000

3 Beds, 3 Bath 1550 sqft Seasonal Residence Constructed In 2004 with Hardwood Flooring, Composition Roof, Chainwall Foundation, Wood siding, Stucco Construction. Home Features Include Fireplace, Central Air Conditioning, Smoke Alarm, Deadbolt Locks, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

38 Years old Divorced Male who has a Full Time Job with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

Home Insurance Rate of $510/9 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $200,000

3 Beds, 3 Bath 2170 sqft Seasonal Residence Constructed In 2003 with Stone Flooring, Asphalt Shingles Roof, Slab Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Smoke Alarm, Swimming Pool, Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

73 Years old Married Female who is Retired and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $370/5 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $170,000

4 Beds, 4 Bath 1620 sqft Vacation Property Constructed In 1949 with Ceramic Tile Flooring, Wood Shake Roof, Chainwall Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

46 Years old Divorced Female who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $340/5 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $245,000

4 Beds, 4 Baths 2260 sqft Rental Property Constructed In 1995 with Wood Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Vinyl siding, Wood Frame. Home Features Include Fire Extinguisher, Indoor Sprinklers, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

43 Years old Married Male who is Unemployed with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

Jefferson Hills Rates & Quotes Analysis:

Jefferson Hills Area Estimated House Insurance
Oneida Dr, Chamberlain Rd, Beams Run Rd, Alice Ave, Springhouse Dr, Independence Dr, Stilley Rd, Neilson Dr, Deer Park Dr W, New World Dr$753
Tangelo Dr, Providence Dr, Hogback Rd, Council Pl, Snee Dr, Ney Ln, Wakefield Rd, Camino Ct, Dickson Ave, High Rd$750
Wall Rd, Southwood Dr, Hillview Rd, Sunnycrest Ln, Pleasant View Ct, Bedelle Rd, Fawn Dr, Dale Rd, Gill Hall Rd, Simpson Dr$709
Deer Park Dr E, Cochran Mill Rd, Phillip Dr, Peterson Dr, Wray Large Rd, Kennedy Pl, Rustic Woods Dr, Clairton Rd, Peters Creek Rd, McKinley Dr$706
Burnett, Bambi Dr, Peters Creek Rd, Third St, Coulson Ave, Gillcrest Dr, Elm Hollow Rd, N 7th St, Frontier Dr, Village Green Dr$749

Insurance rates are influenced by a number of factors including:

  • Year Built: 917 Homes (20% of total) built between 1980 to 1989 in Jefferson Hills are paying home insurance between $1,093-$1,104 and differs from Peters (+$74), McMurray (+$69), Upper St. Clair (+$47), Pleasant Hills (-$22) and Clairton (-$82).
  • Bedrooms: 1,734 3 bedrooms homes (39% of total homes ) in Jefferson Hills are paying about $638 in contrast with Peters (+$43), McMurray (+$32), Upper St. Clair (+$27), Pleasant Hills (-$20) and Clairton (-$41).
  • Auto Insurance Bundling: 1,673 Households (46% of all households) in Jefferson Hills have 2 vehicles available and when it is bundled with home insurance you can save $146. Discounts for similar bundling in close by locations such as Pleasant Hills, South Park, South Park Township come to $143, $143, $143 respectively.
  • Senior Discounts: 1,681 seniors (more than 55 years) occupied housing units (47% of total) in Jefferson Hills get discounts between $108 to $111. The comparative concessions in proximate regions such as Pleasant Hills, Clairton and West Elizabeth are $107, $101 and $102 respectively.
  • New Homes discounts: New homes such as the 2,016 homes built between 2000 to 2009 in Jefferson Hills can save $146 and varies from Pleasant Hills ($143), South Park ($143), South Park Township ($143).

Jefferson Hills Homeowners insurance Facts

  • Jefferson Hills, PA has 3,565 owner occupied houses which is 83.4% of all units whereas Pleasant Hills, South Park and South Park Township have 79.33%, 79.31% and 79.31% respectively.
  • Jefferson Hills, PA homeowners yearly insurance price at $733 is 0.42% of the typical house value of $175,900 which is in contrast with 0.5% in Pleasant Hills, 0.5% at South Park & 0.5% in South Park Township.
  • Homeowners in Jefferson Hills, PA pay 5.86% of their income ($10,000 to $14,999) in insurance whereas homeowners in Pleasant Hills, South Park and South Park Township pay 5.74%, 5.74% and 5.74% respectively.
  • Jefferson Hills, PA’s insurance is 3.8% of monthly housing costs of $1,630/month, for owners with a mortgage compared to 4.24% in Pleasant Hills, 4.05% at South Park & 4.05% in South Park Township. But, for households without a mortgage, insurance is 10.0% of costs ($612 in Jefferson Hills, PA) in contrast with 10.5% in Pleasant Hills, 11.85% at South Park & 11.85% in South Park Township.

Jefferson Hills, PA Home Values & Insurance rates

For example, insurance for 117 Homes (3.0% of total homes ) valued between $70,000 to $79,999 in Jefferson Hills, PA is about $307. Rates in nearby areas in such as Nottingham, North Strabane, Cecil are cheaper by $52, $26, $7 respectively while Pleasant Hills and South Park are costlier by $66 and $66 respectively for similar homes.

Jefferson Hills, PA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 137 4.0% $102
$50,000 to $59,999 37 1.0% $212
$60,000 to $69,999 40 1.0% $263
$70,000 to $79,999 117 3.0% $307
$80,000 to $89,999 300 8.0% $351
$90,000 to $99,999 143 4.0% $395
$100,000 to $124,999 452 13.0% $454
$125,000 to $149,999 200 5.0% $571
$150,000 to $174,999 350 10.0% $674
$175,000 to $199,999 189 5.0% $776
$200,000 to $249,999 645 18.0% $938
$250,000 to $299,999 349 10.0% $1143
$300,000 to $399,999 444 13.0% $1451

Renters Insurance in Jefferson Hills

  • Average Renters Insurance in Jefferson Hills :  $144($12/month)

  • Median Gross Rent in Jefferson Hills :  $852

  • Jefferson Hills Renters Insurance to Median Rent Ratio:  1.41%

  • Renter occupied housing units in Jefferson Hills :  712

Jefferson Hills Renters Insurance as a Percentage of Rent

Jefferson Hills Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 21 3.0% $1236
$500 to $749 152 22.0% $1911
$750 to $999 320 47.0% $2661
$1,000 to $1,499 179 26.0% $3786

Rent Affordability in Jefferson Hills:

Approximately 35.0% (252) of households are spending more than 35% of their income on gross rent in Jefferson Hills

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 166 23.0%
15.0 to 19.9 percent 83 11.0%
20.0 to 24.9 percent 66 9.0%
25.0 to 29.9 percent 112 15.0%
30.0 to 34.9 percent 33 4.0%
35.0 percent or more 252 35.0%

Jefferson Hills Renters Insurance Discounts:

Jefferson Hills Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Jefferson Hills, PA Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 387 54.0% $14.4
2 vehicles available 170 23.0% $21.6
3 or more vehicles available 81 11.0% $28.8

Protective device discount in Jefferson Hills Up to :  $21

Claims-free discount in Jefferson Hills Up to :  $28