Jasper Insurance Rates:

Jasper, FL home insurance is nearly $939 to $1,281, about $78-$106/month. Our all inclusive research shows customers can save upto $444 by getting many quotes

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Jasper, Florida Homeowners share the good, bad & ugly reviews of thier insurance providers so that you can compare quotes from the best

Jasper Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Allstate
Home Insurance Rate of $3650/10 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $190,000

4 Beds, 4 Bath 2940 sqft Rental Property Constructed In 1979 with Carpet Flooring, Wood Shake Roof, Chainwall Foundation, Wood siding, Wood Frame. Home Features Include Copper Water Pipes, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

52 Years old Married Male who has a Full Time Job with household income of $50-$75,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $690/9 months for $50000-$75000 Coverage
Policy Holder Home Details :

Home Value : $70,000

3 Beds, 3 Baths 1270 sqft Vacation Property Constructed In 2014 with Carpet Flooring, Composition Roof, Piers Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

63 Years old Married Female who has a Part Time Job with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $620/4 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $120,000

4 Beds, 4 Baths 2370 sqft Primary Residence Constructed In 2012 with Carpet over wood flooring, Slate Shingles Roof, Piers Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Swimming Pool, Central Air Conditioning, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

59 Years old Divorced Female who is a Freelancer with household income of more than $150,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 750-799 Credit Score

  • Guests at home

Home Insurance Rate of $1020/10 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $75,000

4 Beds, 4 Baths 1690 sqft Vacation Property Constructed In 2007 with Carpet over wood flooring, Tile Roof, Crawl Space Foundation, Wood siding, Stucco Construction. Home Features Include Indoor Sprinklers, Deadbolt Locks, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

42 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

Home Insurance Rate of $510/5 months for $50000-$75000 Coverage
Policy Holder Home Details :

Home Value : $80,000

3 Beds, 3 Bath 1480 sqft Vacation Property Constructed In 2004 with Stone Flooring, Slate Shingles Roof, Piers Foundation, Vinyl siding, Brick Frame. Home Features Include Smoke Alarm, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

50 Years old Married Male who is a Freelancer with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1090/5 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $150,000

4 Beds, 4 Baths 2500 sqft Rental Property Constructed In 2011 with Carpet over wood flooring, Asphalt Shingles Roof, Crawl Space Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

69 Years old Divorced Female who is Unemployed and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $210/2 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $110,000

4 Beds, 4 Bath 2460 sqft Seasonal Residence Constructed In 1999 with Hardwood Flooring, Tile Roof, Piers Foundation, Brick siding, Brick Frame. Home Features Include Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

67 Years old Divorced Female who has a Full Time Job with household income of more than $150,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

Home Insurance Rate of $880/7 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $80,000

3 Beds, 3 Bath 1570 sqft Seasonal Residence Constructed In 1993 with Stone Flooring, Membrane Roof, Slab Foundation, Wood siding, Stucco Construction. Home Features Include Swimming Pool, Copper Water Pipes, Indoor Sprinklers, Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

72 Years old Divorced Male who is Retired and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Jasper, FL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
32052 $70,000 $1,120

Jasper Rates & Quotes Analysis:

Jasper Area Estimated House Insurance
NW 16th Ter, 4th St NW, 2nd St NW, 5th St SE, NW 107th Ave, Martin Luther King Dr, Hatley St W, SW 79th Ter, 107th Ave, NW 6th Ave$1,108
Maple Wood Rd, E 31st Ter, NW 35th Dr, Co Rd 249, SE 135th Blvd, NW 35th Ter, NW 38th Dr, 9th Ave SW, Creek 152, SW 105th Ln$1,114
NW 25th Ave, NW 111th Pl, NW 104th Pl, SE 118th Ct, NW 15th Trl, 71st Ter SW, 38th Ter, SE 119th Pl, NW 80th Ln, 6th Ave NW$1,106
11th Ave SW, Chan Bridge Dr, NW 86 Blvd, NW 20th Loop, Lynn St, 13th Ave NW, NW 109th Ave, 49th St SW, Bristol Ave, 3rd Ave N W$1,104
Shady Oak Ln, NE 113th Pl, SE 50th Dr, NW 86th Blvd, 3rd St NW, SW 92nd Dr, 8th Ave SW, NW 109 Pl, Co Rd 132, Central Ave SW$1,114

Insurance rates are influenced by a number of factors including:

  • Year Built: 504 Homes (19% of total homes ) built between 1980 to 1989 in Jasper are paying home insurance between $1,656-$1,673. Places close to Jasper, FL such as Live Oak, Jennings, North Columbia are more expensive by $47, $13, $33 respectively while East Echols(GA) and Echols County(GA) are cheaper by $398 and $373 respectively for similar homes.
  • Bedrooms: 850 2 bedrooms homes (32% of total homes ) in Jasper are paying about $655. Areas near to Jasper such as Hamilton County, Live Oak, Jennings are costlier by $3, $19, $6 respectively whereas East Echols(GA) and Echols County(GA) are more economical by $48, $53 respectively for similar homes.
  • Auto Insurance Bundling: 283 Households (20% of all households) in Jasper have 3 or more vehicles available and when it is bundled with home insurance you can save $277. Discounts for similar bundling in close by locations such as Hamilton County, White Springs, Live Oak come to $278, $278, $285 respectively.
  • Senior Discounts: 742 seniors (more than 55 years) occupied housing units (53% of total) in Jasper get discounts between $165 to $167 and varies from Hamilton County ($167), Live Oak ($171), East Echols(GA) ($126).
  • New Homes discounts: New homes such as the 893 homes built between 2000 to 2009 in Jasper can save $222 in contrast with Hamilton County ($223), White Springs ($223), Live Oak ($228).

Jasper Homeowners insurance Facts

  • Jasper, FL has 1,394 owner occupied houses which is 67.5% of all units whereas Hamilton County, White Springs and Live Oak have 72.48%, 68.06% and 68.22% respectively.
  • Jasper, FL homeowners yearly insurance price at $1,110 is 1.71% of the typical house value of $64,800 which is in contrast with 1.54% in Hamilton County, 1.54% at White Springs & 0.98% in Live Oak.
  • Homeowners in Jasper, FL pay 4.04% of their income ($25,000 to $29,999) in insurance whereas homeowners in Hamilton County, White Springs and Live Oak pay 4.05%, 4.05% and 4.15% respectively.
  • Jasper, FL’s insurance is 10.5% of monthly housing costs of $880/month, for owners with a mortgage compared to 10.48% in Hamilton County, 11.29% at White Springs & 9.63% in Live Oak. But, for households without a mortgage, insurance is 31.4% of costs ($295 in Jasper, FL) in contrast with 31.93% in Hamilton County, 29.59% at White Springs & 27.56% in Live Oak.

Jasper, FL Home Values & Insurance rates

For example, insurance for 64 Homes (4.0% of total homes ) valued between $250,000 to $299,999 in Jasper, FL is about $4,717.

Jasper, FL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 497 37.0% $421
$50,000 to $59,999 144 10.0% $899
$60,000 to $69,999 116 8.0% $1110
$70,000 to $79,999 138 10.0% $1276
$80,000 to $89,999 95 7.0% $1454
$90,000 to $99,999 36 2.0% $1620
$100,000 to $124,999 41 3.0% $1875
$125,000 to $149,999 15 1.0% $2353
$150,000 to $174,999 108 8.0% $2775
$175,000 to $199,999 59 4.0% $3207
$250,000 to $299,999 64 4.0% $4717

Renters Insurance in Jasper

  • Average Renters Insurance in Jasper :  $214($17/month)

  • Median Gross Rent in Jasper :  $485

  • Jasper Renters Insurance to Median Rent Ratio:  3.51%

  • Average household size of renter-occupied unit :  2.39

Jasper Renters Insurance as a Percentage of Rent

Jasper Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 46 7.0% $353
$200 to $299 80 13.0% $803
$300 to $499 191 31.0% $1253
$500 to $749 96 16.0% $1928
$750 to $999 170 28.0% $2678
$1,000 to $1,499 13 2.0% $3803

Rent Affordability in Jasper:

Approximately 48.0% (323) of households are spending more than 35% of their income on gross rent in Jasper

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 137 20.0%
15.0 to 19.9 percent 97 14.0%
20.0 to 24.9 percent 26 3.0%
25.0 to 29.9 percent 29 4.0%
30.0 to 34.9 percent 58 8.0%
35.0 percent or more 323 48.0%

Jasper Renters Insurance Discounts:

Jasper Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Jasper, FL Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 292 43.0% $21.4
2 vehicles available 93 13.0% $32.1
3 or more vehicles available 72 10.0% $42.8

Protective device discount in Jasper Up to :  $32

Claims-free discount in Jasper Up to :  $42