Jackson Insurance Rates:

Jackson, GA home insurance is roughly $735 to $1,020, about $61-$85/month. Our complete research shows customers can save as much as $351 by getting many quotes

Compare Quotes from Top Providers and Save now!

Jackson, Georgia Homeowners Insurance Reviews separate fact from fiction. Compare realistic quotes from the best home insurance providers.

Jackson Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Liberty Mutual
Home Insurance Rate of $840/10 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $225,000

4 Beds, 4 Baths 2680 sqft Primary Residence Constructed In 1991 with Carpet Flooring, Shingles Roof, Piers Foundation, Stone Siding, Wood Frame. Home Features Include Deadbolt Locks, Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

25 Years old Married Male who is a Freelancer with household income of more than $150,000 and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $500/7 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $200,000

4 Beds, 4 Bath 2920 sqft Primary Residence Constructed In 2010 with Stone Flooring, Slate Shingles Roof, Slab Foundation, Stucco siding, Metal Frame Construction. Home Features Include Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

67 Years old Married Female who is Unemployed and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

Home Insurance Rate of $130/3 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $125,000

3 Beds, 3 Bath 1580 sqft Seasonal Residence Constructed In 1979 with Carpet over wood flooring, Tile Roof, Piers Foundation, Wood siding, Brick Frame. Home Features Include Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

67 Years old Divorced Male who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

Home Insurance Rate of $190/5 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $155,000

5 Beds, 5 Baths 1810 sqft Seasonal Residence Constructed In 2009 with Linoleum, Wood Shake Roof, Slab Foundation, Stucco siding, Wood Frame. Home Features Include Deadbolt Locks, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

25 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $200/4 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $180,000

4 Beds, 4 Bath 2450 sqft Vacation Property Constructed In 2010 with Carpet over wood flooring, Membrane Roof, Crawl Space Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Fireplace, Copper Water Pipes, Fire Extinguisher, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

62 Years old Married Female who has a Full Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Guests at home

Home Insurance Rate of $200/4 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $150,000

4 Beds, 4 Baths 1900 sqft Seasonal Residence Constructed In 1977 with Carpet Flooring, Wood Shake Roof, Crawl Space Foundation, Vinyl siding, Wood Frame. Home Features Include Fireplace, Smoke Alarm, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

37 Years old Divorced Male who is Unemployed with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $190/4 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $235,000

4 Beds, 4 Baths 3380 sqft Seasonal Residence Constructed In 1945 with Linoleum, Metal Roof, Crawl Space Foundation, Brick siding, Brick Frame. Home Features Include Indoor Sprinklers, Fireplace, Fire Extinguisher, Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

48 Years old Single Male who is Unemployed and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $140/3 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $155,000

4 Beds, 4 Baths 1970 sqft Vacation Property Constructed In 1948 with Wood Flooring, Shingles Roof, Chainwall Foundation, Vinyl siding, Stucco Construction. Home Features Include Smoke Alarm, Swimming Pool, Deadbolt Locks, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

44 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

Home Insurance Rate of $700/7 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $345,000

5 Beds, 5 Baths 4300 sqft Seasonal Residence Constructed In 1995 with Wood Flooring, Asphalt Shingles Roof, Slab Foundation, Stucco siding, Brick Frame. Home Features Include Deadbolt Locks, Swimming Pool, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

49 Years old Divorced Male who has a Full Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1000/12 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $225,000

4 Beds, 4 Baths 2350 sqft Vacation Property Constructed In 2004 with Wood Flooring, Shingles Roof, Crawl Space Foundation, Stucco siding, Wood Frame. Home Features Include Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

33 Years old Single Female who is a Freelancer with household income of $75-$100,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

  • Guests at home

Jackson, GA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
30233 $129,200 $890

Jackson Rates & Quotes Analysis:

Jackson Area Estimated House Insurance
Pineview Rd, Creekside Ct, Longleaf Dr, Correll Dr, Royal Ct, Macon Rd, Shoemaker St, Bibb Station Rd, E Ball Rd, S Oak St$886
Samuel Barber, Nelson St, W 3rd St, Peachtree St, Viewpoint Dr, Edgewood Ave, Jackson St, Hill St, Railroad Ave, Second Ave$871
Panther Woods Dr, James Moore Dr, Regal Rd, Hillcrest Dr, Park Ave, Freeman St, Kay St, Maddox Cir, W 1st St, E College St$871
6th St, Pittman St, Kings Ct, Thornbury Ct, Slaughter Ave, Duggan St, Walter Moore Rd, Briarcliff Rd, Charlie Sheppard Rd, N McKibben St$865
Lewis St, McDonough Rd, Fay St, Mill St, Higgins Rd, Industrial Ave, Howard Perdue Rd, Bunch Rd, Macedonia Church Rd, S Holley St$881

Insurance rates are influenced by a number of factors including:

  • Year Built: 495 Homes (14% of total) built between 1960 to 1969 in Jackson are paying home insurance between $1,537-$1,551 compared to Flovilla (+$27), Southwest Butts (+$16), Worthville (+$10), East Griffin (-$45) and Experiment (-$27).
  • Bedrooms: 1,540 3 bedrooms homes (44% of total homes ) in Jackson are paying about $782. Areas near to Jackson such as Butts County, Southwest Butts, Worthville are costlier by $13, $8, $5 respectively whereas Jenkinsburg and Monticello are more economical by $3, $5 respectively for similar homes.
  • Auto Insurance Bundling: 642 Households (36% of all households) in Jackson have 3 or more vehicles available and when it is bundled with home insurance you can save $219. Discounts for similar bundling in close by locations such as Butts County, Jenkinsburg, Flovilla come to $220, $218, $223 respectively.
  • Senior Discounts: 1,068 seniors (more than 55 years) occupied housing units (60% of total) in Jackson get discounts between $129 to $133. The comparative concessions in proximate regions such as Butts County, Jenkinsburg and Flovilla are $132, $131 and $133 respectively.
  • New Homes discounts: New homes such as the 1,401 homes built between 2000 to 2009 in Jackson can save $175 in contrast with Butts County ($176), Jenkinsburg ($175), Flovilla ($178).

Jackson Homeowners insurance Facts

  • Jackson, GA has 1,760 owner occupied houses which is 60.7% of all units whereas Butts County, Jenkinsburg and Flovilla have 76.09%, 77.52% and 84.77% respectively.
  • Jackson, GA homeowners yearly insurance price at $878 is 0.71% of the typical house value of $122,900 which is in contrast with 0.67% in Butts County, 0.74% at Jenkinsburg & 0.59% in Flovilla.
  • Homeowners in Jackson, GA pay 2.7% of their income ($30,000 to $34,999) in insurance whereas homeowners in Butts County, Jenkinsburg and Flovilla pay 2.72%, 2.69% and 2.75% respectively.
  • Jackson, GA’s insurance is 6.2% of monthly housing costs of $1,176/month, for owners with a mortgage compared to 5.88% in Butts County, 5.74% at Jenkinsburg & 5.37% in Flovilla. But, for households without a mortgage, insurance is 20.9% of costs ($350 in Jackson, GA) in contrast with 19.89% in Butts County, 18.79% at Jenkinsburg & 18.6% in Flovilla.

Jackson, GA Home Values & Insurance rates

For example, insurance for 46 Homes (2.0% of total homes ) valued between $80,000 to $89,999 in Jackson, GA is about $605. Rates in nearby areas in such as Butts County, Flovilla, Southwest Butts are cheaper by $40, $105, $73 respectively while Jenkinsburg and South Newton are costlier by $16 and $16 respectively for similar homes.

Jackson, GA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 198 12.0% $175
$50,000 to $59,999 101 6.0% $368
$60,000 to $69,999 115 6.0% $456
$70,000 to $79,999 68 4.0% $535
$80,000 to $89,999 46 2.0% $605
$90,000 to $99,999 218 13.0% $676
$100,000 to $124,999 146 8.0% $781
$125,000 to $149,999 196 11.0% $974
$150,000 to $174,999 148 8.0% $1158
$200,000 to $249,999 162 9.0% $1606
$250,000 to $299,999 97 5.0% $1966
$300,000 to $399,999 154 9.0% $2493

Renters Insurance in Jackson

  • Average Renters Insurance in Jackson :  $281($23/month)

  • Median Gross Rent in Jackson :  $725

  • Jackson Renters Insurance to Median Rent Ratio:  3.17%

  • Average household size of renter-occupied unit :  2.57

Jackson Renters Insurance as a Percentage of Rent

Jackson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 92 8.0% $820
$300 to $499 132 11.0% $1270
$500 to $749 419 37.0% $1945
$750 to $999 371 33.0% $2695
$1,000 to $1,499 80 7.0% $3820

Rent Affordability in Jackson:

Approximately 47.0% (540) of households are spending more than 35% of their income on gross rent in Jackson

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 176 15.0%
15.0 to 19.9 percent 44 3.0%
20.0 to 24.9 percent 53 4.0%
25.0 to 29.9 percent 270 23.0%
30.0 to 34.9 percent 56 4.0%
35.0 percent or more 540 47.0%

Jackson Renters Insurance Discounts:

Jackson Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Jackson, GA Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 660 57.0% $28.1
2 vehicles available 307 26.0% $42.15
3 or more vehicles available 35 3.0% $56.2

Jackson Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 60 5.0% $72
60 to 64 years 111 9.0% $58
65 to 74 years 81 7.0% $47
75 years and over 194 17.0% $36

Protective device discount in Jackson Up to :  $42

Claims-free discount in Jackson Up to :  $56