Itasca Insurance Rates:

Itasca, IL home insurance is nearly $702 to $967, about $58-$80/month. Our all inclusive research reveals consumers can save upto $333 by comparing many quotes

Compare Quotes from Top Providers and Save now!

Read Itasca, Illinois Homeowners Insurance Reviews & compare quotes to find the best & cheapest home insurance provider.

Itasca Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Erie Insurance
Home Insurance Rate of $90/1 month for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $205,000

3 Beds, 3 Baths 1450 sqft Vacation Property Constructed In 2014 with Hardwood Flooring, Composition Roof, Piers Foundation, Stone Siding, Stucco Construction. Home Features Include Central Air Conditioning, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

23 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $430/7 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $280,000

2 Beds, 2 Bath 1520 sqft Seasonal Residence Constructed In 1992 with Carpet over wood flooring, Asphalt Shingles Roof, Chainwall Foundation, Brick siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

64 Years old Married Female who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

Home Insurance Rate of $2090/10 months for $600000-$700000 Coverage
Policy Holder Home Details :

Home Value : $625,000

5 Beds, 5 Baths 4190 sqft Rental Property Constructed In 2013 with Wood Flooring, Membrane Roof, Piers Foundation, Vinyl siding, Stucco Construction. Home Features Include Fire Extinguisher, Swimming Pool, Indoor Sprinklers, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

32 Years old Single Female who is Unemployed and has 2 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $360/4 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $240,000

5 Beds, 5 Baths 1540 sqft Seasonal Residence Constructed In 2013 with Carpet Flooring, Wood Shake Roof, Chainwall Foundation, Stone Siding, Brick Frame. Home Features Include Fire Extinguisher, Indoor Sprinklers, Smoke Alarm, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

37 Years old Divorced Female who has a Full Time Job with household income of $75-$100,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $640/4 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $395,000

4 Beds, 4 Baths 2840 sqft Rental Property Constructed In 1981 with Carpet over wood flooring, Tile Roof, Piers Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Deadbolt Locks, Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

74 Years old Divorced Male who is Retired with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

Home Insurance Rate of $930/8 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $400,000

4 Beds, 4 Bath 3020 sqft Vacation Property Constructed In 2013 with Wood Flooring, Shingles Roof, Slab Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

53 Years old Divorced Male who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $560/10 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $250,000

3 Beds, 3 Baths 1900 sqft Primary Residence Constructed In 2013 with Stone Flooring, Slate Shingles Roof, Chainwall Foundation, Stucco siding, Wood Frame. Home Features Include Smoke Alarm, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

58 Years old Married Male who is Unemployed and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $580/6 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $390,000

3 Beds, 3 Baths 2350 sqft Rental Property Constructed In 1998 with Carpet Flooring, Tile Roof, Slab Foundation, Brick siding, Stucco Construction. Home Features Include Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

40 Years old Single Female who is a Freelancer with household income of $100-$150,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $620/10 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $185,000

2 Beds, 2 Bath 1400 sqft Seasonal Residence Constructed In 1966 with Ceramic Tile Flooring, Composition Roof, Chainwall Foundation, Brick siding, Wood Frame. Home Features Include Fireplace, Smoke Alarm, Central Air Conditioning, Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

34 Years old Single Female who is a Freelancer with household income of $75-$100,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $620/4 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $560,000

4 Beds, 4 Baths 3150 sqft Rental Property Constructed In 1976 with Carpet Flooring, Shingles Roof, Chainwall Foundation, Vinyl siding, Stucco Construction. Home Features Include Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

46 Years old Married Female who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Itasca, IL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
60143 $322,300 $860

Itasca Rates & Quotes Analysis:

Itasca Area Estimated House Insurance
Hickory Trl, Plum Grove Rd, Home Ave, Broker Ave, Itasca St, N Cherry St, 1st Ave, Century Dr, Westridge Pl, E Tall Oaks Ln$846
Ardmore St, Trinity Dr, Front St, E Stoneham St, Bunker Ter, Central Rd, Stoneham St, Glenlake Ave, W Adamy Ct, N Michael Dr$802
Emmerson Ave, Hickory Dr, Scarlet Dr, North Ln, Creel Dr, Portwine Dr, Stevenson Ct, Temple Dr, N Babbit Ave, Spruce Ave$802
W Grove St, Allan Dr, Honey Hill Rd, Mittel Dr, Lloyd Ave, N Maple St, Schiller Sq, Mark St, Morningside Ct, E Commercial St$803
Walters Ln, N Mittel Blvd, E Glenlake Ave, Royal Dr, Rosebud Ln, Ascot Pl, 1st St, N Arlington Heights Rd, Ventura Club Dr, Richert Rd$845

Insurance rates are influenced by a number of factors including:

  • Year Built: 593 Homes (17% of total) built between 1990 to 1999 in Itasca are paying home insurance between $1,203-$1,215 and differs from Elmhurst (+$43), Glen Ellyn (+$59), Arlington Heights (+$20), Wood Dale (-$45) and Addison (-$29).
  • Bedrooms: 1,256 3 bedrooms homes (37% of total homes ) in Itasca are paying about $768 in contrast with Elmhurst (+$27), Glen Ellyn (+$37), Arlington Heights (+$13), Wood Dale (-$29) and Addison (-$19).
  • Auto Insurance Bundling: 502 Households (22% of all households) in Itasca have 3 or more vehicles available and when it is bundled with home insurance you can save $208 and differs from Wood Dale ($200), Addison ($203), Roselle ($203).
  • Senior Discounts: 1,119 seniors (more than 55 years) occupied housing units (49% of total) in Itasca get discounts between $123 to $126 and differs from Wood Dale ($120), Addison ($122), Roselle ($121).
  • New Homes discounts: New homes such as the 1,293 homes built between 2000 to 2009 in Itasca can save $166 and varies from Wood Dale ($160), Addison ($162), Roselle ($162).

Itasca Homeowners insurance Facts

  • Itasca, IL has 2,280 owner occupied houses which is 72.0% of all units whereas Wood Dale, Addison and Roselle have 80.27%, 73.29% and 77.74% respectively.
  • Itasca, IL homeowners yearly insurance price at $834 is 0.26% of the typical house value of $314,800 which is in contrast with 0.32% in Wood Dale, 0.3% at Addison & 0.3% in Roselle.
  • Homeowners in Itasca, IL pay 1.24% of their income ($60,000 to $74,999) in insurance whereas homeowners in Wood Dale, Addison and Roselle pay 1.19%, 1.21% and 1.2% respectively.
  • Itasca, IL’s insurance is 3.1% of monthly housing costs of $2,254/month, for owners with a mortgage compared to 3.48% in Wood Dale, 3.32% at Addison & 3.45% in Roselle. But, for households without a mortgage, insurance is 8.7% of costs ($798 in Itasca, IL) in contrast with 9.19% in Wood Dale, 9.37% at Addison & 9.95% in Roselle.

Itasca, IL Home Values & Insurance rates

For example, insurance for 677 Homes (39.0% of total homes ) valued between $300,000 to $399,999 in Itasca, IL is about $925. Rates in nearby areas in such as Elmhurst, Mount Prospect, Glen Ellyn are cheaper by $131, $7, $164 respectively while Wood Dale and Addison are costlier by $199 and $125 respectively for similar homes.

Itasca, IL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 27 1.0% $58
$90,000 to $99,999 30 1.0% $250
$100,000 to $124,999 123 7.0% $283
$125,000 to $149,999 46 2.0% $358
$150,000 to $174,999 61 3.0% $425
$175,000 to $199,999 80 4.0% $492
$200,000 to $249,999 351 20.0% $592
$250,000 to $299,999 314 18.0% $725
$300,000 to $399,999 677 39.0% $925

Renters Insurance in Itasca

  • Average Renters Insurance in Itasca :  $3($0/month)

  • Median Gross Rent in Itasca :  $1,083

  • Average household size of renter-occupied unit :  2.29

Itasca Renters Insurance as a Percentage of Rent

Itasca Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 21 2.0% $1200
$500 to $749 35 4.0% $1875
$750 to $999 276 31.0% $2625
$1,000 to $1,499 395 45.0% $3750
$1,500 or more 139 16.0% $5400

Rent Affordability in Itasca:

Approximately 39.0% (354) of households are spending more than 35% of their income on gross rent in Itasca

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 81 9.0%
15.0 to 19.9 percent 120 13.0%
20.0 to 24.9 percent 116 13.0%
25.0 to 29.9 percent 114 12.0%
30.0 to 34.9 percent 103 11.0%
35.0 percent or more 354 39.0%

Itasca Renters Insurance Discounts:

Itasca Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Itasca, IL Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 492 55.0% $0.3
2 vehicles available 279 31.0% $0.45
3 or more vehicles available 96 10.0% $0.6

Protective device discount in Itasca Up to :  $0

Claims-free discount in Itasca Up to :  $0