Irving Insurance Rates:

Irving, TX home insurance is nearly $884 to $1,198, about $73-$99/month. Our detailed research indicates shoppers can save upto $416 by comparing multiple quotes

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Read Irving, Texas Homeowners Insurance Reviews & compare quotes to find the best & cheapest home insurance provider.

Irving Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Farmers Insurance
Home Insurance Rate of $300/3 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $145,000

3 Beds, 3 Bath 1980 sqft Rental Property Constructed In 2008 with Linoleum, Shingles Roof, Chainwall Foundation, Stone Siding, Metal Frame Construction. Home Features Include Smoke Alarm, Swimming Pool, Copper Water Pipes, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

28 Years old Divorced Female who has a Full Time Job with household income of $50-$75,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $490/3 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $175,000

2 Beds, 2 Bath 1780 sqft Vacation Property Constructed In 1977 with Carpet over wood flooring, Metal Roof, Slab Foundation, Vinyl siding, Stucco Construction. Home Features Include Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

55 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $560/6 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $95,000

2 Beds, 2 Bath 1340 sqft Rental Property Constructed In 1978 with Carpet Flooring, Metal Roof, Slab Foundation, Vinyl siding, Stucco Construction. Home Features Include Copper Water Pipes, Swimming Pool, Deadbolt Locks, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

69 Years old Married Female who is a Freelancer with household income of $75-$100,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1030/10 months for $100,000-$125,000 Coverage
Policy Holder Home Details :

Home Value : $120,000

1 Bed, 1 Bath 1001 sqft Rental Property Constructed In 1991 with Linoleum, Membrane Roof, Piers Foundation, Brick siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

64 Years old Divorced Male who has a Full Time Job with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

Irving, TX Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
75039 $377,800 $1,190
75063 $274,200 $1,130
75038 $176,200 $1,070
75062 $125,000 $1,050
75061 $118,900 $1,030
75060 $111,900 $1,030

Irving Rates & Quotes Analysis:

Irving Area Estimated House Insurance
Marvel Dr, Redbud Ln, Crisp Dr, Valley Ranch Pkwy W, N Shore, Morrison Ln, Bur Oak Dr, F A A Blvd, Shufford St, Halifax St$1,026
Levee Rd, Witton St, Quail Hollow Ln, Ridgepoint Dr, Canary Dr, Saint James Rd, Loma Alta Dr, Linwood Ln, Tantor Rd, Rosecrest Ln$1,006
NE 8th St, Valdina St, Stemmons Trl, Freewood Dr, Cumberland Pl, Croydon St, George Ct, Schulze Dr, Rosita St, Mullins St$976
High Tech Dr, W 16th St, Surry Cir, Plover Ln, Ridgefield St, Gretna St, Glenda Ln, Redondo, Bel Aire Crst, Weathered St$967
Strait St, Gilbert Cir, Laguna, N Glen Dr, Roger Williams Dr, Capitol Ct, Redwood Ct, Bessemer St, McCarthy St, Recognition Point Dr$1,020
S Sleepy Hollow Ct, James St, Mercy Ln, Island Ct, Gardenia St, Hurd Dr, Fannin Dr, Cindy Ln, Sweetgum Dr, Bristol Ct S$1,029
S Nursery Rd, Chime Ct, Royal Xing, Directors Row, E Holland Dr, Steinbeck Ln, Dillon Trl, Brentwood Ct, Cliffside Ct, E Bangor Ct$1,148
E Gilbert Rd, Monticello Dr, Glenhaven Ct, Deseo, Mayo St, Daywood Ln, W Kellywood Ct, Skyway Cir N, Onetta Dr, Luchenbach Ln$1,168
Westmont Dr, Beverly Pkwy, Springwood Dr, Anode Ln, Lloyd Ct, California Crossing Rd, Entrada Blvd, Las Brisas Dr, John Smith Dr, N Gloucester St$1,028
W Highland Dr, Myrtle Dr, Yale St, E 4th St, Wallin Dr, Balleywood Rd, Sequoya Trl, Ridgeway St, Buckingham Dr, Kendall Ln$1,021

Insurance rates are influenced by a number of factors including:

  • Year Built: 14,344 Homes (15% of total homes ) built between 1960 to 1969 in Irving are paying home insurance between $1,824-$1,839. Places close to Irving, TX such as Coppell, Grapevine, Bedford are more expensive by $132, $83, $18 respectively while Cockrell Hill and Southwest Dallas are cheaper by $58 and $26 respectively for similar homes.
  • Bedrooms: 26,927 2 bedrooms homes (30% of total homes ) in Irving are paying about $636. Areas near to Irving such as Coppell, Grapevine, Bedford are costlier by $46, $29, $6 respectively whereas Cockrell Hill and Southwest Dallas are more economical by $21, $9 respectively for similar homes.
  • Auto Insurance Bundling: 15,792 Households (49% of all households) in Irving have 2 vehicles available and when it is bundled with home insurance you can save $208 and varies from Euless ($208), Farmers Branch ($209), Coppell ($223).
  • Senior Discounts: 13,009 seniors (more than 55 years) occupied housing units (40% of total) in Irving get discounts between $155 to $158. The comparative concessions in proximate regions such as Euless, Coppell and Grapevine are $156, $167 and $163 respectively.
  • New Homes discounts: New homes such as the 35,591 homes built between 2000 to 2009 in Irving can save $208 and similar new home insurance discounts in nearby towns and cities like Euless, Farmers Branch and Coppell are $208, $209 and $223 respectively.

Irving Homeowners insurance Facts

  • Irving, TX has 31,968 owner occupied houses which is 39.2% of all units whereas Euless, Farmers Branch and Coppell have 44.59%, 61.95% and 72.27% respectively.
  • Irving, TX homeowners yearly insurance price at $1,041 is 0.75% of the typical house value of $138,200 which is in contrast with 0.73% in Euless, 0.72% at Farmers Branch & 0.41% in Coppell.
  • Homeowners in Irving, TX pay 3.2% of their income ($30,000 to $34,999) in insurance whereas homeowners in Euless, Farmers Branch and Coppell pay 3.21%, 3.22% and 3.44% respectively.
  • Irving, TX’s insurance is 5.5% of monthly housing costs of $1,590/month, for owners with a mortgage compared to 5.83% in Euless, 6.05% at Farmers Branch & 4.1% in Coppell. But, for households without a mortgage, insurance is 15.7% of costs ($554 in Irving, TX) in contrast with 16.35% in Euless, 16.59% at Farmers Branch & 10.14% in Coppell.

Irving, TX Home Values & Insurance rates

For example, insurance for 6,032 Homes (20.0% of total homes ) valued between $100,000 to $124,999 in Irving, TX is about $822. Rates in nearby areas in such as Euless, Farmers Branch, Coppell are cheaper by $19, $39, $376 respectively while Cockrell Hill and Southwest Dallas are costlier by $579 and $174 respectively for similar homes.

Irving, TX Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,213 4.0% $187
$60,000 to $69,999 478 1.0% $489
$70,000 to $79,999 1,157 3.0% $562
$80,000 to $89,999 1,742 5.0% $635
$90,000 to $99,999 2,952 9.0% $707
$100,000 to $124,999 6,032 20.0% $822
$125,000 to $149,999 4,250 14.0% $1030
$150,000 to $174,999 3,147 10.0% $1217
$175,000 to $199,999 1,809 6.0% $1405
$200,000 to $249,999 2,762 9.0% $1696
$250,000 to $299,999 1,763 5.0% $2071
$300,000 to $399,999 2,266 7.0% $2633

Renters Insurance in Irving

  • Average Renters Insurance in Irving :  $191($15/month)

  • Median Gross Rent in Irving :  $885

  • Irving Renters Insurance to Median Rent Ratio:  1.69%

  • Average household size of renter-occupied unit :  2.45

Irving Renters Insurance as a Percentage of Rent

Irving Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 925 1.0% $1247
$500 to $749 13,483 27.0% $1922
$750 to $999 17,365 35.0% $2672
$1,000 to $1,499 13,449 27.0% $3797
$1,500 or more 3,367 6.0% $5447

Rent Affordability in Irving:

Approximately 35.0% (17,546) of households are spending more than 35% of their income on gross rent in Irving

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 7,075 14.0%
15.0 to 19.9 percent 6,876 13.0%
20.0 to 24.9 percent 7,313 14.0%
25.0 to 29.9 percent 6,374 12.0%
30.0 to 34.9 percent 4,434 8.0%
35.0 percent or more 17,546 35.0%

Irving Renters Insurance Discounts:

Irving Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Irving, TX Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 28,987 58.0% $19.1
2 vehicles available 14,102 28.0% $28.65
3 or more vehicles available 2,902 5.0% $38.2

Protective device discount in Irving Up to :  $28

Claims-free discount in Irving Up to :  $38