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Irvine, CA Home Values & Insurance Rates

Irvine, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 143 2.0% $20
$60,000 to $69,999 137 2.0% $67
$70,000 to $79,999 84 1.0% $73
$80,000 to $89,999 122 2.0% $87
$100,000 to $124,999 160 2.0% $113
$125,000 to $149,999 127 2.0% $140
$150,000 to $174,999 178 3.0% $167
$175,000 to $199,999 103 1.0% $194
$200,000 to $249,999 590 10.0% $227
$250,000 to $299,999 948 16.0% $281
$300,000 to $399,999 3,201 54.0% $361

Irvine Renters Insurance as a Percentage of Rent

Irvine Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 675 1.0% $1212
$500 to $749 1,242 3.0% $1887
$750 to $999 1,352 3.0% $2637
$1,000 to $1,499 5,684 14.0% $3762
$1,500 or more 28,558 75.0% $5412

Example Irvine Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualNationwide InsuranceTravelers
Monthly Premium 66140117
Year Built 200719811994
Home Details 3 Beds, 2 Baths5 Beds, 4 Baths2 Beds, 1 Baths
Coverage Amount $400000-$500000More than 10000000$400000-$500000
Deductible $2500-$5000 Deductible> $10,000 Deductible$500- $1000 Deductible

Top Home Insurance Agents Near Irvine, CA

Home Insurance Company Near Irvine, CA Homeowners Insurance Agency Near Irvine, CA Address Distance from Irvine, CA (miles)
State Farm Bele Nguyen 16145 Brookhurst St, Fountain Vly, CA, 92708-1549 11.1
Allstate Gerrold Burk 2129 E Florida Ave, Hemet, CA, 92544 47.4
Farmers Karin Size 24661 Del Prado Ste 2, Dana Point, CA, 92629 15.3
State Farm Kevin Kuwae 18533 S Western Avenue, Gardena, CA, 90248-3830 33.4
Travelers Ron Young Insurance Agency 220 S GLENOAKS BLVD, BURBANK, CA, 91502 46.3


Estimated Home Insurance By Street Area Near Irvine, CA

Irvine Area Estimated House Insurance
Cabrini, Carver, Winterfield Way, Cmt Salado, Bridgeway St, Banyan, Commercenter Dr, Vermillion, Malaga St, Orleans Cir$662
Sandstone, Oak Canyon, Manchester Way, Los Trancos Dr, Cantora, Sunnyhill, Franciscan St, Ashbourne Rd, Cartier Aisle, Silver Cres$672
Figaro, Acacia Tree Ln, Santa Luzia Aisle, Geranium, Hemmingway Ave, Hillsboro Pl, Palmwood, Sterling, Waverly Ln, E Trenton$643
Belmez, Monticello, Eiffel Cir, Revere, Cll Madris, Forsythe Way, Spring Valley, Villager, Sandfield Pl, Stearns$678
Mosher Ave, la Quinta, San Marino, Pebble, Miramonte Ct, Deer Spring, Brookmont, Cmt Tecate, Reynolds Ave, Waterman$646
Cmt Nicosia, Miro Ct, Henna, Golden Glen St, Graham Dr, Sylvan, Ridge Valley, Cll Florera, Forest Hill, Lake Rd$664
Weathervane, Hidden Brook, Russell Pl, Corriente, Santa Barbara Ct, Blue Spruce, Goshen, Majorca Ave, Petersburg, Corinthian Way$698
Butler St, Silverwood, Civic Center Plz, Field, Compass Rose Way, Bell, Shamrock Rd, Colonna, Declaration Pl, Flores$667
Bonsall, Santa Vittoria Dr, Pso Verdura, Buckthorn, Berkshire Pl, Giotto, New Dawn, Browning, Cherokee, Moya$633
Nau Ave, Lost River Ct, Means, Foxchase, Bonvue Ter, Paloma, Altura, Lexington St, Via Alicante, Asbury$686

Irvine, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Irvine Homeowner Insurance Premium Example $1,900$1,700
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $16,900$16,300
Net Savings to Irvine Home Owner from High Deductible Plan $600

Irvine, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Irvine, CA Home Replacement Value MORE than Home Value Irvine, CA Home Replacement Value LESS than Home Value
Replacement Value $983,000 $660,500
Insurance Premium based on Replacement Value $2,550 $1,725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $126,000 Risk Exposure from Under Insuring Coverage is $196,500
Premium Impact Insurance cheaper by $500/year Insurance costlier by $325/year