Inglewood Insurance Rates:

Inglewood, CA home insurance is approximately $532 to $720, about $44-$60/month. Our thorough research indicates shoppers can save as much as $250 by comparing different quotes

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Inglewood Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
GEICO Insurance
Home Insurance Rate of $510/9 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $255,000

2 Beds, 2 Bath 1420 sqft Seasonal Residence Constructed In 1993 with Ceramic Tile Flooring, Composition Roof, Crawl Space Foundation, Stone Siding, Brick Frame. Home Features Include Smoke Alarm, Fire Extinguisher, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

65 Years old Married Female who has a Full Time Job with household income of $100-$150,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $790/10 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $575,000

4 Beds, 4 Baths 2930 sqft Vacation Property Constructed In 1955 with Wood Flooring, Membrane Roof, Crawl Space Foundation, Stone Siding, Brick Frame. Home Features Include Copper Water Pipes, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

64 Years old Married Female who has a Full Time Job with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $370/9 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $190,000

2 Beds, 2 Bath 1240 sqft Vacation Property Constructed In 1951 with Stone Flooring, Shingles Roof, Piers Foundation, Vinyl siding, Brick Frame. Home Features Include Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

33 Years old Divorced Female who has a Full Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $350/3 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $385,000

4 Beds, 4 Baths 1980 sqft Primary Residence Constructed In 1972 with Wood Flooring, Slate Shingles Roof, Crawl Space Foundation, Brick siding, Stucco Construction. Home Features Include Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

40 Years old Divorced Male who is a Freelancer with household income of $100-$150,000 and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $550/8 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $305,000

4 Beds, 4 Baths 1930 sqft Primary Residence Constructed In 1983 with Wood Flooring, Membrane Roof, Piers Foundation, Stone Siding, Wood Frame. Home Features Include Indoor Sprinklers, Deadbolt Locks, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

71 Years old Divorced Female who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $580/5 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $515,000

4 Beds, 4 Baths 3350 sqft Vacation Property Constructed In 1978 with Stone Flooring, Membrane Roof, Slab Foundation, Vinyl siding, Wood Frame. Home Features Include Copper Water Pipes, Central Air Conditioning, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

74 Years old Single Male who has a Full Time Job with household income of $50-$75,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

Home Insurance Rate of $80/2 months for $150,000-$175,000 Coverage
Policy Holder Home Details :

Home Value : $160,000

2 Beds, 2 Baths 830 sqft Primary Residence Constructed In 1959 with Carpet Flooring, Composition Roof, Slab Foundation, Stucco siding, Stucco Construction. Home Features Include Copper Water Pipes, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

33 Years old Divorced Female who has a Part Time Job with household income of less than $25,000 and has More than 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

Inglewood, CA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
90305 $371,600 $630
90303 $342,900 $620
90302 $337,500 $630
90301 $299,800 $620

Inglewood Rates & Quotes Analysis:

Inglewood Area Estimated House Insurance
Rumbold St, W 165th Pl, St Andrews Way, W 154th Pl, W 82nd Pl, Arbor Ln, Valmeyer Ave, E Nutwood St, Alma Ave, Moonstone Way$639
Almertens Pl, Gerkin Ave, Venice Way, Thorncroft Ln, N Flower St, W Beach Ave, Sycamore Pl, 149th St, W 169th St, Opal Way$621
W 172nd St, W 125th St, Ravenswood Ave, Welton Way, Van Buren Ct, Kensley Dr, S Mansel Ave, W Marine Ave, Sundale Ave, Vesta St$618
Garnet Ln, Harvard Blvd, 137th Pl, W 64th Pl, S Oak St, Komori Cir, Amber Pl, S Myers Pl, Nectarine St, Kingsley Dr$621
W Magnolia Ave, 153rd St, Overhill Dr, S Maple St, Stepney Pl, W Hardy St, 123rd Pl, S Burl Ave, Sutro Ave, Forest St$633

Insurance rates are influenced by a number of factors including:

  • Year Built: 30,424 Homes (23% of total homes ) built between 1950 to 1959 in Inglewood are paying home insurance between $1,177-$1,186. Places close to Inglewood, CA such as Hawthorne, Del Aire, Alondra Park are more expensive by $13, $28, $17 respectively while Lennox and Westmont are cheaper by $16 and $14 respectively for similar homes.
  • Bedrooms: 30,150 1 bedroom homes (24% of total homes ) in Inglewood are paying about $182. Areas near to Inglewood such as El Segundo, Manhattan Beach, View Park-Windsor Hills are costlier by $11, $22, $3 respectively whereas Hawthorne and Lennox are more economical by $4, $8 respectively for similar homes.
  • Auto Insurance Bundling: 17,326 Households (39% of all households) in Inglewood have 2 vehicles available and when it is bundled with home insurance you can save $125 and varies from Hawthorne ($126), Lennox ($123), West Athens ($125).
  • Senior Discounts: 22,075 seniors (more than 55 years) occupied housing units (50% of total) in Inglewood get discounts between $93 to $96 in contrast with Hawthorne ($94), Lennox ($92), West Athens ($93).
  • New Homes discounts: New homes such as the 40,620 homes built between 2000 to 2009 in Inglewood can save $125 and similar new home insurance discounts in nearby towns and cities like Hawthorne, Lennox and West Athens are $126, $123 and $125 respectively.

Inglewood Homeowners insurance Facts

  • Inglewood, CA has 43,788 owner occupied houses which is 36.4% of all units whereas Hawthorne, Lennox and West Athens have 26.2%, 33.13% and 46.53% respectively.
  • Inglewood, CA homeowners yearly insurance price at $626 is 0.17% of the typical house value of $367,500 which is in contrast with 0.15% in Hawthorne, 0.19% at Lennox & 0.17% in West Athens.
  • Homeowners in Inglewood, CA pay 1.09% of their income ($45,000 to $49,999) in insurance whereas homeowners in Hawthorne, Lennox and West Athens pay 1.1%, 1.07% and 1.09% respectively.
  • Inglewood, CA’s insurance is 2.5% of monthly housing costs of $2,119/month, for owners with a mortgage compared to 2.29% in Hawthorne, 2.89% at Lennox & 2.52% in West Athens. But, for households without a mortgage, insurance is 13.2% of costs ($394 in Inglewood, CA) in contrast with 13.85% in Hawthorne, 12.03% at Lennox & 13.95% in West Athens.

Inglewood, CA Home Values & Insurance rates

For example, insurance for 12,703 Homes (48.0% of total homes ) valued between $300,000 to $399,999 in Inglewood, CA is about $594. Rates in nearby areas in such as Hawthorne, Del Aire, Alondra Park are cheaper by $63, $114, $79 respectively while Lennox and Westmont are costlier by $79 and $74 respectively for similar homes.

Inglewood, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,659 6.0% $37
$100,000 to $124,999 607 2.0% $181
$150,000 to $174,999 981 3.0% $275
$175,000 to $199,999 840 3.0% $319
$200,000 to $249,999 3,336 12.0% $381
$250,000 to $299,999 5,121 19.0% $463
$300,000 to $399,999 12,703 48.0% $594

Renters Insurance in Inglewood

  • Average Renters Insurance in Inglewood :  $143($11/month)

  • Median Gross Rent in Inglewood :  $1,062

  • Inglewood Renters Insurance to Median Rent Ratio:  1.04%

  • Renter occupied housing units in Inglewood :  76,397

Inglewood Renters Insurance as a Percentage of Rent

Inglewood Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 983 1.0% $785
$300 to $499 1,835 2.0% $1235
$500 to $749 7,187 9.0% $1910
$750 to $999 22,300 29.0% $2660
$1,000 to $1,499 31,591 42.0% $3785
$1,500 or more 10,804 14.0% $5435

Rent Affordability in Inglewood:

Approximately 52.0% (40,431) of households are spending more than 35% of their income on gross rent in Inglewood

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 5,897 7.0%
15.0 to 19.9 percent 7,109 9.0%
20.0 to 24.9 percent 8,756 11.0%
25.0 to 29.9 percent 8,335 10.0%
30.0 to 34.9 percent 5,869 7.0%
35.0 percent or more 40,431 52.0%

Inglewood Renters Insurance Discounts:

Inglewood Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Inglewood, CA Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 39,257 51.0% $14.3
2 vehicles available 20,360 26.0% $21.45
3 or more vehicles available 6,210 8.0% $28.6

Inglewood Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 5,188 6.0% $106
60 to 64 years 4,568 5.0% $84
65 to 74 years 4,883 6.0% $69
75 years and over 2,973 3.0% $53

Protective device discount in Inglewood Up to :  $21

Claims-free discount in Inglewood Up to :  $28