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Indianapolis, IN Home Values & Insurance Rates

Indianapolis, IN Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 15,123 8.0% $163
$50,000 to $59,999 6,799 3.0% $351
$60,000 to $69,999 9,332 5.0% $441
$70,000 to $79,999 10,126 5.0% $506
$80,000 to $89,999 12,379 7.0% $571
$90,000 to $99,999 12,478 7.0% $645
$100,000 to $124,999 32,177 18.0% $743
$125,000 to $149,999 24,576 13.0% $931
$150,000 to $174,999 19,347 10.0% $1102
$175,000 to $199,999 10,773 6.0% $1274
$200,000 to $249,999 11,358 6.0% $1535
$250,000 to $299,999 6,432 3.0% $1870
$300,000 to $399,999 5,871 3.0% $2377

Indianapolis Renters Insurance as a Percentage of Rent

Indianapolis Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 2,331 1.0% $348
$200 to $299 3,273 2.0% $798
$300 to $499 10,683 7.0% $1248
$500 to $749 51,995 37.0% $1923
$750 to $999 43,561 31.0% $2673
$1,000 to $1,499 22,224 16.0% $3798
$1,500 or more 3,818 2.0% $5448

Example Indianapolis Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmTravelersErie Insurance
Monthly Premium 626971
Year Built 201420051965
Home Details 5 Beds, 1 Baths4 Beds, 2 Baths3 Beds, 1 Baths
Coverage Amount $250000-$300000$200000-$250000$175000-$200000
Deductible > $10,000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Top Home Insurance Agents Near Indianapolis, IN

Home Insurance Company Near Indianapolis, IN Homeowners Insurance Agency Near Indianapolis, IN Address Distance from Indianapolis, IN (miles)
Marvin Johnson & Associates 305 Washington St., Columbus, IN, 47201 41.5
Hbg-Wiggins Insurance Agency 1655 E Hawthorn Dr, Plainfield, IN, 46168 13.2
United Insurance Agencies 220 South Walnut St, Muncie, IN, 47305 49.4
Erie Gredy Insurance Agency Inc. 3939 S Walnut Street Suite 1, Bloomington, IN, 47401 49.6
Travelers Regions Insurance Inc 2701 ALBRIGHT RD, KOKOMO, IN, 46902 46.8

Indianapolis, IN Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
46203 $75,400 $800
46201 $69,700 $790
46222 $64,900 $790
46225 $63,600 $780
46218 $61,700 $780
46204 $266,700 $940
46220 $187,100 $870
46202 $170,700 $870
46228 $141,400 $840
46205 $120,000 $830
46208 $111,400 $820
46235 $106,100 $820
46219 $100,300 $810
46221 $100,200 $810

Estimated Home Insurance By Street Area Near Indianapolis, IN

Indianapolis Area Estimated House Insurance
Brookview Cir, Westbourne Dr, Potters Cove Ct, Classic Cir, Harbour Isle, Brennan Rd, Sargent Ridge, Questover Cir, E Ray St, E Oak Ave$786
N Rybolt Ave, Forest View Dr, Leota St, Caisson St, Alonzo Pl, Chesterbrook Ct, Sheffield Ct, N Glen Arm Rd, Bel Moore Cir, Brendon Way Ct$803
Heathmore Dr, New Salem Overlook, Rock Oak Dr, Lahabra Ln, Meganwood Ct, Hillside Ave E Dr, S Bradley Ave, Capel Dr, Monon Cir, Purcell Cir$852
Rambling Rd, Sienna Cir, Old Trails Rd, Network Way, Harvest Ridge Ct, Jay Ct, Pinesprings W Dr, Navigate Way, Opal Ridge Ln, Manning Rd$859
Barnor Dr, Woodfront Pl, S Livingston Ave, S Whitcomb Ave, Skeeter Ct, Brown Cir, Shady Hollow Ln, Summerfield Dr, Oakwood Trl, Ingalls Way$820
Margaret Ct, Aylesford Ln, Orchestra Way, Lockerbie St, Frank St, Nantucket Ct, Bretton Wood Dr, Radcliffe Ct, E Oak Ave, Red Horizon Blvd$829
Derby Ct, Harway Ct, N Earl Ave, Solun Ct, Seascape Ct, Continental Ct, Stonecreek Dr, Admiralty Ln, Cedar Dr, Evison St$810
Elmtree Park Pl, Springdale Pl, Red Clover Dr, N Rochester Ave, Kansas St, Honey Creek Ct, Stone Ring Cir, Constantino Ln, Rebel Run, Park Central Ct$805
Grinnell Ln, Rosegate Pl, Stadium Dr, Chenille Ct, Pine Forge Cir, N Jefferson Ave, Busseron Ln, Carlyle Ln, Rawles Ave, Basin Park Dr$855
Elmtree Ct, Ridge Vale Pl, Thicket Hill Ln, Cromer Rd, Oakbrook Ct, Spinnaker Ct, Tenor Way, McCollough Ct, Bearwood Ct, Pinellas Park Dr$811

Indianapolis, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Indianapolis Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,200$5,600
Net Savings to Indianapolis Home Owner from High Deductible Plan $600

Indianapolis, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Indianapolis, IN Home Replacement Value MORE than Home Value Indianapolis, IN Home Replacement Value LESS than Home Value
Replacement Value $157,500 $113,500
Insurance Premium based on Replacement Value $650 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,500 Risk Exposure from Under Insuring Coverage is $31,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $50/year