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Imperial, MO Home Values & Insurance Rates

Imperial, MO Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 270 3.0% $141
$70,000 to $79,999 78 1.0% $433
$80,000 to $89,999 117 1.0% $493
$90,000 to $99,999 216 2.0% $544
$100,000 to $124,999 494 6.0% $635
$125,000 to $149,999 1,006 13.0% $796
$150,000 to $174,999 1,612 22.0% $937
$175,000 to $199,999 782 10.0% $1088
$200,000 to $249,999 1,366 18.0% $1310
$250,000 to $299,999 696 9.0% $1602
$300,000 to $399,999 617 8.0% $2036

Imperial Renters Insurance as a Percentage of Rent

Imperial Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 33 3.0% $780
$300 to $499 38 3.0% $1230
$500 to $749 259 26.0% $1905
$750 to $999 457 47.0% $2655
$1,000 to $1,499 140 14.0% $3780
$1,500 or more 40 4.0% $5430

Example Imperial Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmChubb Group of Insurance
Monthly Premium 10715058
Year Built 198919962013
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $250000-$300000$350000-$400000$175000-$200000
Deductible $500 Deductible$500 Deductible$2500-$5000 Deductible

Top Home Insurance Agents Near Imperial, MO

Home Insurance Company Near Imperial, MO Homeowners Insurance Agency Near Imperial, MO Address Distance from Imperial, MO (miles)
Partners Insurance Agency Inc. 2 Terminal Dr., Ste 13 , East Alton, IL, 62024 41.9
State Farm Evelyn Jamison 519/521 N Taylor Ave, Saint Louis, MO, 63108 22.1
Travelers Insurance Consultants Inc 910 KEHRS MILL RD STE 110, BALLWIN, MO, 63011 17.4
State Farm Mike Daigle 14691 Clayton Road, Ballwin, MO, 63011-2633 17.8
State Farm Ron Edgar 14 Clarkson Wilson Ctr, Chesterfield, MO, 63017-7274 19.1

Estimated Home Insurance By Street Area Near Imperial, MO

Imperial Area Estimated House Insurance
Peggy Ct, Broad St, Williamsburg Dr, Watson Rd, Sun Ridge, Hazel Dr, Moss Dr, Ehlers Ridge Ln, Volner Ln, Jeanette Dr$1,000
Abbey Rd, Metropolitan Blvd, Koch Valley Rd, Hillsboro-House Springs Rd, Briarwood Ln, Wooded Acres, Paul's Mountain Ct, Forest Ln, el Camino Dr, Primrose Ridge Dr$954
Ehlers Dr, Oakview Dr, Oak Tree Ln, Spalding Ct, Linda Ln, Rinehart Rd, Lakewood Spur Dr, Kley Ln, Parkhill Dr, Cha Bern$1,019
Shelton Ct, Long St, Treetop Ln, Allen Rd, Honeysuckle Ln, Well Dr, Dudley Castle Ct, Richard Dr, Noble Ct, Duckworth Ln$1,023
Karon Dr, Quiet Valley Ln, Foster Ct, Deborah Ln, Elmer Ln, el Vado Dr, Pless Rd, Clark Ln, Millers Resort, Byrne Rd$964
Rapids Xing, Breakwater Dr, Crews Dr, Hubic Ln, Moss Hollow Rd, Tara Trl, Boulder Dr, Marble Springs Ln, Moloney Dr, Michael Dr$997
Museum Dr, E Rock Creek Manor, Antonia Rd, Zion Lutheran Church Rd, Pony Bird Ln, Brookhurst, Pinson Ct, Blackberry St W, Gabriel Dr, Horine-Herky Rd$1,013
Fox Meadows, Cha--Bern Dr, Frisco Hill Rd, Alpine Village Dr, Brooks, Lombard Ln, Broadway, Diane, Lambrich Ln, Akers Dr$976
Schenk Rd, Winter Haven Ct, Pancho Villa Dr, Jarvis-Don Bosco Rd, Seasonbrooks Ln, Haefner Ln, Petite Ln, School St, Runnymede Pl, Hackberry Ct$1,021
Tulip Hill Dr, Church Pl, Papoose Pl, Herky Horine Rd, E 3rd St, Seckman Spring Dr, Moss Hills Dr, Jarvis-Goldman Rd, Walnut Dr, Windsor Xing$1,021

Imperial, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Imperial Homeowner Insurance Premium Example $900$500
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $7,100$6,300
Net Savings to Imperial Home Owner from High Deductible Plan $800

Imperial, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Imperial, MO Home Replacement Value MORE than Home Value Imperial, MO Home Replacement Value LESS than Home Value
Replacement Value $245,000 $173,000
Insurance Premium based on Replacement Value $1,325 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $50,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $125/year