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Idaho Falls, ID Home Values & Insurance Rates

Idaho Falls, ID Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,350 5.0% $76
$60,000 to $69,999 255 1.0% $208
$70,000 to $79,999 362 1.0% $238
$80,000 to $89,999 997 4.0% $274
$90,000 to $99,999 946 4.0% $304
$100,000 to $124,999 3,162 13.0% $355
$125,000 to $149,999 3,841 16.0% $441
$150,000 to $174,999 3,456 15.0% $523
$175,000 to $199,999 2,414 10.0% $604
$200,000 to $249,999 3,006 13.0% $726
$250,000 to $299,999 1,303 5.0% $889
$300,000 to $399,999 1,511 6.0% $1132

Idaho Falls Renters Insurance as a Percentage of Rent

Idaho Falls Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 121 1.0% $340
$200 to $299 308 3.0% $790
$300 to $499 1,206 14.0% $1240
$500 to $749 3,402 39.0% $1915
$750 to $999 2,111 24.0% $2665
$1,000 to $1,499 1,091 12.0% $3790
$1,500 or more 297 3.0% $5440

Example Idaho Falls Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualState Farm
Monthly Premium 406633
Year Built 201320041964
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $175000-$200000$250000-$300000$250000-$300000
Deductible $2500-$5000 Deductible$500 Deductible> $10,000 Deductible

Top Home Insurance Agents Near Idaho Falls, ID

Home Insurance Company Near Idaho Falls, ID Homeowners Insurance Agency Near Idaho Falls, ID Address Distance from Idaho Falls, ID (miles)
Farmers Gina Wixom 1495 Parkway Dr Ste D, Blackfoot, ID, 83221 28.0
State Farm Jory Inama 1830 W Broadway St, Idaho Falls, ID, 83402-3044 5.6
Farmers M Keith Gardner 114 S State St, Shelley, ID, 83274 10.4
State Farm Steve Bjornn 46 N 2nd E, Rexburg, ID, 83440-1643 26.0
Liberty Mutual Independent The Buckner Company 960 Pier View Dr, Ste A Idaho Falls, Idaho Falls, ID, 83402 4.7

Estimated Home Insurance By Street Area Near Idaho Falls, ID

Idaho Falls Area Estimated House Insurance
Eaglewood Dr, Iona St, S Oakmont Dr, 97th W S, Madison River Rd, Washburn Ave, Bannock Ave, E Skidmore Dr, Westwood St, Otter Trl$556
N 5th E, E 24th St, Hampton Ln, Travis Way, Homer Ave, Holbrook Dr, Wildwood Ln, E 1500 N, Pend Oreille Cir, Fairview$501
Douglas Ave, E 101 N, E 81st S, Bombardier Ave, Sahara St, Henry St, Richmond Ln, N Ferguson Rd, Loon Creek Ln, Kimberly Dr$548
Greentree Ln, Davidson Dr, E Harvest Run, Custer St, Tie Breaker Dr, Glen Koester Ln, Hollow Dr, Clarks Dr, State Ln Rd, Cranmer Ave$505
S Woodruff Ave, Denver St, Cliffside Cir, Sioux Ave, Leslie Ave, York Rd, Jefferson Ave, Lake Ave, Tipperary Ln, W Barberry Ln$491
N 26th W, John Adams Ct, Ross Ave, Tildy, Mesquite Dr, Sagebrush Ave, Brome St, Flora Cir, Oneida Ave, Fieldstream Ln$517
Turnbull Dr, Laguna Dr, Spear Point Cir, Park Rd, Valley Dr, Quail Ridge Dr, Scorsby Ave, Birch Creek Rd, April Dr, Foxhill Dr$553
Storer St, N Fanning Ave, Emma Ct, Lowell Dr, Heather Ln, Traughber Rd, Cotton Rd, Shirley Ln, Trenton Cir, Irwin North Rd$549
Vernon Ave, Pearce Dr, S 45th W, Marjorie Ave, Dallin Dr, Silverspur Loop, Brandon Dr, Eagles Homestead Dr, Cabana Dr, Ririe Hwy$515
Dunbar Dr, Thicket Way, Wildhorse Ln, W Garfield, Links Way, E 21st Cir, County Cork Ln, Auss Ln, E 14th St, N Blvd$506

Idaho Falls, ID Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Idaho Falls Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,400$6,800
Net Savings to Idaho Falls Home Owner from High Deductible Plan $600

Idaho Falls, ID Home Insurance Costs With Home Replacement Value Scenarios

Scenario Idaho Falls, ID Home Replacement Value MORE than Home Value Idaho Falls, ID Home Replacement Value LESS than Home Value
Replacement Value $157,000 $101,000
Insurance Premium based on Replacement Value $450 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,500 Risk Exposure from Under Insuring Coverage is $30,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year