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Huntsville, AL Home Values & Insurance Rates

Huntsville, AL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 3,638 6.0% $146
$50,000 to $59,999 1,170 2.0% $323
$60,000 to $69,999 2,433 4.0% $401
$70,000 to $79,999 2,638 4.0% $460
$80,000 to $89,999 2,930 5.0% $528
$90,000 to $99,999 2,894 5.0% $587
$100,000 to $124,999 6,159 11.0% $685
$125,000 to $149,999 5,075 9.0% $851
$150,000 to $174,999 6,658 12.0% $1008
$175,000 to $199,999 5,120 9.0% $1165
$200,000 to $249,999 6,235 11.0% $1399
$250,000 to $299,999 4,205 7.0% $1713
$300,000 to $399,999 4,662 8.0% $2173

Huntsville Renters Insurance as a Percentage of Rent

Huntsville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 419 1.0% $348
$200 to $299 1,172 4.0% $798
$300 to $499 3,885 14.0% $1248
$500 to $749 10,859 39.0% $1923
$750 to $999 7,103 25.0% $2673
$1,000 to $1,499 3,400 12.0% $3798
$1,500 or more 823 2.0% $5448

Example Huntsville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceTravelersState Farm
Monthly Premium 283354
Year Built 197720091998
Home Details 4 Beds, 3 Baths3 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$100000-$125000$200000-$250000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Top Home Insurance Agents Near Huntsville, AL

Home Insurance Company Near Huntsville, AL Homeowners Insurance Agency Near Huntsville, AL Address Distance from Huntsville, AL (miles)
T. C. Simmons Insurance Agency 126 N Jefferson St, Winchester, TN, 37398 40.0
Alsup & Associates Insurance, Inc. 203 E Jefferson St, Pulaski, TN, 38478 37.3
State Farm Libby Mays 1162 N Brindlee Mtn Pkwy, Arab, AL, 35016-1063 31.2
Allstate Matthew Huffman 3111 N Tustin St Ste 101, Shelbyville, TN, 37160 48.1
Nationwide Mickey Hansford Brewington 303 Cain St NE Ste B, Decatur, AL, 35601-1983 24.1

Estimated Home Insurance By Street Area Near Huntsville, AL

Huntsville Area Estimated House Insurance
Greenwillow Ct SE, Mullins Hill Dr, Waldrop Dr SE, Cleveland Ave NW, Old Ridge Rd SE, Canoebrook Ln NW, Bragg St NW, la Don Dr, Homewood Dr SW, Dortmund Dr SE$1,120
Potomac Cir, Sawmill Rd, Thunderbird Dr, Caswell Pl, Torrance Dr NW, Lake Carmel Ct, 14th St SW, Denver St NW, Coleman St SE, Linden Ave SW$985
Bebe Ann Ave SE, Gunsmoke Cir, Dawnwood Dr NW, Rosemont Rd SE, Johnson Dr, Ryanridge Rd, Booker Dr NW, Hambrick Dr, Bellsire Rd, Pinto Dr$984
Chicamauga Trl SE, Karen Davi Dr NW, Ridgeway St SW, Angelo St NW, Cline Dr, Brookslanding Dr, Gilstead Cir SE, Rachel Dr NW, Eunice St SW, Belle Meade Dr NE$932
Ranier St, Gesman Pl SW, Nolen Ave SE, Highpoint Dr SE, Mountain Park Cir NW, Hale Dr SW, Nelson Dr NW, Priscilla Ln NW, Maple Leaf Dr, Stone Mountain Dr SE$934
Manassas Dr SW, Hermosa Cir, Toll Gate Rd SE, Crestmore Ave NW, Hester Ln NW, Triple Creek Trl SE, Oshaughnessy Ave NE, Woodcrest Dr SE, Forest Bend Dr, Blue Haven Dr NW$966
Kirby Ln, Sherman Dr SE, Dalton Rd, King Rd NW, Ramada St SE, W Crestview Dr NW, Steger Rd, Kelly Spring Rd, Tree Top Dr SE, Chittamwood Dr$948
Lowry St NW, Shannonhouse Rd SW, Pinetree Ln NW, Sunset Ave SW, Bluegrass Rd SW, Gorham Dr, Grayson St NE, Indo Ave NW, Ariel Dr, Tall Timbers Cir NW$963
Bellevue Dr, Lenlock Cir SE, Arrow Point Dr, Commercial Dr NW, Windover Dr NE, Morning View Ln, Mussleman Ln, Warfe Ct, Garth Rd SE, Cynthia Ln SE$974
Lazy Willow Way, Bob Wade Ln, Community St NE, Lucretia Ave NW, Alco Dr, Coronado Ave SE, Randolph Ave SE, Aspen Ave NW, Kirkland Cir NW, Aurora Cir$942

Huntsville, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Huntsville Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,200$4,600
Net Savings to Huntsville Home Owner from High Deductible Plan $600

Huntsville, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Huntsville, AL Home Replacement Value MORE than Home Value Huntsville, AL Home Replacement Value LESS than Home Value
Replacement Value $218,500 $129,000
Insurance Premium based on Replacement Value $925 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $50,000 Risk Exposure from Under Insuring Coverage is $39,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $200/year