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Huntington Beach, CA Home Values & Insurance Rates

Huntington Beach, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 939 11.0% $20
$50,000 to $59,999 513 6.0% $53
$60,000 to $69,999 263 3.0% $66
$70,000 to $79,999 182 2.0% $73
$80,000 to $89,999 170 2.0% $86
$90,000 to $99,999 106 1.0% $93
$100,000 to $124,999 401 4.0% $113
$125,000 to $149,999 268 3.0% $140
$150,000 to $174,999 278 3.0% $167
$175,000 to $199,999 225 2.0% $194
$200,000 to $249,999 1,000 12.0% $234
$250,000 to $299,999 1,241 15.0% $287
$300,000 to $399,999 2,632 32.0% $361

Huntington Beach Renters Insurance as a Percentage of Rent

Huntington Beach Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 319 1.0% $762
$300 to $499 327 1.0% $1212
$500 to $749 377 1.0% $1887
$750 to $999 1,382 4.0% $2637
$1,000 to $1,499 11,149 38.0% $3762
$1,500 or more 15,432 53.0% $5412

Example Huntington Beach Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyFarmers InsuranceNationwide Insurance
Monthly Premium 82106102
Year Built 199019741980
Home Details 4 Beds, 2 Baths5 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $400000-$500000$500000-$600000$350000-$400000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Top Home Insurance Agents Near Huntington Beach, CA

Home Insurance Company Near Huntington Beach, CA Homeowners Insurance Agency Near Huntington Beach, CA Address Distance from Huntington Beach, CA (miles)
State Farm John Diehl 835 E Mariposa St, Altadena, CA, 91001-2420 35.1
Farmers John Portaro 3030 E Colorado Blvd Ste 203, Pasadena, CA, 91107 31.8
Allstate Joilyn Hanley 5520 E 2Nd St Ste A, Long Beach, CA, 90803 8.2
State Farm Mike Powers 10850 Hole Ave Ste A, Riverside, CA, 92505-2700 34.1
Farmers Roger Thomas 19562 Ventura Blvd Ste 216, Tarzana, CA, 91356 45.9


Estimated Home Insurance By Street Area Near Huntington Beach, CA

Huntington Beach Area Estimated House Insurance
Saltwater Cir, Encino Cir, Venus Dr, Via Carona Dr, Vintage Ln, Villanova Cir, Industry Way, Vista Bahia Dr, Beachcomber Dr, Amalia Ln$674
Fiji Ln, Sandra Ln, Poppy Hill Dr, Cape Coral Ln, Regency Dr, Oceanport Ln, Rushmoor Ln, Calle Parque Dr, Rebel Cir, Seine Dr$None
Gold Cir, Maui Cir, Lockhaven Cir, Zamora Ln, Dellglen Cir, Libra Cir, Trout St, Enterprise Ln, Highland Ln, Toledo Ct$673
Randi Ln, Kingswood Ln, Artista Dr, Tarpon Dr, Cieza Cir, Jean Dr, Utica Ave, Tidewater Cir, Cortside Cir, Eden St$639
Bridgewater Dr, Meer Cir, Dollar Dr, Lemontree Ln, Tideland Ln, Calneva Ln, Berlark Cir, Five Harbors Dr, Kampen Ln, Oldglen Ln$632
Canterbury Dr, Bass Dr, Seahorse Ln, Nile Cir, Oceanus Dr, Lotus Ln, Dovewood Dr, Quintana Ln, Oakgrove Cir, Bonnie Dr$653
Autopark Dr, Tamarisk Cir, de Ville Cir, Steeplechase Cir, Charleyville Cir, Chance Cir, Barber St, Preakness Dr, San Doval Ln, Tyrone Cir$683
Burnham Cir, Salmon Ln, Lurline Dr, Georgia St, Santa Irene St, Park Path Dr, Potter Cir, Lochlea Ln, Colonial Cir, Palo Alto Dr$688
Triton Ln, Business Dr, Sinclair Ln, Zeider Ln, Rhine Cir, Trophy Dr, Halawa Dr, Sandalwood Cir, Flower Ln, Rumsey Ln$654
Edgebrook Ln, Nordina Dr, Bay Crest Cir, Fox Cir, Breda Ln, Bell Cir, Mount Demeter Cir, Shadow Ln, Wenlock Cir, Stone Cir$679

Huntington Beach, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Huntington Beach Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,400$7,800
Net Savings to Huntington Beach Home Owner from High Deductible Plan $600

Huntington Beach, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Huntington Beach, CA Home Replacement Value MORE than Home Value Huntington Beach, CA Home Replacement Value LESS than Home Value
Replacement Value $630,500 $382,500
Insurance Premium based on Replacement Value $2,025 $1,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $156,500 Risk Exposure from Under Insuring Coverage is $91,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $500/year