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Hudson Falls, NY Home Values & Insurance Rates

Hudson Falls, NY Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 36 1.0% $106
$50,000 to $59,999 25 1.0% $231
$60,000 to $69,999 31 1.0% $285
$70,000 to $79,999 26 1.0% $326
$80,000 to $89,999 162 8.0% $374
$90,000 to $99,999 205 10.0% $415
$100,000 to $124,999 367 18.0% $487
$125,000 to $149,999 399 20.0% $605
$150,000 to $174,999 406 20.0% $718
$175,000 to $199,999 150 7.0% $825
$200,000 to $249,999 84 4.0% $997
$250,000 to $299,999 38 1.0% $1217
$300,000 to $399,999 28 1.0% $1550

Hudson Falls Renters Insurance as a Percentage of Rent

Hudson Falls Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 23 2.0% $346
$200 to $299 49 4.0% $796
$300 to $499 44 4.0% $1246
$500 to $749 550 55.0% $1921
$750 to $999 202 20.0% $2671
$1,000 to $1,499 100 10.0% $3796
$1,500 or more 24 2.0% $5446

Example Hudson Falls Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualChubb Group of InsuranceNationwide Insurance
Monthly Premium 34870135
Year Built 196719461946
Home Details 5 Beds, 1 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $400000-$500000$75000-$100000$175000-$200000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500 Deductible

Top Home Insurance Agents Near Hudson Falls, NY

Home Insurance Company Near Hudson Falls, NY Homeowners Insurance Agency Near Hudson Falls, NY Address Distance from Hudson Falls, NY (miles)
R.J. O'Brien Insurance Agency, Inc. 83 Bay Street GlensĀ Falls, Glens Falls, NY, 12801 3.4
Travelers G Doakmajian Agency Inc 88 MAIN AVE, WYNANTSKILL, NY, 12198 42.1
Travelers Jardine Group Services Corp 13 CORNELL RD, LATHAM, NY, 12110 39.8
Travelers Mega Personal Lines Inc 747 PIERCE RD, CLIFTON PARK, NY, 12065 30.1
Allstate William Treacy 892 Troy Schenectady Rd, Latham, NY, 12110 39.0


Estimated Home Insurance By Street Area Near Hudson Falls, NY

Hudson Falls Area Estimated House Insurance
4th St, Linden Dr, Warren St, Spruce St, Paris Ave, N Oak St, 2nd St, Circular St, Court St, School St$593
3rd Ave, Brenda Dr, Delaware Ave, McDowell St, Broad St, Walnut St, Mosher Hill St, Wright St, Preston St, Catherine St$593
Sarver St, Baker St, Union St, Weston St, Notre Dame St, Boulevard, Cherry St, Alma Ave, 7th St, Poplar St$595
Melbourne St, Ferris St, John St, Mechanic St, Sumpter St, Mohican Ter, Warren St, Tidmarsh St, Beech St, Chelsea Sq$592
5th St, Brook Rd, Minor St, Pender St, Labarge St, Chestnut St, Mercy St, Locust St, Hudson Pl, Martindale Ave$594

Hudson Falls, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Hudson Falls Homeowner Insurance Premium Example $2,200$2,000
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $18,200$17,600
Net Savings to Hudson Falls Home Owner from High Deductible Plan $600

Hudson Falls, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hudson Falls, NY Home Replacement Value MORE than Home Value Hudson Falls, NY Home Replacement Value LESS than Home Value
Replacement Value $155,500 $111,500
Insurance Premium based on Replacement Value $1,750 $1,250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $22,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $250/year