Renters Insurance Maine

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Comparing Renters and Owners Insurance in 2013 in Maine

The landlord's policy is not going to cover renter's damages like burglary of renters possessions. There were 7461 burglaries are reported in Maine in 2012. So, to make sure you're protected from these events like fire, burglary or other disaster, you may need renters insurance.

Renters Insurance Coverage Types:

Actual cash value policy:
The Actual cash value policy covers the depreciated value of loss. For example, a LCD TV bought for $2890 might be worth only $1450 in six months, and that is all one is going to get for it.

Estimated Renters Insurance for Different House Types in Maine

House Type Median Rent Estimated Renters Insurance
Single Fam $1,200 $168
Duplex $850 $119
One Bed $750 $105
Two Bed $930 $130
Three Bed $1,200 $168