Renters Insurance South Dakota

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Comparing Renters and Owners Insurance in 2013 in South Dakota

There were 3258 burglaries reported in South Dakota in 2012. The landlord's policy does not cover renter's damages like burglary. Thus to get protection from events like fire, burglary and other disasters renters insurance is essential.

Renters Insurance Coverage Types:

Actual cash value policy:
This policy covers the depreciated value of the loss. For instance, that Desktop you bought for $1320 might only be worth $660 six months later – and that's all you're going to get for it.

Estimated Renters Insurance for Different House Types in South Dakota

House Type Median Rent Estimated Renters Insurance
Single Fam $900 $117
One Bed $600 $78
Three Bed $900 $117
Four Bed $1,200 $156