Renters Insurance Rhode Island

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Comparing Renters and Owners Insurance in 2013 in Rhode Island

The landlord's policy does not cover renter's damages like burglary. There were 5949 burglaries reported in Rhode Island in 2012. So, to protect one from events like fire, burglary or other disasters renters insurance is required.

Renters Insurance Coverage Types:

Actual cash value policy:
The Actual cash value policy covers the depreciated value of loss. For example, a Personal Computers bought for $990 might be worth only $500 in six months, and that is all one is going to get for it.

Estimated Renters Insurance for Different House Types in Rhode Island

House Type Median Rent Estimated Renters Insurance
Single Fam $1,650 $231
Duplex $1,050 $147
Studio $830 $116
One Bed $950 $133
Two Bed $1,200 $168
Three Bed $1,500 $210
Four Bed $2,000 $280
Many Bed $1,300 $182