Homeowners Insurance Rhode Island

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Average Homeowners Insurance in Rhode Island: $1,092

Median Home Price in Rhode Island: $249,000

Rhode Island homeowners insurance rates in December 2013 stood at an average of $1,092 as compared to $0 in November 2013.

Insurance Premium Saving Tips in Rhode Island

Bundle your insurance:

Bundling home and car insurance in Rhode Island with the same provider will have approximately $109 to $164 of savings in Rhode Island

Safety Systems:

Having safety systems at home can save up to $191 in Rhode Island

New Home:

If your home was built within the past 10 years in Rhode Island, you could save up to $218

Senior Discounts:

Senior citizens (55 or older) in Rhode Island could save approximately $218

Home Insurance Monthly Trends

The below graph compares Rhode Islands home median prices against, renters and owners home insurance average rates in Rhode Island.
Place Home Insurance Cost Savings
Providence County, RI$924 to $1,251$435
Providence, RI$915 to $1,241$431
Kent County, RI$922 to $1,249$434
Washington County, RI$958 to $1,299$451
Warwick, RI$918 to $1,242$432
Newport County, RI$971 to $1,320$458
Cranston, RI$923 to $1,251$434
Pawtucket, RI$909 to $1,233$428
Bristol County, RI$962 to $1,307$454
East Providence, RI$921 to $1,249$434
Woonsocket, RI$908 to $1,232$428
Coventry, RI$924 to $1,254$435
Cumberland, RI$935 to $1,267$440
North Providence, RI$920 to $1,249$433
South Kingstown, RI$967 to $1,314$456
West Warwick, RI$913 to $1,239$430
Johnston, RI$922 to $1,253$435
North Kingstown, RI$956 to $1,300$451
Newport, RI$978 to $1,342$464
Bristol, RI$956 to $1,300$451
Westerly, RI$942 to $1,282$445
Smithfield, RI$938 to $1,276$442
Lincoln, RI$939 to $1,276$442
Central Falls, RI$901 to $1,228$426
Portsmouth, RI$967 to $1,320$457
Barrington, RI$981 to $1,339$464
Middletown, RI$965 to $1,313$455
Burrillville, RI$928 to $1,263$438
Narragansett, RI$977 to $1,346$464
Tiverton, RI$941 to $1,282$444
East Greenwich, RI$995 to $1,363$471
North Smithfield, RI$941 to $1,285$445
Valley Falls, RI$923 to $1,255$435
Newport East, RI$953 to $1,301$450
Warren, RI$938 to $1,277$442
Scituate, RI$952 to $1,303$451
Glocester, RI$935 to $1,271$441
Greenville, RI$937 to $1,277$442
Cumberland Hill, RI$925 to $1,262$437
Hopkinton, RI$930 to $1,267$439
Charlestown, RI$945 to $1,294$447
Richmond, RI$939 to $1,284$444
Kingston, RI$961 to $1,316$455
Exeter, RI$958 to $1,317$454
West Greenwich, RI$950 to $1,307$451
Jamestown, RI$997 to $1,424$484
Foster, RI$940 to $1,286$445
Narragansett Pier, RI$990 to $1,380$474
Pascoag, RI$918 to $1,251$433
Little Compton, RI$1,005 to $1,412$483
Harrisville, RI$909 to $1,266$435
Melville, RI$836 to $1,130$393
Hope Valley, RI$931 to $1,299$446
Bradford, RI$928 to $1,268$438
Ashaway, RI$917 to $1,257$435
Carolina, RI$933 to $1,280$442
Chepachet, RI$918 to $1,263$436
Harmony, RI$930 to $1,269$440
Greene, RI$930 to $1,288$443
New Shoreham, RI$1,210 to $1,635$568
Quonochontaug, RI$969 to $1,502$494
Misquamicut, RI$1,029 to $1,479$502
Weekapaug, RI$980 to $1,394$474
Foster Center, RI$911 to $1,272$436
Clayville, RI$909 to $1,253$432
Watch Hill, RI$1,210 to $1,635$568
Wyoming, RI$916 to $1,264$436
County subdivisions not defined, RI$836 to $1,130$393

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