Homeowners Insurance North Dakota

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Average Homeowners Insurance in North Dakota: $895

Median Home Price in North Dakota: $198,000

North Dakota homeowners insurance rates in December 2013 stood at an average of $895 as compared to $0 in November 2013.

Insurance Premium Saving Tips in North Dakota

  • Bundle your insurance:

    Bundling home and car insurance in North Dakota with the same provider will have approximately $90 to $134 of savings in North Dakota

  • Safety Systems:

    Having safety systems at home can save up to $157 in North Dakota

  • New Home:

    If your home was built within the past 10 years in North Dakota, you could save up to $179

  • Senior Discounts:

    Senior citizens (55 or older) in North Dakota could save approximately $179

Homeowners insurance cost by coverage

Insurance rangeAverage homeowners insurance cost($)
$49,999 and Under585
$50,000 to $74,999694
$75,000 to $99,999799
$100,000 to $124,999859
$125,000 to $149,999923
$150,000 to $174,999987
$175,000 to $199,9991,045
$200,000 to $299,9991,214
$300,000 to $399,9991,513
$400,000 to $499,9991,841
$500,000 and Over2,966

Renters insurance cost by coverage

Insurance rangeAverage renters insurance cost($)
$13,999 and Under89
$14,000 to $19,99989
$20,000 to $25,999107
$26,000 to $31,999113
$32,000 to $37,999112
$38,000 to $43,999117
$44,000 to $49,999121
$50,000 to $74,999135
$75,000 to $99,999 168
$100,000 and Over238

Average homeowners insurance by county

CountyHome Insurance Cost
Mercer County$728 to $988
Lamoure County$712 to $966
Kidder County$708 to $961
Oliver County$715 to $976
Hettinger County$709 to $963
Benson County$704 to $955
Mountrail County$715 to $972
Richland County$721 to $980
Cavalier County$709 to $967
Cass County$743 to $1008
Barnes County$717 to $973
Ward County$736 to $1000
Steele County$710 to $964
Stutsman County$721 to $979
Grand Forks County$741 to $1004
Divide County$706 to $963
Bottineau County$713 to $967
Burleigh County$748 to $1013
Pembina County$712 to $965
Dickey County$709 to $965
Mclean County$725 to $984
Billings County$703 to $980
Traill County$718 to $974
Williams County$731 to $995
Morton County$733 to $998
Slope County$703 to $958
Rolette County$709 to $962
Walsh County$710 to $964
Adams County$717 to $975
Golden Valley County$709 to $965
Ransom County$717 to $975
Renville County$713 to $973
Mchenry County$713 to $966
Mcintosh County$704 to $955
Griggs County$707 to $963
Wells County$707 to $959
Sargent County$710 to $965
Mckenzie County$721 to $985
Logan County$706 to $957
Foster County$714 to $974
Ramsey County$716 to $974
Dunn County$715 to $976
Bowman County$718 to $985
Burke County$707 to $960
Sioux County$700 to $966
Stark County$740 to $1006
Emmons County$709 to $965
Grant County$707 to $962
Nelson County$703 to $955
Eddy County$707 to $957
Sheridan County$700 to $956
Pierce County$715 to $974
Towner County$830 to $836

Home Insurance Monthly Trends

The below graph compares North Dakotas home median prices against, renters and owners home insurance average rates in North Dakota.

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