Homeowners Insurance North Carolina

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Average Homeowners Insurance in North Carolina: $610

Median Home Price in North Carolina: $189,900

North Carolina homeowners insurance rates in December 2013 stood at an average of $610 as compared to $610 in November 2013.

Insurance Premium Saving Tips in North Carolina

  • Bundle your insurance:

    Bundling home and car insurance in North Carolina with the same provider will have approximately $61 to $92 of savings in North Carolina

  • Safety Systems:

    Having safety systems at home can save up to $107 in North Carolina

  • New Home:

    If your home was built within the past 10 years in North Carolina, you could save up to $122

  • Senior Discounts:

    Senior citizens (55 or older) in North Carolina could save approximately $122

Homeowners insurance cost by coverage

Insurance rangeAverage homeowners insurance cost($)
$49,999 and Under331
$50,000 to $74,999460
$75,000 to $99,999547
$100,000 to $124,999629
$125,000 to $149,999718
$150,000 to $174,999795
$175,000 to $199,999866
$200,000 to $299,9991,055
$300,000 to $399,9991,323
$400,000 to $499,9991,603
$500,000 and Over2,374

Renters insurance cost by coverage

Insurance rangeAverage renters insurance cost($)
$13,999 and Under113
$14,000 to $19,999106
$20,000 to $25,999115
$26,000 to $31,999156
$32,000 to $37,999165
$38,000 to $43,999201
$44,000 to $49,999220
$50,000 to $74,999248
$75,000 to $99,999 337
$100,000 and Over503

Average homeowners insurance by county

CountyHome Insurance Cost
Ashe County$508 to $689
Forsyth County$509 to $687
Davidson County$503 to $681
Catawba County$502 to $680
Cumberland County$501 to $678
Brunswick County$517 to $702
Washington County$491 to $667
Mecklenburg County$518 to $700
New Hanover County$527 to $715
Wake County$530 to $717
Carteret County$522 to $711
Cabarrus County$513 to $695
Union County$520 to $705
Caswell County$493 to $670
Gaston County$501 to $678
Buncombe County$519 to $703
Jones County$491 to $669
Granville County$502 to $683
Onslow County$508 to $687
Duplin County$490 to $664
Montgomery County$490 to $664
Franklin County$500 to $679
Burke County$497 to $673
Wilson County$498 to $674
Macon County$511 to $695
Cleveland County$494 to $671
Transylvania County$510 to $696
Haywood County$509 to $690
Madison County$508 to $693
Martin County$489 to $665
Perquimans County$510 to $698
Johnston County$505 to $684
Anson County$488 to $662
Davie County$510 to $693
Lee County$501 to $682
Rowan County$501 to $680
Hertford County$489 to $663
Guilford County$510 to $689
Lincoln County$509 to $690
Rutherford County$496 to $673
Durham County$516 to $698
Scotland County$488 to $660
Clay County$505 to $694
Wilkes County$497 to $673
Lenoir County$493 to $667
Swain County$498 to $680
Stanly County$500 to $679
Caldwell County$496 to $672
Hoke County$502 to $685
Vance County$493 to $672
Mitchell County$496 to $676
Harnett County$502 to $681
Halifax County$490 to $664
Bertie County$488 to $662
Polk County$510 to $699
Pender County$507 to $689
Currituck County$527 to $719
Sampson County$491 to $666
Moore County$520 to $705
Alexander County$499 to $678
Randolph County$499 to $677
Pitt County$503 to $682
Dare County$548 to $749
Hyde County$490 to $672
Richmond County$487 to $660
Nash County$499 to $676
Alleghany County$505 to $690
Yancey County$499 to $683
Rockingham County$494 to $670
Edgecombe County$489 to $662
Columbus County$489 to $664
Robeson County$486 to $657
Surry County$496 to $672
Iredell County$511 to $694
Henderson County$517 to $703
Gates County$508 to $690
Alamance County$504 to $682
Yadkin County$497 to $675
Chowan County$499 to $685
Beaufort County$496 to $675
Tyrrell County$492 to $673
Wayne County$496 to $672
Camden County$525 to $717
Warren County$492 to $670
Orange County$539 to $734
Pamlico County$505 to $693
Bladen County$488 to $663
Graham County$496 to $683
Craven County$508 to $689
Avery County$506 to $692
Mcdowell County$493 to $670
Watauga County$528 to $721
Jackson County$512 to $695
Northampton County$488 to $661
Person County$499 to $676
Chatham County$522 to $712
Cherokee County$505 to $690
Pasquotank County$513 to $698
Greene County$490 to $666
Stokes County$499 to $677

Home Insurance Monthly Trends

The below graph compares North Carolinas home median prices against, renters and owners home insurance average rates in North Carolina.

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