Homeowners Insurance Kentucky

Compare Quotes from Top Providers and Save now!

Average Homeowners Insurance in Kentucky: $776

Median Home Price in Kentucky: $139,900

Kentucky homeowners insurance rates in December 2013 stood at an average of $776 as compared to $940 in November 2013.

Insurance Premium Saving Tips in Kentucky

  • Bundle your insurance:

    Bundling home and car insurance in Kentucky with the same provider will have approximately $78 to $116 of savings in Kentucky

  • Safety Systems:

    Having safety systems at home can save up to $136 in Kentucky

  • New Home:

    If your home was built within the past 10 years in Kentucky, you could save up to $155

  • Senior Discounts:

    Senior citizens (55 or older) in Kentucky could save approximately $155

Homeowners insurance cost by coverage

Insurance rangeAverage homeowners insurance cost($)
$49,999 and Under526
$50,000 to $74,999630
$75,000 to $99,999721
$100,000 to $124,999768
$125,000 to $149,999826
$150,000 to $174,999892
$175,000 to $199,999956
$200,000 to $299,9991,083
$300,000 to $399,9991,328
$400,000 to $499,9991,617
$500,000 and Over2,398

Renters insurance cost by coverage

Insurance rangeAverage renters insurance cost($)
$13,999 and Under119
$14,000 to $19,999139
$20,000 to $25,999160
$26,000 to $31,999177
$32,000 to $37,999184
$38,000 to $43,999209
$44,000 to $49,999218
$50,000 to $74,999241
$75,000 to $99,999 309
$100,000 and Over410

Average homeowners insurance by county

CountyHome Insurance Cost
Barren County$639 to $871
Rockcastle County$627 to $852
Ohio County$629 to $855
Fayette County$670 to $908
Boone County$675 to $915
Jefferson County$664 to $899
Marion County$639 to $870
Breckinridge County$631 to $858
Pike County$624 to $845
Shelby County$670 to $913
Woodford County$679 to $927
Owen County$637 to $869
Jackson County$621 to $845
Muhlenberg County$630 to $855
Grant County$650 to $885
Mercer County$650 to $886
Scott County$668 to $908
Boyd County$638 to $866
Campbell County$663 to $898
Franklin County$660 to $896
Lincoln County$632 to $859
Wayne County$626 to $851
Nelson County$650 to $882
Mason County$638 to $869
Martin County$627 to $856
Whitley County$626 to $850
Lewis County$620 to $845
Hardin County$658 to $895
Crittenden County$626 to $855
Gallatin County$637 to $874
Russell County$632 to $859
Henry County$649 to $888
Perry County$620 to $845
Livingston County$629 to $860
Graves County$633 to $858
Greenup County$635 to $864
Monroe County$624 to $849
Jessamine County$666 to $906
Leslie County$615 to $838
Carroll County$637 to $872
Fleming County$629 to $861
Mccreary County$624 to $846
Fulton County$620 to $843
Grayson County$635 to $861
Nicholas County$630 to $858
Montgomery County$641 to $873
Metcalfe County$629 to $858
Henderson County$640 to $869
Rowan County$638 to $872
Christian County$641 to $869
Simpson County$646 to $880
Trigg County$645 to $879
Mclean County$629 to $857
Morgan County$624 to $850
Caldwell County$627 to $857
Oldham County$706 to $961
Clark County$658 to $894
Powell County$628 to $857
Logan County$634 to $861
Daviess County$644 to $873
Johnson County$628 to $854
Hancock County$634 to $864
Marshall County$641 to $871
Laurel County$637 to $867
Spencer County$670 to $913
Webster County$624 to $848
Bell County$624 to $847
Edmonson County$635 to $864
Estill County$626 to $853
Clay County$620 to $842
Lee County$618 to $843
Washington County$644 to $876
Floyd County$625 to $850
Meade County$643 to $878
Mccracken County$647 to $881
Lawrence County$626 to $855
Trimble County$644 to $881
Pendleton County$638 to $876
Hickman County$618 to $848
Breathitt County$617 to $837
Elliott County$624 to $851
Letcher County$618 to $840
Knox County$626 to $853
Carlisle County$626 to $853
Owsley County$618 to $847
Warren County$658 to $894
Garrard County$645 to $881
Knott County$620 to $842
Bourbon County$656 to $895
Wolfe County$612 to $842
Calloway County$646 to $877
Harrison County$641 to $874
Harlan County$618 to $837
Green County$626 to $852
Anderson County$654 to $890
Todd County$629 to $858
Taylor County$638 to $868
Robertson County$619 to $856
Carter County$629 to $852
Hart County$629 to $854
Union County$629 to $856
Boyle County$654 to $890
Butler County$629 to $858
Cumberland County$622 to $845
Hopkins County$632 to $858
Madison County$660 to $897
Lyon County$630 to $875
Kenton County$663 to $897
Bullitt County$662 to $898
Bracken County$635 to $861
Ballard County$635 to $865
Adair County$629 to $857
Menifee County$623 to $852
Larue County$637 to $868
Allen County$636 to $865
Pulaski County$641 to $870
Casey County$627 to $855
Magoffin County$614 to $837
Bath County$624 to $847
Clinton County$624 to $849

Home Insurance Monthly Trends

The below graph compares Kentuckys home median prices against, renters and owners home insurance average rates in Kentucky.

View all home insurance agents in kentucky


Get quotes from more then one provider, compare and save more!