Is my home uninsurable if it is located in a wildfire prone area in California?

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There is a common law doctrine that says “volenti non fit injuria”, which means that a person who voluntarily assumes risk cannot complain about it later. This is the principle behind insurance companies refusing to insure your home if it is located in a high fire risk zone, or a high brush area. Most insurance companies refuse to assume the increased risk of covering areas prone to fires. Homeowners in these areas are finding it increasingly difficult to renew their insurance policies or to buy adequate coverage for their homes. Homes that fall under this “high fire risk” category are usually located in wildfire areas, within 2500 feet to brush, high fire risk zones, on a canyon, or in high brush areas.

There are some things you should keep in mind while insuring your home if it is located in a fire prone area:
  1. Insurance companies are likely to factor in your emergency preparedness while assessing if your home is a high fire risk home. Distance from the closest fire station is one of the most critical indicators of fire preparedness. ISO’s Public Protection Classification Service rates fire departments on a scale of 1 (considered ‘superior’) to 10 (does not meet ISO’s minimum requirements). Insurance companies have started using these ratings to assess their risk before covering homes.

  2. Insurance companies also consider the age of your home and type of construction and roof. If there are water storage tanks and fire hydrants in the vicinity of your home, it might help you get a slightly lower premium.

  3. Clearing brush in the area and removal of combustible trees may help reduce the risk. The Los Angeles Fire Department inspects properties in the Very High Fire Hazard Severity Zones every year, and its guidelines on brush clearance are outlined on the website. It may be a good idea to follow these and perform a self-inspection of your property to reduce fire risks.

  4. Homes prone to wildfires must install fire protection devices. Smoke detectors, fire alarms, and sprinklers are must-haves for every home in wildfire prone areas.

  5. Insurance companies categorize areas in California as: slight fire and brush areas and high fire and brush risk areas. Bear Valley, Hart Flat near Highway 58, and Outer Areas of Tehachapi fall under the slight fire and brush area category, while unprotected areas of Tehachapi, some areas of Hart Flat, Shaver Lake, Alta Sierra, and upper Bear Valley fall under the high fire and brush risk areas. California Fair Plan insurance coverage is a good option for coverage in these areas. Though it has a few gaps in its coverage, you can opt for a wrap-around policy to fill these in.
Homeowners’ insurance rates are fairly reasonable in the state of California. The average annual premium rate in California is $630 as of December 2013. The average annual rate in Alta Sierra is around $617 – $624, and Shaver Lake is between $638 and $665. The Tehachapi area is even more pocket-friendly for homeowners, with an average annual insurance rate between $602 and $605. However, finding adequate coverage in these areas is a difficult task.

Homeowners Insurance California

Average Homeowners Insurance in California: $630

Median Home Price in California: $395,000

California homeowners insurance rates in December 2013 stood at an average of $630 as compared to $640 in November 2013.

Insurance Premium Saving Tips in California

Bundle your insurance:

Bundling home and car insurance in California with the same provider will have approximately $63 to $95 of savings in California

Safety Systems:

Having safety systems at home can save up to $110 in California

New Home:

If your home was built within the past 10 years in California, you could save up to $126

Senior Discounts:

Senior citizens (55 or older) in California could save approximately $126

Homeowners insurance cost by coverage

CoverageAverage homeowners insurance cost($)
$49,999 and Under130
$50,000 to $74,999379
$75,000 to $99,999451
$100,000 to $124,999487
$125,000 to $149,999529
$150,000 to $174,999570
$175,000 to $199,999612
$200,000 to $299,999713
$300,000 to $399,999865
$400,000 to $499,9991,049
$500,000 and Over1,682

Renters insurance cost by coverage

CoverageAverage renters insurance cost($)
$13,999 and Under150
$14,000 to $19,999151
$20,000 to $25,999173
$26,000 to $31,999185
$32,000 to $37,999187
$38,000 to $43,999223
$44,000 to $49,999221
$50,000 to $74,999278
$75,000 to $99,999 357
$100,000 and Over569

Average homeowners insurance by county

CountyHome Insurance Cost
Mono County$525 to $723
Lake County$508 to $690
San Bernardino County$515 to $696
Contra Costa County$541 to $733
Fresno County$511 to $692
San Francisco County$583 to $791
Placer County$531 to $717
Alameda County$552 to $747
Sonoma County$540 to $732
Monterey County$534 to $725
San Joaquin County$513 to $694
Stanislaus County$508 to $688
Kern County$505 to $684
Sacramento County$516 to $698
San Mateo County$582 to $787
Riverside County$516 to $698
Marin County$591 to $802
Butte County$514 to $696
Sutter County$510 to $690
Solano County$522 to $705
Glenn County$511 to $695
Santa Cruz County$560 to $759
Napa County$544 to $738
Calaveras County$519 to $704
Plumas County$514 to $701
Tuolumne County$520 to $705
Del Norte County$511 to $696
Shasta County$514 to $695
Madera County$510 to $692
Santa Barbara County$547 to $742
Tehama County$507 to $688
San Benito County$530 to $720
San Luis Obispo County$543 to $735
El Dorado County$533 to $723
Tulare County$506 to $684
Kings County$508 to $688
Lassen County$507 to $688
Yuba County$506 to $686
Colusa County$509 to $693
Modoc County$503 to $683
Siskiyou County$510 to $693
Mendocino County$529 to $718
Ventura County$545 to $738
Inyo County$514 to $699
Nevada County$533 to $723
Trinity County$516 to $701
Humboldt County$522 to $708
Orange County$556 to $750
Alpine County$526 to $727
Mariposa County$514 to $699
Los Angeles County$543 to $733
Sierra County$509 to $711
Imperial County$504 to $681
Santa Clara County$572 to $773
San Diego County$539 to $729
Yolo County$527 to $713
Merced County$504 to $681
Amador County$520 to $706

Recent home insurance reviews

State Farm, Camarillo, CA 93012

I pay about $65/month for my home insurance. My current insurance provider is State Farm. My house is covered up to $450,000. I would rate State Farm 4 out of 5. I haven’t used my home insurance for anything yet but I think their customer service is pretty good. I live in Camarillo, CA 93012. I’ve been with State Farm for about 3 years now. As I mentioned earlier, I think their customer service is pretty good. I don’t like that their office closes early on the weekend. I’m 27, female, and single. My house was built in 1990. It has 3 bedrooms and 2 bathrooms.

Home Insurance Monthly Trends

The below graph compares Californias home median prices against, renters and owners home insurance average rates in California.
Place Home Insurance Cost Savings
Los Angeles County, CA$543 to $733$255
Los Angeles, CA$546 to $739$256
San Diego County, CA$539 to $729$253
Orange County, CA$556 to $750$261
San Diego, CA$540 to $731$254
Riverside County, CA$516 to $698$242
San Bernardino County, CA$515 to $696$242
Santa Clara County, CA$572 to $773$268
San Fernando Valley, CA$545 to $737$256
San Jose, CA$572 to $773$268
Alameda County, CA$552 to $747$260
Sacramento County, CA$516 to $698$242
Sacramento, CA$515 to $696$242
Contra Costa County, CA$541 to $733$254
East San Gabriel Valley, CA$535 to $725$252
Fresno County, CA$511 to $692$240
Kern County, CA$505 to $684$238
Ventura County, CA$545 to $738$256
San Bernardino, CA$512 to $692$240
San Francisco, CA$583 to $791$274
San Francisco County, CA$583 to $791$274
San Mateo County, CA$582 to $787$273
San Joaquin County, CA$513 to $694$241
Fresno, CA$512 to $692$240
Ontario, CA$531 to $717$249
Stanislaus County, CA$508 to $688$239
Sonoma County, CA$540 to $732$254
Central Contra Costa, CA$563 to $763$265
Long Beach, CA$542 to $734$255
Riverside, CA$515 to $695$242
Tulare County, CA$506 to $684$238
Santa Barbara County, CA$547 to $742$257
Monterey County, CA$534 to $725$251
Solano County, CA$522 to $705$245
Oakland, CA$544 to $738$256
Bakersfield, CA$505 to $681$237
San Mateo, CA$601 to $813$282
Inglewood, CA$532 to $720$250
North Coast, CA$561 to $760$264
Hayward, CA$535 to $724$251
Victorville-Hesperia, CA$505 to $681$237
Placer County, CA$531 to $717$249
Stockton, CA$505 to $684$237
Compton, CA$524 to $709$246
Anaheim, CA$539 to $728$253
Fremont, CA$557 to $756$262
Santa Ana, CA$528 to $716$248
Upper San Gabriel Valley, CA$549 to $743$258
Whittier, CA$535 to $723$251
Modesto, CA$506 to $685$238
South San Francisco, CA$567 to $768$267
South Coast, CA$567 to $767$266
Murrieta, CA$522 to $708$246
Pasadena, CA$576 to $781$271
San Luis Obispo County, CA$543 to $735$255
Santa Cruz County, CA$560 to $759$263
Perris Valley, CA$509 to $688$239
Merced County, CA$504 to $681$237
Newhall, CA$539 to $728$253
Marin County, CA$591 to $802$278
Central Coast, CA$586 to $798$276
Chula Vista, CA$532 to $719$250
Oxnard, CA$528 to $715$248
Mission Viejo, CA$560 to $759$264
Butte County, CA$514 to $696$242
Irvine, CA$569 to $772$268
Santa Rosa, CA$535 to $725$251
South Antelope Valley, CA$512 to $694$241
Yolo County, CA$527 to $713$248
Fontana, CA$517 to $700$243
Moreno Valley, CA$509 to $688$239
Glendale, CA$562 to $763$265
Huntington Beach, CA$568 to $770$267
Santa Barbara, CA$595 to $807$280
El Dorado County, CA$533 to $723$250
Coachella Valley, CA$512 to $695$241
Shasta County, CA$514 to $695$242
Corona, CA$527 to $714$248
Santa Clarita, CA$535 to $725$251
Imperial County, CA$504 to $681$236
Garden Grove, CA$539 to $728$253
Oceanside, CA$530 to $718$249
Rancho Cucamonga, CA$533 to $721$250
Salinas, CA$521 to $706$245
Thousand Oaks, CA$566 to $766$266
Jurupa, CA$525 to $711$247
Hemet-San Jacinto, CA$500 to $678$235
Lancaster, CA$505 to $685$238
Santa Cruz, CA$567 to $769$267
Redding, CA$514 to $695$242
Kings County, CA$508 to $688$239
Palmdale, CA$508 to $687$238
Elk Grove, CA$519 to $703$244
Madera County, CA$510 to $692$240
Pomona, CA$519 to $703$244
Vallejo, CA$519 to $704$244
Torrance, CA$567 to $766$266
Cathedral City-Palm Desert, CA$525 to $711$247
Escondido, CA$527 to $714$248
Sunnyvale, CA$576 to $783$272
Orange, CA$552 to $750$260
Napa County, CA$544 to $738$256
Visalia, CA$508 to $688$239
Fullerton, CA$548 to $744$258
Humboldt County, CA$522 to $708$246
Santa Maria, CA$522 to $706$245
Berkeley, CA$575 to $780$270
Simi Valley, CA$544 to $736$255
Petaluma, CA$539 to $729$253
Concord, CA$533 to $721$250
Roseville, CA$527 to $713$247
East Contra Costa, CA$525 to $713$247
Santa Clara, CA$566 to $766$266
Napa, CA$541 to $734$255
Victorville, CA$502 to $680$236
El Monte, CA$529 to $717$249
Rancho Cordova, CA$512 to $694$241
Downey, CA$539 to $733$254
Ventura, CA$541 to $734$255
Elsinore Valley, CA$517 to $701$243
Costa Mesa, CA$561 to $762$264
Tracy, CA$521 to $705$245
West Covina, CA$535 to $724$251
San, CA$542 to $734$255
Norwalk, CA$527 to $712$247
Fairfield, CA$521 to $706$245
Carlsbad, CA$566 to $766$266
Richmond, CA$522 to $709$246
South Santa Clara Valley, CA$556 to $756$262
Burbank, CA$559 to $758$263
Antioch, CA$516 to $700$242
Daly City, CA$558 to $757$263
Vacaville, CA$524 to $710$246
Chico, CA$521 to $705$244
Temecula, CA$524 to $710$246
Rialto, CA$508 to $689$239
El Cajon, CA$527 to $714$248
Merced, CA$504 to $682$237
Nevada County, CA$533 to $723$251
Jurupa Valley, CA$514 to $696$242
Clovis, CA$517 to $700$243
South Gate, CA$522 to $709$246
Sutter County, CA$510 to $690$240
Vista, CA$529 to $717$249
Manteca, CA$512 to $694$241
Madera, CA$506 to $687$238
Carson, CA$530 to $718$249
Palos Verdes, CA$612 to $833$289
Arden-Arcade, CA$521 to $705$245
Santa Monica, CA$612 to $838$290
Westminster, CA$544 to $738$256
Hesperia, CA$504 to $681$237
Mendocino County, CA$529 to $718$249
Rocklin, CA$535 to $726$252
Newport Beach, CA$618 to $835$290
San Gorgonio Pass, CA$509 to $689$239
San Leandro, CA$533 to $724$251
Hawthorne, CA$536 to $730$253
Citrus Heights, CA$510 to $689$240
Alhambra, CA$547 to $742$257
San Marcos, CA$533 to $722$250
Turlock, CA$511 to $693$240
Lodi, CA$516 to $701$243
Livermore, CA$548 to $743$258
Buena Park, CA$537 to $727$252
Lakewood, CA$540 to $732$254
Hemet, CA$499 to $676$234
Chino, CA$528 to $716$248
Lake Forest, CA$550 to $746$259
Menifee, CA$510 to $690$240
Arroyo Grande, CA$544 to $741$257
Redwood City, CA$584 to $796$276
Bellflower, CA$529 to $719$249
Watsonville, CA$533 to $725$251
Indio, CA$510 to $692$240
Davis, CA$556 to $755$262
Tustin, CA$549 to $748$259
Baldwin Park, CA$522 to $706$245
Chino Hills, CA$548 to $743$258
Yuba City, CA$510 to $690$240
Mountain View, CA$584 to $797$276
Upland, CA$539 to $730$253
Alameda, CA$567 to $768$267
Porterville, CA$504 to $681$236
Yuba County, CA$506 to $686$238
Folsom, CA$535 to $727$252
San Ramon, CA$576 to $783$272
San Rafael, CA$578 to $785$272
Twentynine Palms-Yucca Valley, CA$501 to $681$236
Pleasanton, CA$579 to $787$273
Lynwood, CA$521 to $708$245
Union City, CA$548 to $744$258
Apple Valley, CA$508 to $688$239
Redlands, CA$523 to $710$246
Rosedale, CA$517 to $701$243
Tulare, CA$505 to $684$238
Perris, CA$504 to $682$237
Hanford, CA$508 to $688$239
Grass Valley, CA$530 to $719$249
Camarillo, CA$549 to $744$258
Lincoln, CA$529 to $717$248
Redondo Beach, CA$578 to $787$272
Milpitas, CA$554 to $752$261
Yorba Linda, CA$576 to $781$271
Agoura Hills-Malibu, CA$595 to $810$280
Walnut Creek, CA$560 to $761$264
Palo Alto, CA$618 to $835$290
Lake County, CA$508 to $690$239
Pittsburg, CA$514 to $696$242
Laguna Niguel, CA$573 to $778$270
Tehama County, CA$507 to $688$238
San Clemente, CA$580 to $789$274
Pico Rivera, CA$528 to $717$248
San Luis Obispo, CA$558 to $760$263
Montebello, CA$536 to $728$252
El Centro, CA$504 to $682$237
Florence-Graham, CA$516 to $701$243
Carmichael, CA$522 to $708$246
Castro Valley, CA$557 to $756$262
La Habra, CA$534 to $725$252
Monterey Park, CA$546 to $741$257
Encinitas, CA$576 to $783$272
Eastvale, CA$535 to $725$252
Gardena, CA$529 to $718$249
Novato, CA$564 to $767$266
National City, CA$519 to $705$244
Huntington Park, CA$522 to $711$246
Cupertino, CA$618 to $835$290
Lompoc, CA$519 to $704$244
Woodland, CA$520 to $704$244
Ross Valley, CA$603 to $822$285
La Mesa, CA$533 to $723$250
Tassajara, CA$582 to $795$275
Arcadia, CA$584 to $798$276
Hacienda Heights, CA$544 to $739$256
Diamond Bar, CA$553 to $752$260
Fountain Valley, CA$564 to $764$265
San Benito County, CA$530 to $720$250
Tuolumne County, CA$520 to $705$244
Paramount, CA$518 to $703$244
Santee, CA$527 to $713$248
Rosemead, CA$542 to $734$255
Southeast Marin, CA$618 to $835$290
Highland, CA$517 to $703$244
Delano, CA$502 to $680$236
Colton, CA$505 to $683$237
Lake Elsinore, CA$510 to $693$240
Yucaipa, CA$514 to $698$242
Brentwood, CA$530 to $720$250
Desert Hot Springs, CA$497 to $673$234
Placentia, CA$551 to $748$260
Rowland Heights, CA$547 to $743$258
Florin, CA$502 to $680$236
Glendora, CA$544 to $739$256
Atwater, CA$504 to $682$237
Cerritos, CA$563 to $763$265
Paso Robles, CA$533 to $722$250
Hollister, CA$528 to $719$249
Fallbrook, CA$543 to $739$256
Palm Desert, CA$525 to $713$247
Eureka, CA$521 to $705$245
Gilroy, CA$543 to $737$256
Greenfield-Panama, CA$509 to $689$239
La Mirada, CA$539 to $730$253
West Sacramento, CA$516 to $699$243
Poway, CA$550 to $750$260
Rancho Santa Margarita, CA$553 to $752$260
Cypress, CA$550 to $748$259
Aliso Viejo, CA$545 to $740$257
Covina, CA$533 to $724$251
Antelope, CA$512 to $694$241
Azusa, CA$525 to $713$247
Paradise, CA$512 to $695$241
Dublin, CA$558 to $760$263
Calaveras County, CA$519 to $704$244
Auburn, CA$533 to $722$250
Healdsburg, CA$539 to $734$254
Palm Springs, CA$521 to $705$245
Ceres, CA$505 to $683$237
Atascadero, CA$535 to $728$252
Siskiyou County, CA$510 to $693$240
Altadena, CA$560 to $762$264
El Dorado Hills, CA$546 to $742$257
San Jacinto, CA$502 to $680$236
North Highlands, CA$503 to $681$236
Newark, CA$543 to $736$255
Sonoma, CA$552 to $757$262
Bell Gardens, CA$519 to $707$245
Danville, CA$595 to $808$280
Barstow, CA$499 to $679$235
Rancho Palos Verdes, CA$612 to $834$289
San Bruno, CA$563 to $765$265
Rohnert Park, CA$525 to $712$247
Coachella, CA$502 to $681$236
Oroville, CA$504 to $681$237
Red Bluff, CA$508 to $690$239
La Puente, CA$522 to $707$246
San Gabriel, CA$556 to $755$262
Los Banos, CA$503 to $681$236
Campbell, CA$571 to $776$269
Brea, CA$555 to $753$261
Camp Pendleton, CA$513 to $723$247
Culver City, CA$562 to $766$265
Calexico, CA$504 to $682$237
Stanton, CA$519 to $706$244
Morgan Hill, CA$561 to $765$265
Amador County, CA$520 to $706$245
Pacifica, CA$566 to $766$266
La Quinta, CA$530 to $722$250
Montclair, CA$518 to $702$244
Tehachapi, CA$512 to $695$241
Beaumont, CA$512 to $695$241
Monrovia, CA$554 to $753$261
Martinez, CA$539 to $731$254
Galt, CA$516 to $703$243
La Presa, CA$520 to $706$245
Bell, CA$520 to $707$245
Temple City, CA$558 to $758$263
Ramona, CA$535 to $726$252
Moorpark, CA$556 to $753$262
Oakley, CA$514 to $697$242
Sanger, CA$510 to $694$240
Lemoore, CA$510 to $693$240
Manhattan Beach, CA$618 to $835$290
Claremont, CA$556 to $757$262
San Juan Capistrano, CA$554 to $759$262
Lassen County, CA$507 to $688$238
West Hollywood, CA$563 to $771$266
Beverly Hills, CA$618 to $835$290
Orangevale, CA$518 to $703$244
Dana Point, CA$578 to $790$273
San Dimas, CA$539 to $733$254
Pleasant Hill, CA$553 to $752$260
Oildale, CA$500 to $679$235
Seaside, CA$534 to $731$253
Lawndale, CA$531 to $723$250
Foothill Farms, CA$505 to $683$237
Santa Paula, CA$526 to $714$248
Dinuba, CA$505 to $684$238
Menlo Park, CA$618 to $835$290
Wildomar, CA$514 to $697$242
La Verne, CA$544 to $738$256
Adelanto, CA$495 to $673$233
Fair Oaks, CA$533 to $723$251
Foster City, CA$595 to $810$280
Livingston-Delhi, CA$504 to $683$237
Laguna Hills, CA$557 to $760$263
Selma, CA$508 to $691$239
Westmont, CA$524 to $714$247
Saratoga, CA$618 to $835$290
Oakdale, CA$519 to $705$244
Goleta, CA$567 to $774$268
El Paso de, CA$531 to $721$250
Banning, CA$505 to $686$238
South Lake Tahoe, CA$531 to $721$250
Wasco, CA$500 to $680$236
Orcutt, CA$528 to $717$248
Los Gatos, CA$618 to $835$290
Walnut, CA$567 to $768$266
Reedley, CA$506 to $688$238
San Pablo, CA$508 to $692$240
Los Altos, CA$618 to $835$290
Burlingame, CA$618 to $835$290
Spring Valley, CA$528 to $717$248
Del Norte County, CA$511 to $696$241
San Carlos, CA$607 to $824$286
East Palo Alto, CA$532 to $723$250
Monterey, CA$568 to $778$269
Suisun City, CA$514 to $697$242
Sebastopol, CA$566 to $769$266
Glenn County, CA$511 to $695$241
Ridgecrest, CA$506 to $687$238
Ukiah, CA$525 to $713$247
Half Moon Bay, CA$582 to $796$275
Maywood, CA$518 to $704$244
Exeter, CA$504 to $683$237
Norco, CA$535 to $728$252
Benicia, CA$541 to $734$255
Patterson, CA$505 to $687$238
Windsor, CA$533 to $726$251
Imperial Beach, CA$529 to $720$249
Vineyard, CA$519 to $705$244
Brawley, CA$503 to $681$236
Soledad, CA$510 to $693$240
Belmont, CA$601 to $816$283
Bloomington, CA$504 to $687$238
Susanville, CA$508 to $688$239
South Pasadena, CA$592 to $810$280
Twentynine Palms, CA$503 to $681$236
Lemon Grove, CA$522 to $709$246
West Whittier-Los Nietos, CA$527 to $714$248
Lake Mathews, CA$521 to $708$245
Isla Vista, CA$499 to $757$251
Corcoran, CA$498 to $677$235
Seal Beach, CA$518 to $708$245
Chowchilla, CA$504 to $683$237
Lafayette, CA$618 to $835$290
Hercules, CA$533 to $725$251
San Lorenzo, CA$530 to $719$249
Cudahy, CA$505 to $694$240
San Lorenzo Valley, CA$553 to $753$261
Arcata, CA$529 to $720$249
San Fernando, CA$521 to $707$245
El Cerrito, CA$560 to $761$264
Crescent City, CA$511 to $696$241
Calabasas, CA$599 to $818$283
Valley Center, CA$543 to $739$256
Loma Linda, CA$520 to $707$245
Temescal Valley, CA$526 to $714$248
Laguna Beach, CA$618 to $835$290
French Valley, CA$519 to $705$244
Ashland, CA$519 to $706$245
West Puente Valley, CA$524 to $713$247
Rosemont, CA$509 to $690$239
Riverbank, CA$507 to $688$238
San Andreas, CA$516 to $703$244
Ladera Ranch, CA$561 to $772$266
Lennox, CA$522 to $715$247
Shafter, CA$500 to $681$236
Granite Bay, CA$563 to $770$266
Valinda, CA$527 to $714$248
Coronado, CA$618 to $835$290
Olivehurst, CA$505 to $683$238
Port Hueneme, CA$523 to $712$246
Bay Point, CA$505 to $687$238
Millbrae, CA$603 to $820$284
Rancho San Diego, CA$547 to $745$258
Duarte, CA$532 to $722$250
Colusa County, CA$509 to $693$240
Lakeside, CA$525 to $713$247
Coalinga, CA$505 to $685$238
Dixon, CA$522 to $711$246
Gonzales, CA$512 to $700$242
Winter Gardens, CA$520 to $708$245
Russian River-Sonoma Coast, CA$544 to $741$257
Kerman, CA$505 to $691$239
Lake Arrowhead, CA$514 to $699$242
Yucca Valley, CA$504 to $683$237
West Carson, CA$531 to $722$250
Sonora, CA$516 to $703$243
Blythe, CA$502 to $681$236
Agoura Hills, CA$573 to $781$270
Lomita, CA$544 to $744$257
La Canada Flintridge, CA$618 to $835$290
South El Monte, CA$527 to $717$248
La Crescenta-Montrose, CA$568 to $774$268
South San Jose Hills, CA$518 to $704$244
Plumas County, CA$514 to $701$242
Marina, CA$532 to $722$250
Salida, CA$511 to $694$240
Willowbrook, CA$513 to $698$242
Hermosa Beach, CA$618 to $835$290
Fillmore, CA$526 to $716$248
Arvin, CA$494 to $672$233
Prunedale, CA$532 to $724$251
Colfax-Monumental Ridge, CA$528 to $719$249
Castroville, CA$527 to $716$248
American Canyon, CA$527 to $715$248
Casa de Oro-Mount Helix, CA$555 to $756$262
Castaic, CA$539 to $731$254
Pinole, CA$529 to $719$249
Albany, CA$565 to $769$266
Inyo County, CA$514 to $699$242
Sierra, CA$518 to $706$244
Mariposa County, CA$514 to $699$242
Lathrop, CA$508 to $690$239
Stevenson Ranch, CA$560 to $762$264
Rosamond, CA$500 to $680$236
Linda, CA$501 to $681$236
Mead Valley, CA$505 to $688$238
Orinda, CA$612 to $836$290
Orland, CA$509 to $693$240
Pajaro, CA$531 to $724$250
Jamul, CA$554 to $759$262
Cameron Park, CA$527 to $717$248
Lindsay, CA$503 to $681$236
Carpinteria, CA$571 to $789$272
Fortuna, CA$521 to $708$245
Rancho Mirage, CA$551 to $757$261
Greenfield, CA$510 to $694$240
Ripon, CA$524 to $713$247
McKinleyville, CA$521 to $707$245
Placerville, CA$523 to $712$246
Live Oak, CA$550 to $752$260
Nipomo, CA$533 to $727$252
El Segundo, CA$582 to $798$275
Donner, CA$544 to $741$257
Artesia, CA$540 to $735$255
Santa Fe Springs, CA$529 to $719$249
Laguna Woods, CA$510 to $691$240
King City, CA$507 to $693$240
Vincent, CA$527 to $715$248
Stratford, CA$497 to $675$234
Moraga, CA$601 to $819$284
Truckee, CA$543 to $742$257
Lamont, CA$496 to $672$233
Walnut Park, CA$521 to $707$245
La Palma, CA$559 to $759$263
East San Gabriel, CA$561 to $765$265
Clearlake, CA$494 to $674$233
Alamo, CA$618 to $835$290
Carmel-by-the-Sea, CA$618 to $835$290
Avenal, CA$503 to $681$236
Avocado Heights, CA$533 to $725$251
Pacific Grove, CA$573 to $780$270
Coto de Caza, CA$601 to $822$284
Valle Vista, CA$499 to $679$235
Lake Isabella, CA$501 to $683$236
Los Osos, CA$533 to $725$251
North Fair Oaks, CA$557 to $765$264
Waterford, CA$504 to $690$238
Woodcrest, CA$529 to $720$249
Bostonia, CA$518 to $709$245
Nevada City, CA$533 to $728$252
Imperial, CA$506 to $687$238
Parkway, CA$502 to $681$236
Cherryland, CA$523 to $718$248
Rio Linda, CA$508 to $691$240
Parlier, CA$497 to $673$234
Oak Park, CA$567 to $776$268
Hawaiian Gardens, CA$512 to $701$242
Alpine, CA$549 to $752$260
Corning, CA$504 to $686$238
East Rancho Dominguez, CA$513 to $699$242
Mono County, CA$525 to $723$249
Mill Valley, CA$618 to $835$290
Thornton, CA$515 to $700$243
Yosemite Lakes, CA$514 to $699$242
Earlimart, CA$498 to $675$234
Escalon, CA$515 to $703$243
Trinity County, CA$516 to $701$243
Lemon Hill, CA$495 to $672$233
Cloverdale-Geyserville, CA$534 to $733$253
Stanford, CA$618 to $835$290
Palos Verdes Estates, CA$618 to $835$290
Oakhurst-North Fork, CA$516 to $703$244
El Sobrante, CA$534 to $730$252
Angels City, CA$516 to $704$244
California City, CA$495 to $673$233
Newberry Springs-Baker, CA$499 to $685$236
Grover Beach, CA$533 to $730$252
San Marino, CA$618 to $835$290
Livingston, CA$504 to $685$237
Phelan, CA$501 to $684$236
Kingsburg, CA$510 to $696$241
Solana Beach, CA$607 to $839$289
Bonita, CA$547 to $751$259
Bishop, CA$521 to $711$246
Commerce, CA$527 to $718$248
Malibu, CA$618 to $835$290
Discovery Bay, CA$529 to $731$252
Willits, CA$519 to $710$246
McFarland, CA$498 to $677$235
Marysville, CA$500 to $681$236
San Anselmo, CA$589 to $805$278
Camp Pendleton South, CA$482 to $652$226
Mendota, CA$498 to $675$234
Grand Terrace, CA$515 to $700$242
Mammoth Lakes, CA$527 to $732$251
Lake Los Angeles, CA$493 to $674$233
Fort Bragg, CA$530 to $722$250
Ione, CA$516 to $707$244
Newman, CA$502 to $681$236
Larkspur, CA$618 to $835$290
Alum Rock, CA$538 to $733$254
Idyllwild, CA$513 to $702$242
Garberville, CA$518 to $709$245
Central Colusa, CA$510 to $698$241
Big Bear City, CA$508 to $699$241
Central Shasta, CA$513 to $699$242
Hughson, CA$511 to $697$241
Yreka, CA$510 to $693$240
Lakeland Village, CA$504 to $687$238
Scotts Valley, CA$557 to $763$264
Los Alamitos, CA$563 to $769$266
Magalia, CA$504 to $683$237
Garden Acres, CA$498 to $677$235
Diamond Springs, CA$514 to $701$242
Winton, CA$493 to $674$233
Orange Cove, CA$502 to $683$236
Home Gardens, CA$512 to $697$241
Citrus, CA$525 to $714$248
Quartz Hill, CA$510 to $693$240
Clayton, CA$562 to $766$265
Signal Hill, CA$533 to $732$253
Sun Village, CA$502 to $682$236
View Park-Windsor Hills, CA$554 to $762$263
Tamalpais-Homestead Valley, CA$618 to $835$290
Sierra Madre, CA$578 to $795$274
La Riviera, CA$510 to $694$240
Hillsborough, CA$618 to $835$290
Lockeford, CA$533 to $726$251
Caruthers-Raisin City, CA$513 to $702$242
Piedmont, CA$618 to $835$290
Fowler, CA$512 to $698$242
Canyon Lake, CA$523 to $719$248
Muscoy, CA$499 to $685$236
Gridley, CA$510 to $691$240
Farmersville, CA$498 to $675$234
Toro Park, CA$567 to $778$268
Mendocino, CA$543 to $745$257
Del Aire, CA$543 to $739$256
Willows, CA$512 to $697$242
Chuckwalla Valley, CA$493 to $674$233
Rossmoor, CA$591 to $805$279
Morro Bay, CA$548 to $752$260
Madera Acres, CA$504 to $685$238
Delhi, CA$500 to $680$236
Shasta Lake, CA$505 to $688$238
Fairview, CA$539 to $739$255
San Diego Country Estates, CA$533 to $725$251
Mountain House, CA$528 to $721$249
Anderson, CA$504 to $681$237
Emeryville, CA$520 to $715$246
Soquel, CA$551 to $758$262
Capitola, CA$539 to $747$257
Charter Oak, CA$529 to $719$249
Fort Irwin, CA$481 to $716$239
Arnold-West Point, CA$522 to $716$247
Modoc County, CA$503 to $683$237
Lakeport, CA$509 to $695$240
Country Club, CA$499 to $680$236
Gustine, CA$498 to $684$236
Corte Madera, CA$599 to $818$283
Taft, CA$503 to $685$237
Hilmar-Irwin, CA$514 to $702$243
Orosi, CA$498 to $675$234
Firebaugh, CA$498 to $680$235
Blackhawk, CA$618 to $835$290
Dos Palos, CA$497 to $677$234
Good Hope, CA$502 to $683$236
Marina del Rey, CA$530 to $753$256
Topanga, CA$618 to $835$290
Crestline, CA$506 to $691$239
Rio del Mar, CA$578 to $793$274
Tiburon, CA$618 to $835$290
Rodeo, CA$524 to $714$247
Oak Hills, CA$513 to $706$243
Mecca, CA$498 to $679$235
West Athens, CA$529 to $722$250
Strathmore, CA$499 to $693$238
Palermo, CA$499 to $692$238
Larkfield-Wikiup, CA$539 to $735$254
Midway City, CA$527 to $724$250
Spring Valley Lake, CA$511 to $700$242
Montecito, CA$618 to $835$290
Cloverdale, CA$528 to $720$249
Mentone, CA$511 to $697$241
Holtville, CA$500 to $683$236
Planada-Le Grand, CA$499 to $681$236
Huron, CA$496 to $683$236
Alondra Park, CA$539 to $732$254
Winters, CA$517 to $705$244
Gold River, CA$533 to $728$252
Westlake Village, CA$582 to $801$276
Rio Vista, CA$514 to $699$242
St. Helena, CA$606 to $841$289
Rolling Hills Estates, CA$618 to $835$290
Los Altos Hills, CA$618 to $835$290
Middletown, CA$515 to $702$243
Bonadelle Ranchos-Madera Ranchos, CA$518 to $705$244
Calimesa, CA$504 to $685$238
August, CA$490 to $671$232
Boyes Hot Springs, CA$532 to $734$253
Golden Hills, CA$510 to $694$240
Pismo Beach, CA$558 to $771$266
Joshua Tree, CA$497 to $678$235
Thousand Palms, CA$499 to $682$236
Weaverville, CA$514 to $701$242
Oceano, CA$512 to $705$243
Calipatria, CA$494 to $673$233
Ojai, CA$563 to $768$266
Fairfax, CA$572 to $780$270
Mira Monte, CA$542 to $739$256
Ivanhoe, CA$499 to $682$236
Interlaken, CA$528 to $723$250
Bermuda Dunes, CA$522 to $718$248
Mount Baldy-Wrightwood, CA$518 to $711$246
Woodlake, CA$497 to $677$234
Guadalupe, CA$506 to $692$239
Cotati, CA$528 to $722$250
San Martin, CA$578 to $800$275
University of California Davis, CA$482 to $652$226
Templeton, CA$530 to $727$251
Lemoore Station, CA$482 to $652$226
Jackson, CA$518 to $708$245
Acton, CA$543 to $740$256
Ladera Heights, CA$579 to $800$275
Camp Pendleton North, CA$520 to $720$248
Pauma Valley, CA$527 to $720$249
Sausalito, CA$618 to $835$290
Sloughhouse, CA$539 to $734$254
Atherton, CA$618 to $835$290
Weed, CA$510 to $695$240
Mount Shasta, CA$523 to $714$247
East Foothills, CA$561 to $768$265
Alta Sierra, CA$525 to $716$248
Vandenberg Village, CA$522 to $717$247
Mountain Empire, CA$507 to $700$241
Kentfield, CA$618 to $835$290
Thermalito, CA$499 to $679$235
Loomis, CA$525 to $719$248
Desert Palms, CA$532 to $723$250
Needles, CA$494 to $673$233
Tipton, CA$497 to $674$234
Quincy, CA$512 to $698$242
Roseland, CA$516 to $705$244
Pollock Pines, CA$512 to $697$241
Clearlake Riviera, CA$515 to $711$245
Aptos, CA$566 to $771$267
Ben Lomond, CA$557 to $763$264
Calistoga, CA$528 to $744$254
Nuevo, CA$514 to $701$242
Keyes, CA$497 to $675$234
Las Flores, CA$562 to $768$266
South Oroville, CA$493 to $674$233
Rancho Calaveras, CA$510 to $697$241
Cambria, CA$568 to $782$270
Homeland, CA$494 to $672$233
Terra Bella, CA$506 to $689$239
Plumas Lake, CA$510 to $691$240
Rancho Murieta, CA$538 to $733$254
Kelseyville, CA$510 to $704$242
Franklin, CA$496 to $677$234
Alturas, CA$499 to $683$236
Carmel Valley, CA$571 to $790$272
Pixley, CA$493 to $680$234
Oasis, CA$484 to $654$227
Riverdale, CA$503 to $682$237
Lucerne Valley, CA$494 to $672$233
Colusa, CA$506 to $691$239
Springville-Johnsondale, CA$510 to $703$242
Fruitridge Pocket, CA$497 to $685$236
Garnet, CA$494 to $672$233
Lucas Valley-Marinwood, CA$583 to $800$276
Villa Park, CA$610 to $837$289
El Rio, CA$514 to $714$245
Strawberry, CA$618 to $835$290
Durham, CA$531 to $734$253
Mayflower Village, CA$546 to $745$258
Old Fig Garden, CA$522 to $714$247
Hidden Valley Lake, CA$511 to $700$242
Briones, CA$544 to $756$260
San Juan Bautista, CA$550 to $762$262
Willow Creek-Hoopa Valley, CA$505 to $695$240
Contra Costa Centre, CA$537 to $752$257
Lake Wildwood, CA$530 to $729$251
Pi\ufffdon Hills, CA$502 to $685$237
Bear Valley Springs, CA$524 to $715$247
Bret Harte, CA$488 to $673$232
La Habra Heights, CA$586 to $812$279
Woodside, CA$618 to $835$290
Elverta, CA$507 to $694$240
Cherry Valley, CA$505 to $693$239
Angwin, CA$578 to $816$278
Eucalyptus Hills, CA$528 to $724$250
Solvang, CA$561 to $776$267
Pleasure Point, CA$550 to $771$264
Boulder Creek, CA$539 to $735$255
Kensington, CA$578 to $794$274
Silver Lakes, CA$506 to $693$240
Heber, CA$499 to $680$235
Twin Lakes, CA$542 to $753$258
Running Springs, CA$510 to $694$240
Big Bear Lake, CA$524 to $718$248
Williams, CA$503 to $684$237
Saranap, CA$573 to $795$273
Greenacres, CA$505 to $685$238
Indian Wells, CA$564 to $778$268
Desert Edge, CA$486 to $660$229
Groveland, CA$515 to $702$243
Myrtletown, CA$516 to $707$244
Esparto, CA$510 to $703$242
El Granada, CA$581 to $805$277
Feather Falls, CA$504 to $688$238
Planada, CA$496 to $679$235
Shingle Springs, CA$539 to $737$255
Portola, CA$505 to $690$239
Isleton, CA$515 to $711$244
East Yuba-Beale AFB, CA$504 to $700$240
Santa Venetia, CA$543 to $751$259
Buellton, CA$533 to $738$254
Mather, CA$519 to $707$244
Denair, CA$503 to $690$238
Yuba Foothills, CA$509 to $694$240
Santa Ynez, CA$574 to $808$276
Wrightwood, CA$516 to $707$244
Lake San Marcos, CA$539 to $738$255
Carmel Valley Village, CA$570 to $789$272
Phoenix Lake, CA$519 to $713$246
Tara Hills, CA$522 to $719$248
Broadmoor, CA$552 to $760$262
Del Monte Forest, CA$618 to $835$290
Lexington Hills, CA$592 to $818$282
Chester, CA$524 to $718$248
Westport, CA$529 to $740$253
French Camp, CA$489 to $686$234
Emerald Lake Hills, CA$618 to $835$290
Morada, CA$524 to $725$249
Portola Valley, CA$618 to $835$290
Oak View, CA$536 to $738$254
Highlands-Baywood Park, CA$618 to $835$290
Highgrove, CA$512 to $702$242
Brisbane, CA$563 to $773$267
McSwain, CA$529 to $722$250
El Verano, CA$539 to $756$259
Harbison Canyon, CA$527 to $723$250
Cobb, CA$511 to $701$242
Wheatland, CA$505 to $688$238
Del Mar, CA$618 to $835$290
Copperopolis, CA$516 to $705$244
Mayfair, CA$498 to $677$234
North El Monte, CA$541 to $739$256
Lincoln Village, CA$506 to $692$239
Pacheco, CA$485 to $682$233
Fetters Hot Springs-Agua Caliente, CA$543 to $764$261
Llagas-Uvas, CA$589 to $810$279
Bystrom, CA$492 to $671$232
Ford City, CA$493 to $674$233
Felton, CA$546 to $754$260
Jamestown, CA$501 to $688$238
Sunnyside, CA$516 to $706$244
Empire, CA$492 to $681$234
Wilton, CA$531 to $735$253
Cottonwood, CA$504 to $692$239
Guerneville, CA$526 to $719$248
San Joaquin, CA$496 to $676$234
Montague, CA$505 to $683$237
Hidden Meadows, CA$550 to $759$262
Cutler, CA$495 to $679$234
Humboldt Hill, CA$514 to $703$243
Bonsall, CA$558 to $774$266
Loyola, CA$618 to $835$290
Mojave, CA$490 to $666$231
Kennedy, CA$497 to $677$234
Vine Hill, CA$520 to $712$246
Woodbridge, CA$518 to $708$245
Meiners Oaks, CA$536 to $752$257
Mission Hills, CA$519 to $721$248
Avalon, CA$569 to $800$274
San Antonio Heights, CA$550 to $763$262
Thermal, CA$482 to $659$228
Goshen, CA$496 to $677$234
Cambrian Park, CA$572 to $789$272
Las Posas, CA$602 to $840$288
Morongo Valley, CA$498 to $686$236
Armona, CA$504 to $682$237
Lower Lake, CA$510 to $698$241
Knights Landing, CA$508 to $706$242
Vandenberg AFB, CA$482 to $652$226
Valley Springs, CA$516 to $708$244
Point Arena, CA$529 to $739$253
Hanford Northeast, CA$525 to $722$249
Auburn Lake Trails, CA$527 to $717$248
Buttonwillow, CA$501 to $682$236
Lenwood, CA$493 to $670$232
Mountain View Acres, CA$496 to $676$234
Amesti, CA$526 to $726$250
Tarpey Village, CA$504 to $687$238
Kings Beach, CA$521 to $727$249
San Ardo, CA$533 to $740$254
Granite Hills, CA$544 to $751$259
Day Valley, CA$582 to $813$278
Etna, CA$512 to $697$242
Honey Lake, CA$503 to $687$238
Monte Sereno, CA$618 to $835$290
Casa Conejo, CA$540 to $739$256
Stallion Springs, CA$508 to $706$242
Freedom, CA$529 to $730$251
Caruthers, CA$498 to $692$238
Rio Dell, CA$511 to $695$241
Arbuckle, CA$510 to $700$242
Reliez Valley, CA$598 to $822$284
Forestville, CA$535 to $736$254
Summit Road, CA$588 to $814$280
Channel Islands Beach, CA$577 to $807$276
Ridgemark, CA$556 to $760$263
Ferndale, CA$530 to $724$250
Agua Dulce, CA$554 to $772$265
San Miguel, CA$592 to $810$280
Coulterville, CA$508 to $703$242
Biggs, CA$505 to $685$238
Sutter, CA$510 to $694$240
Laton, CA$504 to $692$239
Sierra County, CA$509 to $711$244
East Richmond Heights, CA$529 to $727$251
Seacliff, CA$550 to $758$262
Hayfork, CA$512 to $704$243
Lake of the Pines, CA$529 to $722$250
Rose Hills, CA$550 to $760$262
Meadow Vista, CA$527 to $721$249
Lake California, CA$510 to $698$241
Santa Rosa Valley, CA$618 to $835$290
Coronita, CA$517 to $707$244
Homestead Valley, CA$491 to $668$232
Montalvin Manor, CA$500 to $692$238
Lucerne, CA$495 to $691$237
Meadowbrook, CA$494 to $684$235
Brooktrails, CA$519 to $712$246
Borrego Springs, CA$503 to $693$239
Cutten, CA$523 to $717$248
Yountville, CA$557 to $775$266
Warm Springs, CA$510 to $697$241
Rancho Santa Fe, CA$618 to $835$290
Silverado, CA$547 to $768$263
Richgrove, CA$499 to $679$235
Vista Santa Rosa, CA$504 to $702$241
Crockett, CA$531 to $726$251
Winchester, CA$499 to $698$239
Salton City, CA$493 to $671$232
Rollingwood, CA$507 to $696$240
Moss Beach, CA$566 to $787$270
Lone Pine, CA$501 to $683$236
Aromas, CA$529 to $749$255
Marin City, CA$539 to $757$259
Pine Hills, CA$525 to $717$248
Penngrove, CA$564 to $795$271
Shackelford, CA$493 to $668$232
Campo, CA$504 to $690$238
Bonny Doon, CA$570 to $784$270
Burney, CA$500 to $683$236
Parkwood, CA$493 to $670$232
Greenville, CA$503 to $684$237
East Quincy, CA$504 to $690$238
Pine Mountain Lake, CA$517 to $707$244
Winterhaven-Bard, CA$488 to $667$231
Weldon, CA$492 to $673$233
Las Lomas, CA$523 to $721$248
Bayview, CA$511 to $702$242
Anza, CA$504 to $695$239
Desert View Highlands, CA$501 to $694$239
Bella Vista, CA$517 to $707$244
Covelo, CA$515 to $705$244
Edwards AFB, CA$447 to $741$237
Oakhurst, CA$510 to $694$240
Frazier Park, CA$507 to $694$240
Hartley, CA$540 to $743$256
Montara, CA$560 to $806$273
Loma Rica, CA$516 to $713$246
Arnold, CA$533 to $732$253
Parksdale, CA$494 to $681$235
Buckhorn, CA$516 to $703$243
Dixon Lane-Meadow Creek, CA$488 to $669$231
La Selva Beach, CA$582 to $809$278
Weedpatch, CA$490 to $669$232
Sleepy Hollow, CA$618 to $835$290
Bertsch-Oceanview, CA$499 to $691$238
Corralitos, CA$545 to $798$268
Georgetown, CA$516 to $713$245
Dogtown, CA$535 to $737$254
Mono Vista, CA$512 to $704$243
Sutter Creek, CA$527 to $726$250
Val Verde, CA$518 to $713$246
Lake Nacimiento, CA$519 to $714$246
Cayucos, CA$563 to $791$270
Bolinas, CA$618 to $835$290
Searles Valley, CA$488 to $663$230
Independence, CA$508 to $694$240
Collierville, CA$521 to $723$248
Los Molinos, CA$497 to $683$236
Kelly Ridge, CA$499 to $691$238
Tuolumne City, CA$505 to $714$243
Three Rivers, CA$519 to $711$246
Pine Canyon, CA$510 to $696$241
East Sonora, CA$498 to $706$240
Columbia, CA$499 to $685$236
Dunsmuir, CA$504 to $688$238
Happy Camp, CA$502 to $683$236
Poplar-Cotton Center, CA$495 to $682$235
Crest, CA$531 to $727$251
Nice, CA$489 to $686$234
South Taft, CA$493 to $679$234
Fairbanks Ranch, CA$618 to $835$290
Westwood, CA$502 to $686$237
San Pasqual, CA$567 to $778$268
Bell Canyon, CA$618 to $835$290
East Sierra, CA$506 to $702$241
North Shore, CA$491 to $667$231
Twain Harte, CA$521 to $707$245
Shingletown, CA$502 to $701$240
Madeline Plains, CA$489 to $700$237
Ross, CA$618 to $835$290
Cabazon, CA$482 to $679$232
Mission Canyon, CA$607 to $838$288
Lost Hills, CA$493 to $679$234
Green Acres, CA$502 to $683$237
Sky Valley, CA$493 to $672$232
Woodville, CA$495 to $674$234
Lagunitas-Forest Knolls, CA$560 to $787$269
London, CA$488 to $675$232
Boron, CA$491 to $668$232
Taft Heights, CA$494 to $674$233
Murphys, CA$508 to $703$242
Wofford Heights, CA$500 to $687$237
Belvedere, CA$618 to $835$290
South Dos Palos, CA$493 to $683$235
Idyllwild-Pine Cove, CA$518 to $707$244
Hopland, CA$538 to $754$258
Colfax, CA$510 to $697$241
Leona Valley, CA$534 to $742$255

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