Homeowners Insurance Alabama

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Average Homeowners Insurance in Alabama: $980

Median Home Price in Alabama: $159,000

Alabama homeowners insurance rates in December 2013 stood at an average of $980 as compared to $970 in November 2013.

Insurance Premium Saving Tips in Alabama

  • Bundle your insurance:

    Bundling home and car insurance in Alabama with the same provider will have approximately $98 to $147 of savings in Alabama

  • Safety Systems:

    Having safety systems at home can save up to $172 in Alabama

  • New Home:

    If your home was built within the past 10 years in Alabama, you could save up to $196

  • Senior Discounts:

    Senior citizens (55 or older) in Alabama could save approximately $196

Homeowners insurance cost by coverage

Insurance rangeAverage homeowners insurance cost($)
$49,999 and Under613
$50,000 to $74,999752
$75,000 to $99,999953
$100,000 to $124,9991,067
$125,000 to $149,9991,151
$150,000 to $174,9991,208
$175,000 to $199,9991,282
$200,000 to $299,9991,429
$300,000 to $399,9991,705
$400,000 to $499,9991,993
$500,000 and Over2,949

Renters insurance cost by coverage

Insurance rangeAverage renters insurance cost($)
$13,999 and Under159
$14,000 to $19,999200
$20,000 to $25,999218
$26,000 to $31,999246
$32,000 to $37,999253
$38,000 to $43,999282
$44,000 to $49,999285
$50,000 to $74,999321
$75,000 to $99,999 379
$100,000 and Over493

Average homeowners insurance by county

CountyHome Insurance Cost
Tuscaloosa County$829 to $1124
Walker County$792 to $1076
Jefferson County$824 to $1116
Mobile County$815 to $1103
Tallapoosa County$797 to $1085
Bullock County$782 to $1074
Marshall County$805 to $1096
Baldwin County$839 to $1139
Limestone County$817 to $1111
Lauderdale County$808 to $1096
St. Clair County$817 to $1111
Covington County$794 to $1078
Etowah County$801 to $1089
Montgomery County$814 to $1103
Choctaw County$779 to $1059
Colbert County$802 to $1089
Jackson County$797 to $1082
Morgan County$813 to $1102
Henry County$798 to $1091
Madison County$835 to $1132
Butler County$787 to $1068
Lowndes County$783 to $1069
Cullman County$804 to $1091
Autauga County$821 to $1114
Chilton County$802 to $1091
Shelby County$852 to $1155
Geneva County$790 to $1073
Coffee County$813 to $1107
Macon County$788 to $1072
Lamar County$784 to $1067
Coosa County$785 to $1071
Talladega County$796 to $1081
Chambers County$789 to $1072
Cleburne County$793 to $1085
Sumter County$785 to $1074
Crenshaw County$784 to $1067
Lee County$827 to $1122
Pike County$799 to $1092
Wilcox County$775 to $1062
Fayette County$786 to $1069
Conecuh County$787 to $1069
Monroe County$788 to $1072
Dallas County$787 to $1068
Marion County$788 to $1071
Winston County$790 to $1074
Cherokee County$799 to $1090
Perry County$776 to $1067
Blount County$809 to $1098
Houston County$813 to $1101
Lawrence County$799 to $1086
Marengo County$793 to $1083
Clarke County$792 to $1077
Clay County$788 to $1076
Dekalb County$795 to $1081
Russell County$802 to $1090
Dale County$799 to $1085
Washington County$794 to $1077
Franklin County$791 to $1075
Hale County$789 to $1075
Bibb County$794 to $1085
Elmore County$823 to $1119
Escambia County$794 to $1076
Randolph County$794 to $1081
Pickens County$791 to $1075
Greene County$788 to $1072
Barbour County$794 to $1080
Calhoun County$803 to $1089

Recent home insurance reviews

Company: Liberty Mutual,
Location: None

I pay roughly 400 a year for my homeowners insurance. My current provide is Liberty Mutual. I am getting 100,000 in coverage, and I give my provider a 5! I have been with my insurance company for a little over 4 years. I like the fact that they are very personable, and answer all questions and concerns within a timely manner. I do not have anything negative to say about them at the moment. I am 33 years old and female. I have been divorced for about 2 years now. My current home is about 3 years old. My home is not a new purchase and my roof is shingle.


Home Insurance Monthly Trends

The below graph compares Alabamas home median prices against, renters and owners home insurance average rates in Alabama.

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