Hillsboro Insurance Rates:

Hillsboro, OR home insurance is about $383 to $518, about $31-$43/month. Our all inclusive analysis indicates shoppers can save as much as $180 by getting multiple quotes

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Read Hillsboro, Oregon Homeowners Insurance reviews & compare quotes to find the most reliable & cheapest quotes.

Hillsboro Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Chubb Group of Insurance
Home Insurance Rate of $80/3 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $205,000

4 Beds, 4 Baths 1690 sqft Rental Property Constructed In 1980 with Wood Flooring, Slate Shingles Roof, Chainwall Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Smoke Alarm, Deadbolt Locks, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

51 Years old Divorced Female who has a Full Time Job with household income of $50-$75,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $180/6 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $200,000

3 Beds, 3 Baths 1770 sqft Primary Residence Constructed In 1985 with Carpet Flooring, Tile Roof, Slab Foundation, Wood siding, Brick Frame. Home Features Include Smoke Alarm, Fireplace, Copper Water Pipes, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

62 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $30/1 month for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $145,000

2 Beds, 2 Bath 1210 sqft Seasonal Residence Constructed In 1993 with Carpet Flooring, Composition Roof, Chainwall Foundation, Brick siding, Brick Frame. Home Features Include Copper Water Pipes, Indoor Sprinklers, Swimming Pool, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

29 Years old Single Female who is Unemployed with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $330/6 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $250,000

4 Beds, 4 Baths 1710 sqft Vacation Property Constructed In 1998 with Carpet over wood flooring, Shingles Roof, Piers Foundation, Stone Siding, Brick Frame. Home Features Include Swimming Pool, Copper Water Pipes, Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

32 Years old Single Male who is Unemployed and has 2 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $260/6 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $180,000

3 Beds, 3 Bath 1220 sqft Vacation Property Constructed In 2003 with Carpet Flooring, Asphalt Shingles Roof, Piers Foundation, Vinyl siding, Wood Frame. Home Features Include Copper Water Pipes, Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

72 Years old Married Male who is Retired with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $70/2 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $195,000

3 Beds, 3 Baths 1250 sqft Seasonal Residence Constructed In 1989 with Ceramic Tile Flooring, Slate Shingles Roof, Crawl Space Foundation, Stucco siding, Stucco Construction. Home Features Include Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

32 Years old Divorced Male who is a Freelancer with household income of more than $150,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $110/3 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $175,000

2 Beds, 2 Bath 1240 sqft Primary Residence Constructed In 1987 with Carpet Flooring, Slate Shingles Roof, Chainwall Foundation, Stucco siding, Stucco Construction. Home Features Include Copper Water Pipes, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

35 Years old Married Female who is a Freelancer with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

Home Insurance Rate of $1390/12 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $420,000

5 Beds, 5 Baths 2710 sqft Vacation Property Constructed In 1989 with Stone Flooring, Metal Roof, Piers Foundation, Brick siding, Wood Frame. Home Features Include Central Air Conditioning, Fireplace, Swimming Pool, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

48 Years old Married Female who is a Freelancer with household income of $75-$100,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $380/5 months for $250,000-$300,000 Coverage
Policy Holder Home Details :

Home Value : $320,000

4 Beds, 4 Baths 1993 sqft Primary Residence Constructed In 1973 with Ceramic Tile Flooring, Membrane Roof, Chainwall Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Central Air Conditioning, Indoor Sprinklers, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

53 Years old Married Male who is a Freelancer with household income of $75-$100,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

Hillsboro, OR Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
97124 $279,700 $460
97123 $247,100 $450

Hillsboro Rates & Quotes Analysis:

Hillsboro Area Estimated House Insurance
SW Pleasant Valley Rd, SE 71st Ave, NE 17th Ave, SW Sutherland Way, NE Greenridge Ter, SE Hanover Ct, SE Hemlock Ct, NE 61st Ct, NW Quatama Tc, NW Heritage Loop$459
NW Bagley Rd, NW Windstone Ct, NW Salishan Dr, NW Colonnade Dr, NW Pederson Rd, NE 64th Pl, SE Maple Ct, NW 172nd Ter, SW 325th Ave, SE 32nd Ave$458
NW Old Cornelius Pass Rd, State Hwy 219, NW Nestucca Dr, NW Rolling Hill Dr, SW Luree St, SE 61st Dr, NW Zimmerman Ln, NW 313th Ave, NE Feather Ct, NW Jackson Quarry Rd$463
SW Vermont St, NW Sheffield Ave, SW Saddlebrook Ct, NW Anastasia Dr, SW Augusta St, SE Gadroon St, SE Paula Jean Ct, SW Walnut Ave, SW Beaver Ct, NE Jefferson St$445
SE Kobus Way, NW Columbia Ave, SW 179th Ave, SE Currin Dr, NE Maryann Ct, NE Park Pl, SW Hurrell Ln, SE Hollow St, NE 8th Ave, SE Cedar St$439
SW 17th Ave, SW Green Slope Rd, SE 15th Ave, SE Gail Ct, NW Aurora Pl, NW Sydney St, SE Marigold Ct, NE Windrow St, NE Stephanie Ct, SW Augusta Ct$446
NW Coffey Ln, SE Clearbrook St, NE Candlewood Pl, NE Brighton Dr, SE Belle Oak Ct, NE Amanda Pl, W Baseline Rd, NE Latte Way, NW Whitman Ct, SW 194th Ave$463
NW Five Oaks Dr, SW 213th Pl, SW Sitkum Pl, SE 54th Ct, NE 63rd Way, SE Pipers Dr, NE Hood St, NE Tiffany St, NE 13th Dr, SW Grove Ln$447
NW Edinburg Dr, SE Kingswood Ave, SE 62nd Ave, NE Setting Sun Dr, SW 229th Ave, SE 35th Ct, NW Val Ct, SE Tamora Ave, NW Idanha St, NW Dutch Ln$None
SW 214th Ave, SE Blanchard St, NW Fern Flat Rd, NW Meadow Dr, NW Croeni Rd, SW 224th Ave, SW Richmond Way, SW 174th Pl, SE Quail Cir, NW 208th Ln$471

Insurance rates are influenced by a number of factors including:

  • Year Built: 3,770 Homes (10% of total homes ) built between 1980 to 1989 in Hillsboro are paying home insurance between $671-$678. Places close to Hillsboro, OR such as Rockcreek, Oak Hills, Bethany are more expensive by $21, $24, $41 respectively while Cornelius and Gaston are cheaper by $12 and $13 respectively for similar homes.
  • Bedrooms: 9,599 2 bedrooms homes (27% of total homes ) in Hillsboro are paying about $207 and differs from Rockcreek (+$7), Aloha (+$4), Oak Hills (+$8), Cornelius (-$3) and Gaston (-$4).
  • Auto Insurance Bundling: 8,732 Households (48% of all households) in Hillsboro have 2 vehicles available and when it is bundled with home insurance you can save $90 compared to Rockcreek ($92), Aloha ($89), Oak Hills ($93).
  • Senior Discounts: 6,354 seniors (more than 55 years) occupied housing units (35% of total) in Hillsboro get discounts between $67 to $69. The comparative concessions in proximate regions such as Rockcreek, Aloha and Bethany are $69, $67 and $71 respectively.
  • New Homes discounts: New homes such as the 22,367 homes built between 2000 to 2009 in Hillsboro can save $90 and similar new home insurance discounts in nearby towns and cities like Rockcreek, Aloha and Oak Hills are $92, $89 and $93 respectively.

Hillsboro Homeowners insurance Facts

  • Hillsboro, OR has 17,897 owner occupied houses which is 55.4% of all units whereas Rockcreek, Aloha and Oak Hills have 55.2%, 65.5% and 55.37% respectively.
  • Hillsboro, OR homeowners yearly insurance price at $450 is 0.18% of the typical house value of $250,900 which is in contrast with 0.14% in Rockcreek, 0.19% at Aloha & 0.14% in Oak Hills.
  • Homeowners in Hillsboro, OR pay 9.0% of their income (Less than $10,000) in insurance whereas homeowners in Rockcreek, Aloha and Oak Hills pay 9.28%, 8.96% and 9.32% respectively.
  • Hillsboro, OR’s insurance is 2.1% of monthly housing costs of $1,817/month, for owners with a mortgage compared to 1.95% in Rockcreek, 2.3% at Aloha & 1.85% in Oak Hills. But, for households without a mortgage, insurance is 7.4% of costs ($508 in Hillsboro, OR) in contrast with 6.04% in Rockcreek, 8.17% at Aloha & 6.91% in Oak Hills.

Hillsboro, OR Home Values & Insurance rates

For example, insurance for 3,838 Homes (23.0% of total homes ) valued between $250,000 to $299,999 in Hillsboro, OR is about $490. Rates in nearby areas in such as Rockcreek, Oak Hills, Bethany are cheaper by $101, $113, $165 respectively while Aloha and Cornelius are costlier by $25 and $97 respectively for similar homes.

Hillsboro, OR Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 528 3.0% $40
$100,000 to $124,999 352 2.0% $193
$125,000 to $149,999 461 2.0% $243
$150,000 to $174,999 1,173 7.0% $288
$175,000 to $199,999 1,610 9.0% $333
$200,000 to $249,999 4,568 27.0% $400
$250,000 to $299,999 3,838 23.0% $490
$300,000 to $399,999 3,822 23.0% $625

Renters Insurance in Hillsboro

  • Average Renters Insurance in Hillsboro :  $135($11/month)

  • Median Gross Rent in Hillsboro :  $1,034

  • Hillsboro Renters Insurance to Median Rent Ratio:  1.06%

  • Renter occupied housing units in Hillsboro :  14,424

Hillsboro Renters Insurance as a Percentage of Rent

Hillsboro Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 274 1.0% $783
$300 to $499 297 2.0% $1233
$500 to $749 853 6.0% $1908
$750 to $999 4,928 35.0% $2658
$1,000 to $1,499 6,036 42.0% $3783
$1,500 or more 1,561 11.0% $5433

Rent Affordability in Hillsboro:

Approximately 37.0% (5,468) of households are spending more than 35% of their income on gross rent in Hillsboro

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 1,918 13.0%
15.0 to 19.9 percent 1,918 13.0%
20.0 to 24.9 percent 2,013 13.0%
25.0 to 29.9 percent 1,887 13.0%
30.0 to 34.9 percent 1,220 8.0%
35.0 percent or more 5,468 37.0%

Hillsboro Renters Insurance Discounts:

Hillsboro Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Hillsboro, OR Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 6,679 46.0% $13.5
2 vehicles available 5,091 35.0% $20.25
3 or more vehicles available 1,080 7.0% $27.0

Protective device discount in Hillsboro Up to :  $20

Claims-free discount in Hillsboro Up to :  $27