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Hickory, NC Home Values & Insurance Rates

Hickory, NC Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 995 7.0% $106
$50,000 to $59,999 356 2.0% $230
$60,000 to $69,999 547 3.0% $284
$70,000 to $79,999 723 5.0% $331
$80,000 to $89,999 821 5.0% $372
$90,000 to $99,999 899 6.0% $414
$100,000 to $124,999 2,270 16.0% $485
$125,000 to $149,999 2,197 15.0% $603
$150,000 to $174,999 1,765 12.0% $716
$175,000 to $199,999 766 5.0% $828
$200,000 to $249,999 980 7.0% $994
$250,000 to $299,999 832 5.0% $1213
$300,000 to $399,999 732 5.0% $1545

Hickory Renters Insurance as a Percentage of Rent

Hickory Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 206 2.0% $329
$200 to $299 276 3.0% $779
$300 to $499 1,460 16.0% $1229
$500 to $749 4,106 45.0% $1904
$750 to $999 2,174 23.0% $2654
$1,000 to $1,499 747 8.0% $3779
$1,500 or more 154 1.0% $5429

Example Hickory Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyFarmers InsuranceErie Insurance
Monthly Premium 534782
Year Built 198220102002
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$175000-$200000$200000-$250000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500 Deductible

Top Home Insurance Agents Near Hickory, NC

Home Insurance Company Near Hickory, NC Homeowners Insurance Agency Near Hickory, NC Address Distance from Hickory, NC (miles)
Travelers Mimosa Insurance Agency Llc 207 N Sterling St, Morganton, NC, 28655 20.1
Travelers Rec Ins Llc 525 HAMBERTON COURT NW, CONCORD, NC, 28027 43.8
State Farm Robin Brackett 941 E Marion St Ste 2, Shelby, NC, 28150-4740 30.9
Nationwide Stanley M. Goodson 206 Lithia Inn Rd, Lincolnton, NC, 28092-4217 17.8
Liberty Mutual Independent Watson Insurance Agencyinc. 301 E Main St, LINCOLNTON, NC, 28092 17.4


Estimated Home Insurance By Street Area Near Hickory, NC

Hickory Area Estimated House Insurance
8th Street Dr SE, Brickfield St, J A Yount Farm Rd, Hall St, State Rd 1346, Roger Hill Rd, 26th St SE, 17th Street Ct NE, Sumpter Dr, State Rd 1621$592
Forest Ridge Dr, 20th Avenue Pl NW, 22nd St SE, State Rd 1103, Nello Dr, State Rd 1474, 20th Avenue Dr NW, 10th Ave SW, State Rd 1404, 29th Street Pl NE$574
Salem Rd, State Rd 1179, Meadow Creek Dr, State Rd 2262, 35th Street Pl NE, State Rd 1423, State Rd 2508, 32nd Street Dr SW, State Rd 1286, 5th St SE$590
State Rd 2257, Finger Bridge Rd, Gordon Rd, 10th St SE, State Rd 1527, 15th Street Ct NE, State Rd 1601, Montclair Cir, State Rd 1239, 25th St NE$581
Long Dr, Reepsville Rd, 7th Street Blvd SE, Roberts Dr, State Rd 1124, State Rd 1176, State Rd 1134, W 1st St, 13th Avenue Dr SE, 23rd Street Ct SE$598
State Rd 1455, 33rd Street Pl NE, Government Ave SW, Spurr Tree Ln, Old Buff Rd, 32nd St NE, Dead Oak Rd, 4th Street Pl NW, Winding Oak Dr, Baker Barn Rd$596
Sugar Maple Ln, 35th Avenue Ln NE, 20th Avenue Pl NW, State Rd 1144, 11th Ave NE, 9th Avenue Pl SW, Anastasia Way, Obie Ct, State Rd 1260, State Rd 1132$593
State Rd 2304, State Rd 1225, 2nd Street Dr SW, State Rd 1169, 14th St SE, State Rd 2298, Thistle Ct, 5th Avenue Ct NE, 19th Ave SW, 22nd Ave NE$589
Ransom Dr, State Rd 2287, 17th St NW, Charles Ray Buckner Rd, State Rd 1410, 20th Street Cir SW, Windy Hill Dr NW, 1st Street Ct NW, Pisgah St, 16th St SE$588
State Rd 1470, State Rd 1523, 3rd Avenue Ct SW, State Rd 1200, State Rd 2599, Driftwood Dr, State Rd 1537, Barbara Dr, State Rd 1320, Sleepy Hollow Dr$589

Hickory, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Hickory Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,700$8,500
Net Savings to Hickory Home Owner from High Deductible Plan $1,200

Hickory, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hickory, NC Home Replacement Value MORE than Home Value Hickory, NC Home Replacement Value LESS than Home Value
Replacement Value $152,000 $95,000
Insurance Premium based on Replacement Value $875 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,500 Risk Exposure from Under Insuring Coverage is $25,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $175/year