Hialeah Insurance Rates:

Hialeah, FL home insurance is nearly $1,006 to $1,365, about $83-$113/month. Our all inclusive research shows customers can save as much as $474 by getting many quotes

Compare Quotes from Top Providers and Save now!

Hialeah, Florida Homeowners share reviews on which insurance providers you can trust. Compare & buy the cheapest quotes.

Hialeah Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Travelers
Home Insurance Rate of $1640/5 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $365,000

5 Beds, 5 Baths 3010 sqft Primary Residence Constructed In 1962 with Wood Flooring, Metal Roof, Chainwall Foundation, Wood siding, Wood Frame. Home Features Include Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

27 Years old Single Female who is Unemployed with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

Home Insurance Rate of $1660/6 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $170,000

3 Beds, 3 Bath 1780 sqft Seasonal Residence Constructed In 1992 with Carpet over wood flooring, Shingles Roof, Piers Foundation, Wood siding, Stucco Construction. Home Features Include Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

67 Years old Married Female who is a Freelancer with household income of $50-$75,000 and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

  • Guests at home

Home Insurance Rate of $1480/6 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $140,000

5 Beds, 5 Baths 1510 sqft Primary Residence Constructed In 2004 with Carpet Flooring, Slate Shingles Roof, Crawl Space Foundation, Vinyl siding, Wood Frame. Home Features Include Fireplace, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

57 Years old Divorced Female who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $1590/8 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $135,000

2 Beds, 2 Bath 1160 sqft Rental Property Constructed In 1995 with Wood Flooring, Slate Shingles Roof, Crawl Space Foundation, Stucco siding, Brick Frame. Home Features Include Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

25 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $440/1 month for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $455,000

5 Beds, 5 Baths 3820 sqft Primary Residence Constructed In 1996 with Wood Flooring, Asphalt Shingles Roof, Chainwall Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Fire Extinguisher, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

33 Years old Single Male who is Unemployed and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

Home Insurance Rate of $1510/10 months for $100,000-$125,000 Coverage
Policy Holder Home Details :

Home Value : $100,000

1 Bed, 1 Bath 701 sqft Primary Residence Constructed In 1978 with Linoleum, Tile Roof, Slab Foundation, Stone Siding, Stucco Construction. Home Features Include Fire Extinguisher, Fireplace, Central Air Conditioning, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

51 Years old Divorced Female who has a Part Time Job with household income of $25-50,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Hialeah, FL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
33014 $227,100 $1,210
33018 $212,500 $1,200
33013 $207,000 $1,200
33015 $195,000 $1,210
33010 $189,400 $1,190
33012 $173,000 $1,180
33016 $166,900 $1,180

Hialeah Rates & Quotes Analysis:

Hialeah Area Estimated House Insurance
To To Lo Chee Dr, W 17th St, NW 92nd Ave, W 8th Way, E 42nd St, NW 141th Ter, W 18th Ln, Cow Pen Rd, Fox Den Ct, W 58th Ter$1,234
E 39th St, E 8th Ln, NW 189th Ln, NW 145th Ln, NW 188 Th Ter, E 5th St, NW 167th Ave, E 12th Pl, W 27th Ct, NW 134th Ave$1,234
W 25th Ln, NW 199th Ln, W 24th Ter, SE 5th St, NW 119th Ave, NW 142nd Ave, W 76th Pl, Fintry Pl, NW 75th Path, Guy del Russo Pkwy$1,165
W 39th St, W 53rd Pl, Turnbull Dr, E 53rd Ter, E 31st St, Cypress Ct, W 26th Pl, NW 73rd Path, E 30th St, NW 93rd Ave$1,208
W 32nd Pl, W 18th St, 53rd St, W 31st Ave, W 21st Ave, W 67th St, W 31st Ave, W 38th Pl, North Ct, W 6th Rd$1,196
Milander Blvd, E 10th Ct, W 67th Pl, NW 68th Ave, W 26th Ct, E 13th St, W 6th St, Jacaranda Ln, NW 67th Pl, NW 32nd Court Rd$1,137
Miami Lakeway S, Rosewood Rd, W 16th St, Commerce Way, W 80th Pl, Stacey E Cox Ct, N Augusta Dr, W 47th St, NW 152nd Ln, W 36th Ave$1,264
W 63rd Dr, White Oak Dr, NW 110th Ln, E 58th St, Loch Isle Dr S, NW 81st Path, W 66th Pl, NW 163rd Ter, E Cypress Ct, NW 102nd Ct$1,210
E 9th Ave, E 34th St, W 41st Pl, W 6th Ln, W 12th St, Miami Lakes Dr, E 28th St, W 30th Ct, NW 197th Ln, Co Rd 9823$1,202
NW 85th Ave, W 20th St, NW 74th Pl, NW 78th Ct, W 32nd St, NW 81st Ct, E Oakmont Cir, W 34th Ln, Palmetto Palm Ave, W 31st Ct$1,224

Insurance rates are influenced by a number of factors including:

  • Year Built: 17,411 Homes (15% of total homes ) built between 1960 to 1969 in Hialeah are paying home insurance between $2,076-$2,094. Places close to Hialeah, FL such as Miami Lakes, Palm Springs North, Miramar are more expensive by $122, $72, $33 respectively while Hialeah Gardens and Country Club are cheaper by $22 and $23 respectively for similar homes.
  • Bedrooms: 38,924 3 bedrooms homes (34% of total homes ) in Hialeah are paying about $866 and differs from Miami Lakes (+$63), Palm Springs North (+$42), Hialeah Gardens (+$3), Medley (-$44) and Opa-locka (-$20).
  • Auto Insurance Bundling: 13,901 Households (23% of all households) in Hialeah have 3 or more vehicles available and when it is bundled with home insurance you can save $296 and differs from Miami Lakes ($313), Palm Springs North ($306), Hialeah Gardens ($293).
  • Senior Discounts: 28,573 seniors (more than 55 years) occupied housing units (47% of total) in Hialeah get discounts between $177 to $180 and varies from Miami Lakes ($188), Palm Springs North ($183), Hialeah Gardens ($175).
  • New Homes discounts: New homes such as the 41,421 homes built between 2000 to 2009 in Hialeah can save $237 in contrast with Miami Lakes ($251), Palm Springs North ($245), Hialeah Gardens ($234).

Hialeah Homeowners insurance Facts

  • Hialeah, FL has 60,048 owner occupied houses which is 56.1% of all units whereas Miami Lakes, Palm Springs North and Hialeah Gardens have 67.09%, 92.53% and 68.33% respectively.
  • Hialeah, FL homeowners yearly insurance price at $1,185 is 0.62% of the typical house value of $191,700 which is in contrast with 0.41% in Miami Lakes, 0.47% at Palm Springs North & 0.69% in Hialeah Gardens.
  • Homeowners in Hialeah, FL pay 23.7% of their income (Less than $10,000) in insurance whereas homeowners in Miami Lakes, Palm Springs North and Hialeah Gardens pay 25.1%, 24.52% and 23.46% respectively.
  • Hialeah, FL’s insurance is 6.1% of monthly housing costs of $1,630/month, for owners with a mortgage compared to 4.77% in Miami Lakes, 4.69% at Palm Springs North & 6.76% in Hialeah Gardens. But, for households without a mortgage, insurance is 19.8% of costs ($498 in Hialeah, FL) in contrast with 15.31% in Miami Lakes, 18.11% at Palm Springs North & 18.24% in Hialeah Gardens.

Hialeah, FL Home Values & Insurance rates

For example, insurance for 3,612 Homes (6.0% of total homes ) valued between $125,000 to $149,999 in Hialeah, FL is about $841. Rates in nearby areas in such as Miami Lakes, Palm Springs North, Miramar are cheaper by $289, $192, $107 respectively while Hialeah Gardens and Country Club are costlier by $97 and $108 respectively for similar homes.

Hialeah, FL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,941 3.0% $154
$50,000 to $59,999 1,003 1.0% $319
$60,000 to $69,999 1,419 2.0% $391
$70,000 to $79,999 1,683 3.0% $462
$80,000 to $89,999 1,675 3.0% $521
$90,000 to $99,999 1,461 2.0% $580
$100,000 to $124,999 5,074 9.0% $675
$125,000 to $149,999 3,612 6.0% $841
$150,000 to $174,999 8,338 14.0% $995
$175,000 to $199,999 5,710 10.0% $1149
$200,000 to $249,999 8,723 15.0% $1386
$250,000 to $299,999 7,118 12.0% $1694
$300,000 to $399,999 7,951 14.0% $2156

Renters Insurance in Hialeah

  • Average Renters Insurance in Hialeah :  $133($11/month)

  • Median Gross Rent in Hialeah :  $1,055

  • Hialeah Renters Insurance to Median Rent Ratio:  1.04%

  • Average household size of renter-occupied unit :  2.91

Hialeah Renters Insurance as a Percentage of Rent

Hialeah Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 1,506 3.0% $333
$200 to $299 1,727 3.0% $783
$300 to $499 1,876 4.0% $1233
$500 to $749 4,015 8.0% $1908
$750 to $999 10,841 23.0% $2658
$1,000 to $1,499 20,333 44.0% $3783
$1,500 or more 5,300 11.0% $5433

Protective device discount in Hialeah Up to :  $19

Claims-free discount in Hialeah Up to :  $26