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Hesperia, CA Home Values & Insurance Rates

Hesperia, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,096 6.0% $88
$50,000 to $59,999 262 1.0% $195
$60,000 to $69,999 265 1.0% $237
$70,000 to $79,999 409 2.0% $278
$80,000 to $89,999 493 3.0% $314
$90,000 to $99,999 882 5.0% $349
$100,000 to $124,999 2,264 14.0% $409
$125,000 to $149,999 1,898 11.0% $509
$150,000 to $174,999 2,530 15.0% $604
$175,000 to $199,999 1,195 7.0% $699
$200,000 to $249,999 2,039 12.0% $842
$250,000 to $299,999 1,282 7.0% $1025
$300,000 to $399,999 1,514 9.0% $1304

Hesperia Renters Insurance as a Percentage of Rent

Hesperia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 119 1.0% $803
$300 to $499 200 2.0% $1253
$500 to $749 1,072 12.0% $1928
$750 to $999 2,445 29.0% $2678
$1,000 to $1,499 2,897 34.0% $3803
$1,500 or more 1,520 18.0% $5453

Example Hesperia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateTravelers
Monthly Premium 533327
Year Built 199419802012
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $250000-$300000$200000-$250000$150000-$175000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Top Home Insurance Agents Near Hesperia, CA

Home Insurance Company Near Hesperia, CA Homeowners Insurance Agency Near Hesperia, CA Address Distance from Hesperia, CA (miles)
Farmers Alfonso Vidales 12351 Mariposa Rd Ste J, Victorville, CA, 92395 5.7
Allstate John A. Cappelletti 1420 N Claremont Blvd Ste 105B, Claremont, CA, 91711 29.8
State Farm Mary Wood 667 W Arrow Hwy Ste D, San Dimas, CA, 91773-2963 35.1
Farmers Mimi Young 49 S Baldwin Ave Ste I, Sierra Madre, CA, 91024 45.1
Allstate S Singh 12268 Perris Blvd, Moreno Valley, CA, 92557 31.8

Estimated Home Insurance By Street Area Near Hesperia, CA

Hesperia Area Estimated House Insurance
Coulter Pine Rd, Alston Ave, Capri St, Dominquez Rd, Sawpit Canyon Creek Rd S, Plunge Rd, Seaforth St, Sapphire Ave, Rancho Bernardo St, Blanchard Rd$597
Joseph Ln, Densmar Rd, Sunny Ridge St, Dayton Ave, Tamarack Rd, Winterhawk Way, Wayside Ln, June, Kouries Way, Bern Ln$602
2N49 Forest Svc Rd, Valewood Dr, Northstar Ct, Greentree Ln, Flying Feather Ln, Alder Glen Ct, Rose St, Fallbrook Ct, Modesto Ct, Flora Ct$598
Saint Bernard Ln, Summit Ln, Windsor Ave, Jade St, Autumn Ct, Lachen Rd, Elder Dr, Agave Bay St, Montrose Ave, Lilac Way$617
Yellowstone Access Rd, Los Moras St, Softwind Ct, Robinhood Dr, 3N66 Forest Svc Rd, Canon St, Wildrose Cir, Sawmill Rd, Deercrest Dr, Amanda Way$596
Bascom St, Dragon Tree Dr, Cashew St, Tetley Ln, Calgary Dr, Aberdeen Ct, Woodland Rd, Canyon Vista Dr, Carmine St, Summit Valley Rd$600
Oak View Ct, St Anton Ln, Horsethief Canyon Rd, Bailey Forest Rd/2N49, Mozumdar Dr, Panorama Cir, Saturn Ct, Brookside Rd, Sesame Rd, Tioga St$596
Fern Canyon Rd, Greenway Dr, Wildridge Canyon Rd, Guava Ave, Deborah Pl, Catfish Rd, Laurel Oak Rd, Viola Ct, Gupan Rd, Lane's End Trl$590
Cashew St, Tracy Ave, Yosemite Ave, Hickory Ct, Redding St, Buchanan Ct, Kerrie Way, Ocotillo Ave, Honeyhill Rd, Damon Dr$606
Pitache St, Aspenwood Ln, Itoya Vista Rd, Marshall Rd, Northpark Rd, Lamplighter Rd, Oak Hill Ranch Rd, Nettle St, Michael St, Loma Vista Ct$603

Hesperia, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Hesperia Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$500$2,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,400$10,900
Net Savings to Hesperia Home Owner from High Deductible Plan $1,500

Hesperia, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hesperia, CA Home Replacement Value MORE than Home Value Hesperia, CA Home Replacement Value LESS than Home Value
Replacement Value $171,500 $135,500
Insurance Premium based on Replacement Value $525 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,000 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $50/year