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Helena, MT Home Values & Insurance Rates

Helena, MT Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,525 10.0% $93
$70,000 to $79,999 191 1.0% $296
$80,000 to $89,999 155 1.0% $334
$90,000 to $99,999 238 1.0% $373
$100,000 to $124,999 751 5.0% $428
$125,000 to $149,999 1,077 7.0% $537
$150,000 to $174,999 1,943 12.0% $638
$175,000 to $199,999 2,276 15.0% $740
$200,000 to $249,999 3,235 21.0% $888
$250,000 to $299,999 1,811 12.0% $1082
$300,000 to $399,999 1,567 10.0% $1378

Helena Renters Insurance as a Percentage of Rent

Helena Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 149 2.0% $344
$200 to $299 255 3.0% $794
$300 to $499 841 12.0% $1244
$500 to $749 2,532 39.0% $1919
$750 to $999 1,357 20.0% $2669
$1,000 to $1,499 981 15.0% $3794
$1,500 or more 360 5.0% $5444

Example Helena Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceTravelersLiberty Mutual
Monthly Premium 995540
Year Built 199620131984
Home Details 4 Beds, 3 Baths5 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $300000-$350000$175000-$200000$125000-$150000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Top Home Insurance Agents Near Helena, MT

Home Insurance Company Near Helena, MT Homeowners Insurance Agency Near Helena, MT Address Distance from Helena, MT (miles)
Clawson Insurance Agency Inc 412 Railroad Street Deer Lodge, Deer Lodge, MT, 59722 36.1
State Farm David Jensen 2718 Billings Ave, Helena, MT, 59601-9767 2.5
Farmers Neil Butori 65 E Broadway St, Butte, MT, 59701 46.8
Travelers Ori And Assoc Ins Agency 1667 DEWEY BLVD, BUTTE, MT, 59701 48.3
Farmers Wanda Shields 2832 Amherst Ave, Butte, MT, 59701 47.6

Estimated Home Insurance By Street Area Near Helena, MT

Helena Area Estimated House Insurance
E Lyndale Ave, Cowan Dr, Heritage Dr, Fox Vw Lp, Shilo Ln, Bear Creek Rd, N Howie St, Holter St, Jungers Ct, Barrett Rd$794
Peosta Ave, Gunn Rd, Valley Forge Rd, Festival Rd, Country Rd, Van Orsdel Rd, Alice St, N Hoback St, Aspen St, Tamarack St$779
Estate Rd, Cactus Flats Dr, Livingston Ave, Peosta Ave, Nancy Rd, Spokane Ranch Rd, Osprey Ridge Dr, Stadler Rd, Mendocino Dr, Tyler Rd$794
Castle Rock, Gilbert St, Cedar Valley Rd, Stable Rd, Minnesota Ave, S Davis St, B St, Chromium Ct, E 6th Ave, Golden St$782
S Hannaford St, US Hwy 12 W, Law Enforcement Academy Rd, Sharptail Dr, Matt Staff Rd, Bonanza Ct, Sundance Dr, N Davis St, Aiken Rd, Dairy Dr$777
Henry St, Red Letter St, Eastgate Dr, Viscaya Rd, Harrison Ave, Nicole St, Blaine Ln, Scratchgravel Dr, Shelly Rd, Vince's Ct$789
Black Alder Gulch, Idaho Ave, Garnet Dr, 9th Ave, McDonald Dr, Bandera Dr, Twin Pines Rd, 4th St, Dry Gulch Dr, Oro Fino Gulch$770
Toole Dr, Eldorado Ct, Olive St, Kurt Allen Ct, Cheyenne Rd, Lewis St, Ed Rose Rd, Stillwell Dr, Oxford Dr, Western Dr$781
Lode St, Aaron Dr, Bonanza Dr, Wheatgrass Rd, E 14th St, Prospector Gulch Rd, Gradestake St, Blue Grass Ln, N Cruse Ave, Chestnut St$779
N Beattie St, Blue Grouse Rd, Mikota Pl, N Fee St, Lavender Dr, Diamond Dr, Harvest Loop, Sweetgrass Rd, Jockey Dr, Shanda Ct$788

Helena, MT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Helena Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$1,300$3,300
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $10,400$9,600
Net Savings to Helena Home Owner from High Deductible Plan $800

Helena, MT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Helena, MT Home Replacement Value MORE than Home Value Helena, MT Home Replacement Value LESS than Home Value
Replacement Value $225,000 $139,000
Insurance Premium based on Replacement Value $1,275 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $51,500 Risk Exposure from Under Insuring Coverage is $34,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $275/year