Hazleton Insurance Rates:

Hazleton, PA home insurance is nearly $590 to $802, about $49-$66/month. Our complete analysis shows customers can save as much as $278 by comparing multiple quotes

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Hazleton, Pennsylvania Homeowners share details on the cheapest & most trustworthy home insurance companies for you to compare & get great deals.

Hazleton Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Liberty Mutual
Home Insurance Rate of $70/2 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $130,000

3 Beds, 3 Bath 2070 sqft Primary Residence Constructed In 1948 with Wood Flooring, Wood Shake Roof, Slab Foundation, Wood siding, Brick Frame. Home Features Include Copper Water Pipes, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

39 Years old Divorced Male who has a Full Time Job with household income of $100-$150,000 and has 3 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $150/3 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $120,000

3 Beds, 3 Bath 1870 sqft Primary Residence Constructed In 1987 with Linoleum, Metal Roof, Crawl Space Foundation, Wood siding, Wood Frame. Home Features Include Central Air Conditioning, Fire Extinguisher, Deadbolt Locks, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

51 Years old Divorced Male who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $280/9 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $90,000

3 Beds, 3 Baths 1580 sqft Rental Property Constructed In 1944 with Ceramic Tile Flooring, Wood Shake Roof, Piers Foundation, Brick siding, Wood Frame. Home Features Include Central Air Conditioning, Copper Water Pipes, Indoor Sprinklers, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

37 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $290/5 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $180,000

4 Beds, 4 Bath 2740 sqft Vacation Property Constructed In 1985 with Wood Flooring, Metal Roof, Piers Foundation, Brick siding, Stucco Construction. Home Features Include Deadbolt Locks, Indoor Sprinklers, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

64 Years old Single Male who is Retired and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $530/9 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $170,000

4 Beds, 4 Bath 2360 sqft Seasonal Residence Constructed In 1967 with Carpet Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Wood siding, Wood Frame. Home Features Include Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

39 Years old Married Female who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $280/7 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $135,000

3 Beds, 3 Baths 1920 sqft Rental Property Constructed In 1969 with Ceramic Tile Flooring, Tile Roof, Crawl Space Foundation, Stucco siding, Brick Frame. Home Features Include Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

73 Years old Married Male who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

Home Insurance Rate of $80/3 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $70,000

2 Beds, 2 Bath 1330 sqft Primary Residence Constructed In 1967 with Hardwood Flooring, Composition Roof, Chainwall Foundation, Stucco siding, Stucco Construction. Home Features Include Deadbolt Locks, Fire Extinguisher, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

49 Years old Married Female who is Unemployed with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $260/9 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $135,000

4 Beds, 4 Bath 2130 sqft Vacation Property Constructed In 1941 with Hardwood Flooring, Slate Shingles Roof, Slab Foundation, Stone Siding, Wood Frame. Home Features Include Central Air Conditioning, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

41 Years old Divorced Male who is Unemployed with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

Hazleton Rates & Quotes Analysis:

Hazleton Area Estimated House Insurance
W 5th St, Vine St Manor Apartment, W Buttonwood St, W 11th St, N Bennett Ct, S Linden St, Johns Ave, Amity Ln, N Wyoming St, W Spruce St$687
E Chestnut St, Harding St, Estate Blvd, Freemont Ct, Scott Ct, W 2nd St, W Chapel St, E Spring St, E Beech St, S Hazle St$711
Coxe St, W Magnolia St, W 7th St, E 22nd St, Cranberry Ave, Diamond Ave, Seybert St, Hunter Rd, Thirwell Ave, S Sherman Ct$712
Boone Ct, C Ct, Garibaldi Ct, Renaissance Center, E Hawthorne St, Lafayette Ct, N Pine Tree Rd, E 15th St, W Holly St, W Beech St$683
S Church St, W 18th St, Christopher Rd, S Lee Ct, Monges St, S Hazle St, Clinton Ct, Linda Ln, W 16th St, S Pine Tree Rd$686

Insurance rates are influenced by a number of factors including:

  • Year Built: 1,634 Homes (14% of total) built between 1940 to 1949 in Hazleton are paying home insurance between $1,398-$1,408 compared to Hazle (+$32), Pardeesville (+$15), Conyngham (+$72), McAdoo (-$13) and Freeland (-$11).
  • Bedrooms: 3,142 2 bedrooms homes (27% of total homes ) in Hazleton are paying about $474. Areas near to Hazleton such as Hazle, Harleigh, Lattimer are costlier by $11, $23, $22 respectively whereas Delano and Sheppton are more economical by $5, $7 respectively for similar homes.
  • Auto Insurance Bundling: 1,737 Households (33% of all households) in Hazleton have 2 vehicles available and when it is bundled with home insurance you can save $139 compared to Hazle ($142), Tresckow ($139), Harleigh ($146).
  • Senior Discounts: 2,775 seniors (more than 55 years) occupied housing units (53% of total) in Hazleton get discounts between $104 to $106 in contrast with Hazle ($106), Tresckow ($104), Harleigh ($109).
  • New Homes discounts: New homes such as the 2,462 homes built between 2000 to 2009 in Hazleton can save $139 compared to Hazle ($142), Tresckow ($139), Harleigh ($146).

Hazleton Homeowners insurance Facts

  • Hazleton, PA has 5,138 owner occupied houses which is 52.4% of all units whereas Hazle, Tresckow and Harleigh have 71.41%, 79.82% and 78.3% respectively.
  • Hazleton, PA homeowners yearly insurance price at $696 is 0.77% of the typical house value of $90,000 which is in contrast with 0.55% in Hazle, 0.71% at Tresckow & 0.43% in Harleigh.
  • Homeowners in Hazleton, PA pay 2.53% of their income ($25,000 to $29,999) in insurance whereas homeowners in Hazle, Tresckow and Harleigh pay 2.59%, 2.54% and 2.65% respectively.
  • Hazleton, PA’s insurance is 5.6% of monthly housing costs of $1,029/month, for owners with a mortgage compared to 4.92% in Hazle, 5.64% at Tresckow & 4.4% in Harleigh. But, for households without a mortgage, insurance is 13.4% of costs ($433 in Hazleton, PA) in contrast with 12.34% in Hazle, 13.58% at Tresckow & 11.02% in Harleigh.

Hazleton, PA Home Values & Insurance rates

For example, insurance for 322 Homes (6.0% of total homes ) valued between $150,000 to $174,999 in Hazleton, PA is about $1,252. Rates in nearby areas in such as Hazle, Tresckow, Harleigh are cheaper by $355, $99, $559 respectively while McAdoo and Kelayres are costlier by $238 and $40 respectively for similar homes.

Hazleton, PA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 669 13.0% $187
$50,000 to $59,999 493 9.0% $403
$60,000 to $69,999 349 6.0% $501
$70,000 to $79,999 413 8.0% $577
$80,000 to $89,999 646 12.0% $654
$90,000 to $99,999 348 6.0% $730
$100,000 to $124,999 777 15.0% $849
$125,000 to $149,999 436 8.0% $1057
$150,000 to $174,999 322 6.0% $1252
$175,000 to $199,999 203 3.0% $1447
$200,000 to $249,999 203 3.0% $1740
$250,000 to $299,999 171 3.0% $2129
$300,000 to $399,999 75 1.0% $2700

Renters Insurance in Hazleton

  • Average Renters Insurance in Hazleton :  $221($18/month)

  • Median Gross Rent in Hazleton :  $631

  • Hazleton Renters Insurance to Median Rent Ratio:  2.85%

  • Average household size of renter-occupied unit :  2.53

Hazleton Renters Insurance as a Percentage of Rent

Hazleton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 83 1.0% $355
$200 to $299 342 7.0% $805
$300 to $499 847 19.0% $1255
$500 to $749 1,624 36.0% $1930
$750 to $999 998 22.0% $2680
$1,000 to $1,499 427 9.0% $3805
$1,500 or more 99 2.0% $5455

Rent Affordability in Hazleton:

Approximately 44.0% (2,073) of households are spending more than 35% of their income on gross rent in Hazleton

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 516 11.0%
15.0 to 19.9 percent 532 11.0%
20.0 to 24.9 percent 564 12.0%
25.0 to 29.9 percent 582 12.0%
30.0 to 34.9 percent 403 8.0%
35.0 percent or more 2,073 44.0%

Hazleton Renters Insurance Discounts:

Hazleton Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Hazleton, PA Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 2,612 55.0% $22.1
2 vehicles available 658 14.0% $33.15
3 or more vehicles available 89 1.0% $44.2

Protective device discount in Hazleton Up to :  $33

Claims-free discount in Hazleton Up to :  $44