Hawthorne Insurance Rates:

Hawthorne, CA home insurance is roughly $536 to $730, about $44-$60/month. Our complete research shows customers can save as much as $253 by getting multiple quotes

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Hawthorne Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Liberty Mutual
Home Insurance Rate of $900/5 months for $700000-$800000 Coverage
Policy Holder Home Details :

Home Value : $770,000

4 Beds, 4 Baths 3380 sqft Vacation Property Constructed In 1986 with Stone Flooring, Metal Roof, Piers Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

34 Years old Married Female who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

Home Insurance Rate of $400/4 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $520,000

4 Beds, 4 Baths 3180 sqft Primary Residence Constructed In 1979 with Hardwood Flooring, Slate Shingles Roof, Slab Foundation, Stucco siding, Wood Frame. Home Features Include Smoke Alarm, Deadbolt Locks, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

31 Years old Married Male who is Unemployed and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $280/4 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $385,000

3 Beds, 3 Baths 1960 sqft Primary Residence Constructed In 1964 with Ceramic Tile Flooring, Wood Shake Roof, Crawl Space Foundation, Wood siding, Stucco Construction. Home Features Include Copper Water Pipes, Smoke Alarm, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

28 Years old Single Female who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $40/2 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $185,000

2 Beds, 2 Bath 920 sqft Vacation Property Constructed In 1963 with Stone Flooring, Wood Shake Roof, Piers Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Fireplace, Central Air Conditioning, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

32 Years old Single Female who has a Full Time Job with household income of more than $150,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $220/4 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $385,000

3 Beds, 3 Bath 1790 sqft Vacation Property Constructed In 1966 with Wood Flooring, Asphalt Shingles Roof, Chainwall Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

41 Years old Divorced Male who is Unemployed and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

Home Insurance Rate of $1320/12 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $460,000

4 Beds, 4 Baths 2750 sqft Rental Property Constructed In 1967 with Stone Flooring, Wood Shake Roof, Chainwall Foundation, Brick siding, Stucco Construction. Home Features Include Smoke Alarm, Deadbolt Locks, Central Air Conditioning, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

32 Years old Married Male who is a Freelancer with household income of more than $150,000 and has No Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $700/8 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $385,000

4 Beds, 4 Bath 1680 sqft Primary Residence Constructed In 1973 with Wood Flooring, Membrane Roof, Piers Foundation, Stone Siding, Stucco Construction. Home Features Include Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

73 Years old Divorced Female who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $290/2 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $500,000

4 Beds, 4 Baths 2420 sqft Vacation Property Constructed In 1998 with Carpet over wood flooring, Composition Roof, Slab Foundation, Wood siding, Stucco Construction. Home Features Include Smoke Alarm, Fireplace, Copper Water Pipes, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

40 Years old Single Female who has a Full Time Job with household income of more than $150,000 and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

Home Insurance Rate of $180/4 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $265,000

3 Beds, 3 Baths 1210 sqft Vacation Property Constructed In 1992 with Carpet Flooring, Tile Roof, Chainwall Foundation, Wood siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

46 Years old Divorced Male who is Unemployed and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $520/4 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $590,000

4 Beds, 4 Baths 2650 sqft Rental Property Constructed In 1995 with Ceramic Tile Flooring, Shingles Roof, Piers Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Copper Water Pipes, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

72 Years old Married Male who has a Part Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

Hawthorne Rates & Quotes Analysis:

Hawthorne Area Estimated House Insurance
Wiseburn St, S Freeman Ave, 137th Pl, Ruthbar Dr, Slayton St, Ocean Gate Ave, 123rd Pl, Rossburn Ave, Judah Ave, 122nd St$665
S Doty Ave, S Eriel Ave, Gerkin Ave, Galli St, 154th St, 148th Pl, S Ocean Gate Ave, Wiseburn Ave, Roselle Ave, Almertens Pl$637
S Condon Ave, 144th Pl, W 123rd Pl, 138th Pl, W 142nd Pl, St Andrews Way, 153rd Pl, Simms Ave, Hawthorne Way, S Cedar Ave$618
142nd Pl, 144th St, W 124th Pl, 119th Pl, 132nd St, Hansworth Ave, 136th St, 129th St, Lisso Ave, S Redfern Ave$666
142nd St, 142nd St, 137th St, 153rd St, S York Ave, S Burl Ave, Ogram Ave, Burl Ave, 140th St, Truro Ave$664

Insurance rates are influenced by a number of factors including:

  • Year Built: 5,767 Homes (18% of total) built between 1970 to 1979 in Hawthorne are paying home insurance between $1,026-$1,035 in contrast with Del Aire (+$13), El Segundo (+$91), Manhattan Beach (+$153), Inglewood (-$11) and Lennox (-$25).
  • Bedrooms: 9,276 2 bedrooms homes (32% of total homes ) in Hawthorne are paying about $190 and differs from El Segundo (+$10), Manhattan Beach (+$29), Redondo Beach (+$15), Del Aire (-$4) and Lennox (-$10).
  • Auto Insurance Bundling: 3,378 Households (44% of all households) in Hawthorne have 2 vehicles available and when it is bundled with home insurance you can save $126 and differs from Inglewood ($125), Del Aire ($128), Lennox ($123).
  • Senior Discounts: 3,524 seniors (more than 55 years) occupied housing units (46% of total) in Hawthorne get discounts between $94 to $97. The comparative concessions in proximate regions such as Inglewood, Del Aire and Lennox are $93, $96 and $92 respectively.
  • New Homes discounts: New homes such as the 9,644 homes built between 2000 to 2009 in Hawthorne can save $126 in contrast with Inglewood ($125), Del Aire ($128), Lennox ($123).

Hawthorne Homeowners insurance Facts

  • Hawthorne, CA has 7,518 owner occupied houses which is 26.2% of all units whereas Inglewood, Del Aire and Lennox have 36.43%, 75.34% and 33.13% respectively.
  • Hawthorne, CA homeowners yearly insurance price at $633 is 0.15% of the typical house value of $412,800 which is in contrast with 0.17% in Inglewood, 0.14% at Del Aire & 0.19% in Lennox.
  • Homeowners in Hawthorne, CA pay 5.06% of their income ($10,000 to $14,999) in insurance whereas homeowners in Inglewood, Del Aire and Lennox pay 5.01%, 5.13% and 4.94% respectively.
  • Hawthorne, CA’s insurance is 2.3% of monthly housing costs of $2,300/month, for owners with a mortgage compared to 2.46% in Inglewood, 2.22% at Del Aire & 2.89% in Lennox. But, for households without a mortgage, insurance is 13.9% of costs ($381 in Hawthorne, CA) in contrast with 13.24% in Inglewood, 15.71% at Del Aire & 12.03% in Lennox.

Hawthorne, CA Home Values & Insurance rates

For example, insurance for 70 Homes (1.0% of total homes ) valued between $100,000 to $124,999 in Hawthorne, CA is about $164. Rates in nearby areas in such as Del Aire, Alondra Park, Manhattan Beach are cheaper by $17, $5, $92 respectively while Inglewood and Lennox are costlier by $17 and $46 respectively for similar homes.

Hawthorne, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 194 5.0% $37
$100,000 to $124,999 70 1.0% $164
$150,000 to $174,999 118 3.0% $246
$200,000 to $249,999 495 13.0% $341
$250,000 to $299,999 480 13.0% $417
$300,000 to $399,999 2,155 60.0% $531

Renters Insurance in Hawthorne

  • Average Renters Insurance in Hawthorne :  $128($10/month)

  • Median Gross Rent in Hawthorne :  $1,020

  • Hawthorne Renters Insurance to Median Rent Ratio:  0.98%

  • Renter occupied housing units in Hawthorne :  21,174

Hawthorne Renters Insurance as a Percentage of Rent

Hawthorne Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 397 1.0% $1232
$500 to $749 1,618 7.0% $1907
$750 to $999 7,757 36.0% $2657
$1,000 to $1,499 8,865 42.0% $3782
$1,500 or more 2,099 10.0% $5432

Protective device discount in Hawthorne Up to :  $19

Claims-free discount in Hawthorne Up to :  $25