Hattiesburg Insurance Rates:

Hattiesburg, MS home insurance is roughly $795 to $1,084, about $66-$90/month. Our in depth research indicates shoppers can save upto $376 by comparing different quotes

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Hattiesburg, Mississippi Homeowners share details on the cheapest & most trustworthy home insurance companies for you to compare & get great deals.

Hattiesburg Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Amica Mutual Insurance Company
Home Insurance Rate of $990/5 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $245,000

4 Beds, 4 Baths 2790 sqft Rental Property Constructed In 1995 with Wood Flooring, Composition Roof, Slab Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

31 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

Home Insurance Rate of $3540/10 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $255,000

4 Beds, 4 Baths 2980 sqft Vacation Property Constructed In 1981 with Carpet Flooring, Slate Shingles Roof, Piers Foundation, Stone Siding, Wood Frame. Home Features Include Fireplace, Indoor Sprinklers, Central Air Conditioning, Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

58 Years old Married Female who is a Freelancer with household income of $75-$100,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $300/2 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $230,000

4 Beds, 4 Baths 2720 sqft Vacation Property Constructed In 1960 with Carpet Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Vinyl siding, Stucco Construction. Home Features Include Fireplace, Deadbolt Locks, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

43 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $520/3 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $160,000

3 Beds, 3 Bath 2120 sqft Rental Property Constructed In 2013 with Wood Flooring, Composition Roof, Piers Foundation, Wood siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Copper Water Pipes, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

23 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $780/8 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $100,000

2 Beds, 2 Bath 1190 sqft Rental Property Constructed In 1971 with Wood Flooring, Membrane Roof, Chainwall Foundation, Stucco siding, Stucco Construction. Home Features Include Smoke Alarm, Fireplace, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

39 Years old Single Female who is Unemployed and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $570/3 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $155,000

3 Beds, 3 Baths 1800 sqft Rental Property Constructed In 1999 with Linoleum, Slate Shingles Roof, Crawl Space Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Fireplace, Central Air Conditioning, Deadbolt Locks, Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

44 Years old Single Male who has a Full Time Job with household income of $75-$100,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $2310/10 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $160,000

3 Beds, 3 Baths 2170 sqft Seasonal Residence Constructed In 2013 with Hardwood Flooring, Composition Roof, Crawl Space Foundation, Stone Siding, Metal Frame Construction. Home Features Include Swimming Pool, Fire Extinguisher, Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

30 Years old Married Male who is a Freelancer with household income of $100-$150,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

Home Insurance Rate of $690/10 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $95,000

2 Beds, 2 Bath 1250 sqft Rental Property Constructed In 1977 with Stone Flooring, Wood Shake Roof, Chainwall Foundation, Stucco siding, Wood Frame. Home Features Include Smoke Alarm, Central Air Conditioning, Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

60 Years old Single Female who has a Part Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $740/9 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $100,000

2 Beds, 2 Bath 1540 sqft Primary Residence Constructed In 1998 with Wood Flooring, Asphalt Shingles Roof, Piers Foundation, Brick siding, Brick Frame. Home Features Include Deadbolt Locks, Copper Water Pipes, Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

57 Years old Married Female who is a Freelancer with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

Home Insurance Rate of $300/5 months for $50000-$75000 Coverage
Policy Holder Home Details :

Home Value : $65,000

2 Beds, 2 Bath 1010 sqft Primary Residence Constructed In 1989 with Wood Flooring, Slate Shingles Roof, Slab Foundation, Brick siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Copper Water Pipes, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

28 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

  • Seniors staying at home

Hattiesburg, MS Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
39401 $91,900 $930
39402 $180,800 $990

Hattiesburg Rates & Quotes Analysis:

Hattiesburg Area Estimated House Insurance
E Florence St, Todd Acres Dr, Vic Ellis Rd, Rowell Ranch Rd, S Hwy 13, Keith Jeter Rd, Beaver Lake Rd, Elnora Knight Rd, Covington Cove, 5th Ave$925
Cabin Rd, Matthew Johnson Rd, Bushman Aly, Vernon Dahmer Dr, 17th St, Laramie Cir, Jack Holston Rd, Fruitland Park Rd, Anita Dr, Donwood Pl$928
Sullivan Dr, Cypress Ave, Morris Rd, Ida Ave, Double Creek Dr, Bellewood Dr, Lake Dooahs Rd, 63rd St, Raspberry Ln, Cubleys Trl$933
Madison Plz, Mammoth Springs Rd, N Gate Rd, Singletary Dr, A E Morris Ln, Azalea Dr, Newco Rd, E 10th St, Hattiesburg St, Luther St$928
Jorns Rd, 3rd St, Morgan Rd, N Haven Dr, Scott St, Glen Dr, Ronie St, Greenwood Pl, Ray Rd, Eagle Walk$928
N Hutchinson Ave, Forrest Dr, Broadway Dr, Rockenbach Rd, N 39th Ave, U S Government Rd, Ralston Rd, Glendale Garden Dr, Hollingsworth Rd, Red Creek Rd$935
Jordan Ave, John David Dr, Jervis Mims Rd, Camp Dantzler Rd, Rambling Rd, Cherokee Cir, Hinton Dr, Louise St, Mini Farm Rd, Forrest County Rd$933
Rebecca Ave, N 35th Ave, Water St, McCrory Rd, Stratford Rd, Tim Rouse Rd, Westminister Dr, Wade Dr, 35th St, Idom Dr$938
Cypress Dr, Pickwick Pl, I H Rouse Rd, Benton Dr, Lake Estates Dr N, Katie Ave, Emerald Ln, Green St, Darby Rd, 3rd Ter$937
Tillery Dr, N 22nd Ave, Toney Dr, Ivy Ln, McPhail Rd, N 26th Ave, Titus Stewart Rd, Rushing Ave, Johnston Cir, Amy Cir$922

Insurance rates are influenced by a number of factors including:

  • Year Built: 3,792 Homes (17% of total homes ) built between 1970 to 1979 in Hattiesburg are paying home insurance between $1,525-$1,539. Places close to Hattiesburg, MS such as West Hattiesburg, Arnold Line, Lamar County are more expensive by $29, $17, $44 respectively while Glendale and Rawls Springs are cheaper by $31 and $40 respectively for similar homes.
  • Bedrooms: 6,782 2 bedrooms homes (33% of total homes ) in Hattiesburg are paying about $734. Areas near to Hattiesburg such as West Hattiesburg, Lamar County, Sumrall are costlier by $5, $12, $6 respectively whereas Glendale and Petal are more economical by $24, $6 respectively for similar homes.
  • Auto Insurance Bundling: 2,858 Households (42% of all households) in Hattiesburg have 2 vehicles available and when it is bundled with home insurance you can save $188 in contrast with West Hattiesburg ($191), Arnold Line ($190), Glendale ($184).
  • Senior Discounts: 3,712 seniors (more than 55 years) occupied housing units (55% of total) in Hattiesburg get discounts between $140 to $143 compared to West Hattiesburg ($143), Arnold Line ($142), Glendale ($138).
  • New Homes discounts: New homes such as the 8,826 homes built between 2000 to 2009 in Hattiesburg can save $188 and similar new home insurance discounts in nearby towns and cities like West Hattiesburg, Arnold Line and Glendale are $191, $190 and $184 respectively.

Hattiesburg Homeowners insurance Facts

  • Hattiesburg, MS has 6,743 owner occupied houses which is 37.0% of all units whereas West Hattiesburg, Arnold Line and Glendale have 49.45%, 66.47% and 87.97% respectively.
  • Hattiesburg, MS homeowners yearly insurance price at $940 is 0.8% of the typical house value of $117,000 which is in contrast with 0.65% in West Hattiesburg, 0.7% at Arnold Line & 1.05% in Glendale.
  • Homeowners in Hattiesburg, MS pay 7.52% of their income ($10,000 to $14,999) in insurance whereas homeowners in West Hattiesburg, Arnold Line and Glendale pay 7.67%, 7.61% and 7.37% respectively.
  • Hattiesburg, MS’s insurance is 7.1% of monthly housing costs of $1,100/month, for owners with a mortgage compared to 6.34% in West Hattiesburg, 6.99% at Arnold Line & 7.72% in Glendale. But, for households without a mortgage, insurance is 21.6% of costs ($362 in Hattiesburg, MS) in contrast with 19.83% in West Hattiesburg, 24.09% at Arnold Line & 24.37% in Glendale.

Hattiesburg, MS Home Values & Insurance rates

For example, insurance for 525 Homes (8.0% of total homes ) valued between $70,000 to $79,999 in Hattiesburg, MS is about $601. Rates in nearby areas in such as West Hattiesburg, Petal, Lamar County are cheaper by $112, $34, $156 respectively while Glendale and Rawls Springs are costlier by $181 and $260 respectively for similar homes.

Hattiesburg, MS Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,025 15.0% $197
$50,000 to $59,999 308 4.0% $413
$60,000 to $69,999 258 3.0% $517
$70,000 to $79,999 525 8.0% $601
$80,000 to $89,999 376 5.0% $676
$90,000 to $99,999 341 5.0% $761
$100,000 to $124,999 800 12.0% $883
$125,000 to $149,999 578 8.0% $1099
$150,000 to $174,999 728 11.0% $1297
$175,000 to $199,999 437 6.0% $1504
$200,000 to $249,999 397 6.0% $1804
$250,000 to $299,999 245 3.0% $2209
$300,000 to $399,999 447 6.0% $2810

Renters Insurance in Hattiesburg

  • Average Renters Insurance in Hattiesburg :  $207($17/month)

  • Median Gross Rent in Hattiesburg :  $661

  • Hattiesburg Renters Insurance to Median Rent Ratio:  2.57%

  • Average household size of renter-occupied unit :  2.24

Hattiesburg Renters Insurance as a Percentage of Rent

Hattiesburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 160 1.0% $351
$200 to $299 335 3.0% $801
$300 to $499 1,433 13.0% $1251
$500 to $749 4,928 45.0% $1926
$750 to $999 2,774 25.0% $2676
$1,000 to $1,499 883 8.0% $3801
$1,500 or more 221 2.0% $5451

Protective device discount in Hattiesburg Up to :  $31

Claims-free discount in Hattiesburg Up to :  $41