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Harrisburg, PA Home Values & Insurance Rates

Harrisburg, PA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,111 13.0% $194
$50,000 to $59,999 551 6.0% $417
$60,000 to $69,999 1,034 12.0% $514
$70,000 to $79,999 866 10.0% $597
$80,000 to $89,999 882 10.0% $674
$90,000 to $99,999 540 6.0% $750
$100,000 to $124,999 1,070 12.0% $875
$125,000 to $149,999 589 7.0% $1091
$150,000 to $174,999 579 6.0% $1292
$175,000 to $199,999 366 4.0% $1494
$200,000 to $249,999 499 5.0% $1793
$250,000 to $299,999 134 1.0% $2189
$300,000 to $399,999 127 1.0% $2786

Harrisburg Renters Insurance as a Percentage of Rent

Harrisburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 706 5.0% $355
$200 to $299 732 6.0% $805
$300 to $499 1,202 9.0% $1255
$500 to $749 3,354 27.0% $1930
$750 to $999 3,538 29.0% $2680
$1,000 to $1,499 2,403 19.0% $3805
$1,500 or more 216 1.0% $5455

Example Harrisburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceAllstate
Monthly Premium 406529
Year Built 195719691945
Home Details 2 Beds, 1 Baths4 Beds, 3 Baths3 Beds, 1 Baths
Coverage Amount $75000-$100000$150000-$175000$75000-$100000
Deductible $500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Top Home Insurance Agents Near Harrisburg, PA

Home Insurance Company Near Harrisburg, PA Homeowners Insurance Agency Near Harrisburg, PA Address Distance from Harrisburg, PA (miles)
R T Dunn Ins Inc 200 W Main St, Mechanicsburg, PA, 17055 8.0
Nationwide A Insurance Agency 2501 Paxton St, Harrisburg, PA, 17111 2.5
Erie Community Insurance Services Inc. 684 W Main Street, New Holland, PA, 17557 42.7
State Farm Greg Sallade 919 E Main St Ste 1, Mount Joy, PA, 17552-9546 24.2
Nationwide Grove F&A Inc 30 Red Hill Ct, Newport, PA, 17074 19.0


Estimated Home Insurance By Street Area Near Harrisburg, PA

Harrisburg Area Estimated House Insurance
Concert Dr, Wayne St, Gilmer Aly, Granite St, Honey St, Shamokin St, Nectarine St, Shrub St, Hanover St, N 13th St$689
Crabapple St, Cloverly Rd, Sycamore St, Helen St, Juniper St, Ruby St, Primrose St, Crum Aly, Keystone Plz, Lawton St$683
Thompson St, Sayford St, Midland Rd, Getz St, Traffic Safety, Kline Aly, Radnor St, Flinton St, Adams Aly, Home St$733
Dunkle St, Muench St, Antoine St, Hill St, Edgewood Dr, S 18th St, Mc Cleaster St, Berryhill St, Woodlawn St, Woodbine St$693
Charles Aly, Naudain St, Cranberry St, Radnor St, Yale St, Eugene Aly, Hillside Village, Brook St, Health and Welfare Bld, Mary St$686

Harrisburg, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Harrisburg Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,600$5,000
Net Savings to Harrisburg Home Owner from High Deductible Plan $600

Harrisburg, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Harrisburg, PA Home Replacement Value MORE than Home Value Harrisburg, PA Home Replacement Value LESS than Home Value
Replacement Value $84,000 $45,000
Insurance Premium based on Replacement Value $425 $225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,500 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year