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Hampton Bays, NY Home Values & Insurance Rates

Hampton Bays, NY Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 57 5.0% $33
$50,000 to $59,999 30 2.0% $66
$70,000 to $79,999 15 1.0% $99
$100,000 to $124,999 19 1.0% $145
$150,000 to $174,999 17 1.0% $218
$175,000 to $199,999 35 3.0% $258
$250,000 to $299,999 109 10.0% $377
$300,000 to $399,999 770 72.0% $476

Hampton Bays Renters Insurance as a Percentage of Rent

Hampton Bays Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 78 5.0% $1214
$500 to $749 78 5.0% $1889
$750 to $999 129 8.0% $2639
$1,000 to $1,499 457 29.0% $3764
$1,500 or more 791 51.0% $5414

Example Hampton Bays Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceGEICO InsuranceAllstate
Monthly Premium 20620998
Year Built 196719901973
Home Details 2 Beds, 1 Baths5 Beds, 2 Baths3 Beds, 2 Baths
Coverage Amount $250000-$300000$350000-$400000$200000-$250000
Deductible $500- $1000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Top Home Insurance Agents Near Hampton Bays, NY

Home Insurance Company Near Hampton Bays, NY Homeowners Insurance Agency Near Hampton Bays, NY Address Distance from Hampton Bays, NY (miles)
Duble & O'Hearn, Inc. 54 Trumbull Street New Haven, New Haven, CT, 6510 37.0
Travelers Ferguson & Mcguire - Bf 373 CENTER ST, WALLINGFORD, CT, 6492 43.2
Travelers Ireton Williams Agency, Inc. 10 Cottontail Lane , East Setauket, NY, 11733 29.3
State Farm Marcela Ruppert 161 Main St, Kings Park, NY, 11754-2603 38.5
State Farm Marty O'Neill Casl, Clu, Chfc 365 Westport Avenue, Norwalk, CT, 06851-4344 48.7


Estimated Home Insurance By Street Area Near Hampton Bays, NY

Hampton Bays Area Estimated House Insurance
Greenfield Rd, Rolling Hill Rd, Jones Dr, Beaver Ln W, Fox Hollow Dr, Maylen Dr, Cold Spring Rd, Pine Pl, Elder Ave, Hyler Dr$657
Phillips Ave, Wakeman Ct, Mary Ct, Donald Ave, Randall St, Francis Ct, Viking Ln, Beachdale Rd, Temple Ave, Lilac Xing$632
Donellan Rd, Whitebrook Dr, Hilltop Rd, Quogue Ave, Lillian Ln, Carols Way, Sebonac Rd, Pond Dr, High Rd, Anne Ave$628
Bay Ave W, Red Cedar Point Rd, Club Dr, Canoe Place Rd, Louise Ct, Quogue Riverhead Rd, Sugar Loaf Rd, Nautilus Ln, Arbutus Rd, Oaks Ave$696
Eastway Dr, Sagamore Rd, Holiday Ct, Reeves Bay Trl, Baywoods Dr, Rebadam Ln, Peconic Hill Rd, Shinnecock Ln, Allamora Rd, Upland Dr$686

Hampton Bays, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Hampton Bays Homeowner Insurance Premium Example $5,000$4,800
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $41,500$40,900
Net Savings to Hampton Bays Home Owner from High Deductible Plan $600

Hampton Bays, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Hampton Bays, NY Home Replacement Value MORE than Home Value Hampton Bays, NY Home Replacement Value LESS than Home Value
Replacement Value $591,000 $416,500
Insurance Premium based on Replacement Value $4,775 $3,375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $111,000 Risk Exposure from Under Insuring Coverage is $63,500
Premium Impact Insurance cheaper by $500/year Insurance costlier by $900/year