Groveport Insurance Rates:

Groveport, OH home insurance is nearly $609 to $833, about $50-$69/month. Our all inclusive guide indicates shoppers can save as much as $288 by comparing different quotes

Compare Quotes from Top Providers and Save now!

Find out from Groveport, Ohio Home Insurance Reviews on the best. Compare quotes from them & get the cheapest one.

Groveport Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
American Family Insurance
Home Insurance Rate of $300/5 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $205,000

5 Beds, 5 Baths 2260 sqft Rental Property Constructed In 2006 with Ceramic Tile Flooring, Membrane Roof, Chainwall Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Swimming Pool, Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

64 Years old Divorced Male who is Unemployed and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $410/10 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $270,000

4 Beds, 4 Baths 2540 sqft Seasonal Residence Constructed In 1965 with Wood Flooring, Slate Shingles Roof, Chainwall Foundation, Stone Siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Copper Water Pipes, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

36 Years old Married Female who is Unemployed and has No Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $380/8 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $280,000

5 Beds, 5 Baths 3750 sqft Rental Property Constructed In 1962 with Carpet over wood flooring, Membrane Roof, Chainwall Foundation, Stucco siding, Brick Frame. Home Features Include Fireplace, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

25 Years old Single Male who is a Freelancer with household income of more than $150,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 750-799 Credit Score

Home Insurance Rate of $340/10 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $160,000

3 Beds, 3 Baths 1560 sqft Vacation Property Constructed In 1946 with Hardwood Flooring, Composition Roof, Crawl Space Foundation, Wood siding, Stucco Construction. Home Features Include Central Air Conditioning, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

69 Years old Divorced Male who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $160/7 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $115,000

3 Beds, 3 Baths 1210 sqft Rental Property Constructed In 1960 with Carpet over wood flooring, Metal Roof, Piers Foundation, Brick siding, Wood Frame. Home Features Include Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

61 Years old Divorced Male who has a Full Time Job with household income of $100-$150,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $170/4 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $175,000

3 Beds, 3 Bath 1590 sqft Vacation Property Constructed In 1940 with Wood Flooring, Slate Shingles Roof, Crawl Space Foundation, Wood siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

46 Years old Married Female who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $310/5 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $160,000

3 Beds, 3 Bath 1920 sqft Primary Residence Constructed In 1984 with Stone Flooring, Slate Shingles Roof, Crawl Space Foundation, Brick siding, Wood Frame. Home Features Include Fireplace, Deadbolt Locks, Copper Water Pipes, Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

35 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

  • Guests at home

Home Insurance Rate of $300/4 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $330,000

4 Beds, 4 Baths 3040 sqft Vacation Property Constructed In 2014 with Hardwood Flooring, Asphalt Shingles Roof, Chainwall Foundation, Vinyl siding, Stucco Construction. Home Features Include Fire Extinguisher, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

56 Years old Divorced Female who has a Full Time Job with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $740/10 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $190,000

5 Beds, 5 Baths 2400 sqft Primary Residence Constructed In 2013 with Stone Flooring, Slate Shingles Roof, Chainwall Foundation, Vinyl siding, Wood Frame. Home Features Include Fireplace, Central Air Conditioning, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

41 Years old Divorced Female who is Unemployed and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $270/10 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $130,000

3 Beds, 3 Baths 1280 sqft Rental Property Constructed In 2013 with Stone Flooring, Shingles Roof, Piers Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Central Air Conditioning, Copper Water Pipes, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

31 Years old Single Female who has a Full Time Job with household income of more than $150,000 and has 2 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

Groveport, OH Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
43125 $134,800 $720

Groveport Rates & Quotes Analysis:

Groveport Area Estimated House Insurance
Oliver Winchester Dr, Meadowlark Psge, Inn Rd, Cedar Lawn Dr, Millstone Rd, Catkin Ct, Briarbush Dr, Sand Ct, Air Haven Dr, Felicity Ct$698
Hamilton Rd, Helen Dr, Roll Call Dr, Corbett Rd, Briarbrush Ct, Chelsea Glen Dr, Eastrise Dr, Chantilly St, Whims Dr, Green Pointe Dr S$695
Ahoy Ave, C Ave, Bayshire Rd, Stoltz Ave, Birlingham Dr, Vincent George Dr, Patrick Henry Ave, Shadow Run Dr, Westwick Rd, Nomination Ln$706
Johnanne Dr, Co 22O, Burnam Ln, Marsha Dr, Marketing Pl, Bristol Ridge Dr, London Lancaster Rd, Red Apple Ln, Willow Bloom Dr, Brice Park Dr$701
Leinster St, Jib Ln, Swisher Ln, Winchester Southern Rd, Shaffer Dr, Bricegrove Blvd, Dorothy's Xing, Port Rd, Canal St, Rossi Dr$704

Insurance rates are influenced by a number of factors including:

  • Year Built: 357 Homes (16% of total) built between 1950 to 1959 in Groveport are paying home insurance between $1,355-$1,366 and differs from Canal Winchester (+$39), Lithopolis (+$14), Pickerington (+$30), Madison (-$14) and Obetz (-$56).
  • Bedrooms: 473 2 bedrooms homes (21% of total homes ) in Groveport are paying about $693 and varies from Canal Winchester (+$19), Lithopolis (+$7), Pickerington (+$16), Madison (-$7) and Obetz (-$28).
  • Auto Insurance Bundling: 834 Households (53% of all households) in Groveport have 2 vehicles available and when it is bundled with home insurance you can save $144 in contrast with Madison ($142), Obetz ($138), Blacklick Estates ($137).
  • Senior Discounts: 682 seniors (more than 55 years) occupied housing units (43% of total) in Groveport get discounts between $107 to $110. The comparative concessions in proximate regions such as Madison, Obetz and Canal Winchester are $107, $103 and $111 respectively.
  • New Homes discounts: New homes such as the 1,225 homes built between 2000 to 2009 in Groveport can save $144 and similar new home insurance discounts in nearby towns and cities like Madison, Obetz and Blacklick Estates are $142, $138 and $137 respectively.

Groveport Homeowners insurance Facts

  • Groveport, OH has 1,551 owner occupied houses which is 76.7% of all units whereas Madison, Obetz and Blacklick Estates have 81.54%, 73.52% and 70.57% respectively.
  • Groveport, OH homeowners yearly insurance price at $721 is 0.47% of the typical house value of $154,800 which is in contrast with 0.5% in Madison, 0.66% at Obetz & 0.69% in Blacklick Estates.
  • Homeowners in Groveport, OH pay 2.62% of their income ($25,000 to $29,999) in insurance whereas homeowners in Madison, Obetz and Blacklick Estates pay 2.6%, 2.52% and 2.51% respectively.
  • Groveport, OH’s insurance is 3.8% of monthly housing costs of $1,575/month, for owners with a mortgage compared to 4.03% in Madison, 4.87% at Obetz & 5.14% in Blacklick Estates. But, for households without a mortgage, insurance is 13.2% of costs ($455 in Groveport, OH) in contrast with 12.71% in Madison, 16.24% at Obetz & 14.28% in Blacklick Estates.

Groveport, OH Home Values & Insurance rates

For example, insurance for 61 Homes (3.0% of total homes ) valued between $250,000 to $299,999 in Groveport, OH is about $1,276. Rates in nearby areas in such as Canal Winchester, Lithopolis, Pickerington are cheaper by $202, $96, $177 respectively while Madison and Truro are costlier by $94 and $182 respectively for similar homes.

Groveport, OH Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 69 4.0% $115
$70,000 to $79,999 17 1.0% $346
$80,000 to $89,999 65 4.0% $389
$90,000 to $99,999 150 9.0% $439
$100,000 to $124,999 229 14.0% $511
$125,000 to $149,999 175 11.0% $634
$150,000 to $174,999 293 19.0% $749
$175,000 to $199,999 230 14.0% $872
$200,000 to $249,999 238 15.0% $1045
$250,000 to $299,999 61 3.0% $1276

Renters Insurance in Groveport

  • Average Renters Insurance in Groveport :  $138($11/month)

  • Median Gross Rent in Groveport :  $687

  • Groveport Renters Insurance to Median Rent Ratio:  1.6%

  • Renter occupied housing units in Groveport :  472

Groveport Renters Insurance as a Percentage of Rent

Groveport Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 10 2.0% $784
$300 to $499 38 8.0% $1234
$500 to $749 219 49.0% $1909
$750 to $999 129 29.0% $2659
$1,000 to $1,499 43 9.0% $3784

Rent Affordability in Groveport:

Approximately 41.0% (198) of households are spending more than 35% of their income on gross rent in Groveport

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 80 16.0%
15.0 to 19.9 percent 93 19.0%
20.0 to 24.9 percent 56 11.0%
25.0 to 29.9 percent 20 4.0%
30.0 to 34.9 percent 25 5.0%
35.0 percent or more 198 41.0%

Groveport Renters Insurance Discounts:

Groveport Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Groveport, OH Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 215 45.0% $13.8
2 vehicles available 144 30.0% $20.7
3 or more vehicles available 74 15.0% $27.6

Groveport Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 33 6.0% $68
60 to 64 years 35 7.0% $54
65 to 74 years 25 5.0% $44
75 years and over 45 9.0% $34

Protective device discount in Groveport Up to :  $20

Claims-free discount in Groveport Up to :  $27