Greenville Insurance Rates:

Greenville, SC home insurance is approximately $696 to $943, about $58-$78/month. Our detailed analysis indicates shoppers can save upto $328 by comparing different quotes

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Greenville Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
American Family Insurance
Home Insurance Rate of $1060/12 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $120,000

2 Beds, 2 Bath 1230 sqft Rental Property Constructed In 1962 with Carpet Flooring, Membrane Roof, Crawl Space Foundation, Stone Siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Fireplace, Central Air Conditioning, Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

60 Years old Married Female who is Unemployed and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

Home Insurance Rate of $830/6 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $260,000

4 Beds, 4 Bath 3000 sqft Vacation Property Constructed In 1990 with Carpet Flooring, Membrane Roof, Crawl Space Foundation, Brick siding, Wood Frame. Home Features Include Fire Extinguisher, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

48 Years old Married Male who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $320/5 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $180,000

5 Beds, 5 Baths 1920 sqft Primary Residence Constructed In 1993 with Linoleum, Asphalt Shingles Roof, Slab Foundation, Brick siding, Brick Frame. Home Features Include Fire Extinguisher, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

47 Years old Single Female who is Unemployed and has No Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

Home Insurance Rate of $1200/7 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $310,000

4 Beds, 4 Baths 3000 sqft Rental Property Constructed In 1995 with Carpet Flooring, Metal Roof, Chainwall Foundation, Stone Siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

26 Years old Married Female who is a Freelancer with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

Home Insurance Rate of $630/4 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $215,000

4 Beds, 4 Baths 2690 sqft Rental Property Constructed In 2004 with Hardwood Flooring, Tile Roof, Crawl Space Foundation, Vinyl siding, Stucco Construction. Home Features Include Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

45 Years old Divorced Female who is a Freelancer with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $50/1 month for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $90,000

2 Beds, 2 Bath 1060 sqft Rental Property Constructed In 1997 with Ceramic Tile Flooring, Membrane Roof, Chainwall Foundation, Stone Siding, Brick Frame. Home Features Include Swimming Pool, Central Air Conditioning, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

63 Years old Married Male who is Retired and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

Home Insurance Rate of $170/1 month for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $350,000

5 Beds, 5 Baths 4690 sqft Rental Property Constructed In 1971 with Carpet Flooring, Membrane Roof, Slab Foundation, Stone Siding, Brick Frame. Home Features Include Smoke Alarm, Fire Extinguisher, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

73 Years old Single Female who is Unemployed with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1730/9 months for $250,000-$300,000 Coverage
Policy Holder Home Details :

Home Value : $230,000

4 Beds, 4 Baths 2512 sqft Primary Residence Constructed In 1969 with Stone Flooring, Metal Roof, Piers Foundation, Stone Siding, Wood Frame. Home Features Include Indoor Sprinklers, Deadbolt Locks, Smoke Alarm, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

60 Years old Single Female who has a Full Time Job with household income of more than $150,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $154/1 month for $500,000 Coverage
House is worth approx $300,000. Built in 1981, 3100 sq ft, 4 bd, 2.5 ba, home security alarm, 1.5 miles to fire, safe neighborhood with very little crime
Single, credit score in the mid 700s, about 30% equity, non-smoker

Greenville, SC Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
29611 $81,400 $790
29601 $224,500 $870
29615 $197,700 $850
29607 $170,800 $830
29609 $156,900 $820
29605 $135,100 $820
29617 $113,600 $800

Greenville Rates & Quotes Analysis:

Greenville Area Estimated House Insurance
E Mountain Creek Rd, Co Rd 840, Christopher St, Affirmed Ct, S Fairfield Rd, Saluda Ridge, Garden Trl, Clifton Grove Way, Valentine St, Fortuna Dr$775
Shoppers Dr, Co Rd 520, Co Rd 440, Pinefield Dr, Berryhill Ct, Ruskin Sq, E 5th St, Co Rd 377, Olde Orchard Ln, Pinnacle Dr$800
Ymca St, Pine Lake Cir, Flicker Dr, Co Rd 382, Savannah St, Roe Ford Rd, Old Country Rd, Berea Forest Cir, Berea Dr, Sheraton Ct$775
Mountain Chase Dr, Indian Springs Dr, Apricot Ln, Alderberry Dr, W 6th St, Evergreen Cir, Glengrove Dr, Spring Tree Dr, Titleist Ct, Sumner St$870
Townes St, Ebenezer Rd, Pepperbush Ct, Old Hunts Bridge Rd, Springer St, Lynchester Ln, W Faris Rd, S del Norte Rd, Dobbs St, K Mart Plz$789
Brantford Ln, Lee Ave, Green Leaf Dr, State Frontage Rd 1118, Manchester Dr, Biscayne Dr, Lakeshore Dr, Pennine Dr, Hedgerow Dr, Laurel Creek Ln$801
A D Asbury Dr, Burdock Ct, J-1021, Charlene Dr, Windward Ct, Wembley Rd, Kinross Row, Drummond Ct, Stradley Ter, Co Rd 855$843
Skyland Dr, Vanderbilt Cir, Stall St, Arcadia Cir, Grenoble Ct, D-226, Tamburlaine Ct, Co Rd 982, Swindon Cir, Alden Ct$839
Antelone Ct, Midland St, S Brown St, Loblolly Ln, Luther St, Spring Valley Rd, W Faris Rd, Speed St, Coleman Ct, Rainstone Dr$824
Fair St, Beech St, Hedge St, Blackberry Ct, Co Rd 365, Co Rd 169, Carolina Dr, Rangeview Cir, Channel Dr, Woodway Ct$828

Insurance rates are influenced by a number of factors including:

  • Year Built: 18,700 Homes (15% of total homes ) built between 1990 to 1999 in Greenville are paying home insurance between $1,183-$1,195. Places close to Greenville, SC such as Five Forks, Simpsonville, Pauline are more expensive by $63, $10, $11 respectively while City View and Judson are cheaper by $72 and $65 respectively for similar homes.
  • Bedrooms: 35,358 2 bedrooms homes (30% of total homes ) in Greenville are paying about $533 in contrast with Taylors (+$3), Five Forks (+$29), Powdersville (+$4), City View (-$32) and Judson (-$29).
  • Auto Insurance Bundling: 14,474 Households (22% of all households) in Greenville have 3 or more vehicles available and when it is bundled with home insurance you can save $205. Discounts for similar bundling in close by locations such as Wade Hampton, Greenville County, City View come to $205, $204, $192 respectively.
  • Senior Discounts: 31,243 seniors (more than 55 years) occupied housing units (49% of total) in Greenville get discounts between $122 to $125 compared to Wade Hampton ($123), Greenville County ($122), City View ($115).
  • New Homes discounts: New homes such as the 51,481 homes built between 2000 to 2009 in Greenville can save $164 in contrast with Wade Hampton ($164), Greenville County ($163), City View ($154).

Greenville Homeowners insurance Facts

  • Greenville, SC has 63,131 owner occupied houses which is 60.8% of all units whereas Wade Hampton, Greenville County and City View have 61.53%, 67.49% and 18.09% respectively.
  • Greenville, SC homeowners yearly insurance price at $820 is 0.53% of the typical house value of $155,000 which is in contrast with 0.51% in Wade Hampton, 0.54% at Greenville County & 1.55% in City View.
  • Homeowners in Greenville, SC pay 4.69% of their income ($15,000 to $19,999) in insurance whereas homeowners in Wade Hampton, Greenville County and City View pay 4.7%, 4.67% and 4.4% respectively.
  • Greenville, SC’s insurance is 5.3% of monthly housing costs of $1,282/month, for owners with a mortgage compared to 5.26% in Wade Hampton, 5.44% at Greenville County & 8.44% in City View. But, for households without a mortgage, insurance is 19.9% of costs ($344 in Greenville, SC) in contrast with 19.26% in Wade Hampton, 20.66% at Greenville County & 14.89% in City View.

Greenville, SC Home Values & Insurance rates

For example, insurance for 4,980 Homes (8.0% of total homes ) valued between $175,000 to $199,999 in Greenville, SC is about $984. Rates in nearby areas in such as Wade Hampton, Taylors, Five Forks are cheaper by $30, $45, $336 respectively while Greenville County and Judson are costlier by $22 and $1,426 respectively for similar homes.

Greenville, SC Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 4,704 8.0% $131
$50,000 to $59,999 1,324 2.0% $270
$60,000 to $69,999 2,193 3.0% $336
$70,000 to $79,999 2,152 3.0% $393
$80,000 to $89,999 3,036 5.0% $442
$90,000 to $99,999 3,072 5.0% $500
$100,000 to $124,999 6,681 11.0% $574
$125,000 to $149,999 7,119 12.0% $721
$150,000 to $174,999 6,432 11.0% $852
$175,000 to $199,999 4,980 8.0% $984
$200,000 to $249,999 6,292 11.0% $1189
$250,000 to $299,999 4,273 7.0% $1451
$300,000 to $399,999 4,582 8.0% $1845

Renters Insurance in Greenville

  • Average Renters Insurance in Greenville :  $169($14/month)

  • Median Gross Rent in Greenville :  $720

  • Greenville Renters Insurance to Median Rent Ratio:  1.94%

  • Average household size of renter-occupied unit :  2.33

Greenville Renters Insurance as a Percentage of Rent

Greenville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 817 2.0% $342
$200 to $299 1,317 3.0% $792
$300 to $499 4,009 10.0% $1242
$500 to $749 15,076 38.0% $1917
$750 to $999 11,097 28.0% $2667
$1,000 to $1,499 5,113 13.0% $3792
$1,500 or more 1,356 3.0% $5442

Protective device discount in Greenville Up to :  $25

Claims-free discount in Greenville Up to :  $33