Greenville Insurance Rates:

Greenville, NC home insurance is nearly $506 to $688, about $42-$57/month. Our detailed analysis shows customers can save as much as $238 by getting different quotes

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Greenville Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Farmers Insurance
Home Insurance Rate of $140/6 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $80,000

2 Beds, 2 Bath 1070 sqft Rental Property Constructed In 1993 with Hardwood Flooring, Tile Roof, Chainwall Foundation, Wood siding, Stucco Construction. Home Features Include Fireplace, Central Air Conditioning, Indoor Sprinklers, Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

74 Years old Divorced Male who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

Home Insurance Rate of $450/5 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $410,000

5 Beds, 5 Baths 3930 sqft Seasonal Residence Constructed In 2004 with Hardwood Flooring, Shingles Roof, Slab Foundation, Vinyl siding, Stucco Construction. Home Features Include Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

64 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $590/10 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $120,000

2 Beds, 2 Bath 1170 sqft Primary Residence Constructed In 1999 with Linoleum, Shingles Roof, Piers Foundation, Brick siding, Metal Frame Construction. Home Features Include Swimming Pool, Smoke Alarm, Copper Water Pipes, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

46 Years old Married Male who has a Full Time Job with household income of more than $150,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $40/1 month for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $140,000

3 Beds, 3 Bath 1660 sqft Primary Residence Constructed In 1982 with Hardwood Flooring, Slate Shingles Roof, Chainwall Foundation, Vinyl siding, Wood Frame. Home Features Include Copper Water Pipes, Fireplace, Deadbolt Locks, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

52 Years old Divorced Female who has a Full Time Job with household income of $75-$100,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $800/12 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $135,000

3 Beds, 3 Bath 1460 sqft Vacation Property Constructed In 1998 with Carpet Flooring, Shingles Roof, Chainwall Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Deadbolt Locks, Smoke Alarm, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

33 Years old Divorced Female who is Unemployed and has No Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $230/5 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $140,000

3 Beds, 3 Baths 1760 sqft Seasonal Residence Constructed In 1982 with Carpet over wood flooring, Slate Shingles Roof, Crawl Space Foundation, Vinyl siding, Wood Frame. Home Features Include Central Air Conditioning, Smoke Alarm, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

23 Years old Married Female who has a Full Time Job with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

Home Insurance Rate of $370/7 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $165,000

4 Beds, 4 Bath 1870 sqft Primary Residence Constructed In 1996 with Hardwood Flooring, Composition Roof, Chainwall Foundation, Stone Siding, Metal Frame Construction. Home Features Include Swimming Pool, Indoor Sprinklers, Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

70 Years old Married Male who is a Freelancer with household income of $25-50,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $730/10 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $195,000

3 Beds, 3 Baths 2240 sqft Rental Property Constructed In 2004 with Carpet Flooring, Membrane Roof, Slab Foundation, Brick siding, Brick Frame. Home Features Include Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

38 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $150/2 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $265,000

4 Beds, 4 Baths 2560 sqft Vacation Property Constructed In 1998 with Wood Flooring, Tile Roof, Crawl Space Foundation, Vinyl siding, Stucco Construction. Home Features Include Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

41 Years old Single Male who has a Part Time Job with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $980/10 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $235,000

3 Beds, 3 Bath 2160 sqft Rental Property Constructed In 1982 with Carpet over wood flooring, Asphalt Shingles Roof, Slab Foundation, Stucco siding, Wood Frame. Home Features Include Swimming Pool, Copper Water Pipes, Deadbolt Locks, Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

60 Years old Divorced Male who has a Part Time Job with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $410/10 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $245,000

3 Beds, 3 Baths 2320 sqft Seasonal Residence Constructed In 1992 with Carpet over wood flooring, Asphalt Shingles Roof, Piers Foundation, Vinyl siding, Wood Frame. Home Features Include Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

28 Years old Divorced Female who has a Full Time Job with household income of $100-$150,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $370/12 months for $75,000-$100,000 Coverage
Policy Holder Home Details :

Home Value : $110,000

2 Beds, 2 Baths 1328 sqft Rental Property Constructed In 1976 with Wood Flooring, Wood Shake Roof, Chainwall Foundation, Stucco siding, Brick Frame. Home Features Include Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

62 Years old Married Male who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Greenville, NC Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
27858 $167,500 $610
27834 $100,800 $590

Greenville Rates & Quotes Analysis:

Greenville Area Estimated House Insurance
Bethesda Dr, Edwards Farm Rd, E Church St, Haw Dr, Woodside Rd, Leighton Dr, State Rd 1520, River Chase Dr, Franklin St, W Rock Spring Rd$590
Parker Ct, Gum Rd, Reins Ct, Anderson St, Pennsylvania Ave, Trace Ct, Worthington-Warren Rd, Luther Ct, State Rd 1918, Bridle Ct$613
Black Jack-Simpson Rd, Rolston Rd, Dahlonega Dr, Little Gem Cir, Jetty Pl, Teversham Ct, Pocosin Rd, Jones Staton Rd, Hawks Nest Ln, Jean Ct$603
Forest Glen Dr, Rhinestone Dr, Marshall St, Bells Fork Rd, Bass Ln, Chadwick Ln, Tammie Trl, Arbor St, Copperfield Rd, Maple St$607
State Rd 1868, Edenbrook Dr, Southberry Wynd, Glacier Pl, Deerwood Dr, Jimmy Ln, US Hwy 64 Alternate W, Herbert Ln, Bragg Cir, Bowers Rd$579
E Sylvania Ave, Lancelot Dr, Stutz St, Eden Pl, Cornerstone Dr, State Rd 1433, Vicksburg Dr, Hillendale Cir, Kay Rd, Shadow Ridge Dr$589
State Rd 1795, Gum Swamp Church Rd, W 4th St, Bunch Ln, Lismore Dr, Quarterpath Dr, S Evans St, Cool Acre Ln, W Moore Dr, Primrose Ln$603
Longview Dr, C and R Ln, Hardee St, Lennie Ln, Hartford St, Eversmith Ln, Mc Clellan St, E 14th Ave, Trotters Way, English Ct$590
Stancils Mobile Home Park, Saintsville Rd, Geneva Ct, Jack Pl, Waverton Way, Draft Ct, White Pine Ln, Smith Speir Ln, Autumn Blaze Ct, Forest Cir$572
Richard Dr, Phillip Sutton Ln, Slate Ln, S Harding St, Irish Ln, Roosevelt Spain Rd, Kendall Ct, State Rd 1764, Jordan Dr, State Rd 1404$560

Insurance rates are influenced by a number of factors including:

  • Year Built: 5,674 Homes (14% of total) built between 1980 to 1989 in Greenville are paying home insurance between $890-$899 compared to Winterville (+$10), Washington Park (+$41), Walnut Creek (+$108), Arthur (-$16) and Bell Arthur (-$20).
  • Bedrooms: 14,908 2 bedrooms homes (38% of total homes ) in Greenville are paying about $365. Areas near to Greenville such as Winterville, Washington Park, Walnut Creek are costlier by $3, $16, $44 respectively whereas Pitt County and Arthur are more economical by $3, $7 respectively for similar homes.
  • Auto Insurance Bundling: 2,557 Households (19% of all households) in Greenville have 3 or more vehicles available and when it is bundled with home insurance you can save $149. Discounts for similar bundling in close by locations such as Pitt County, Winterville, Simpson come to $148, $150, $148 respectively.
  • Senior Discounts: 5,725 seniors (more than 55 years) occupied housing units (44% of total) in Greenville get discounts between $89 to $91 and varies from Pitt County ($88), Winterville ($90), Simpson ($89).
  • New Homes discounts: New homes such as the 24,419 homes built between 2000 to 2009 in Greenville can save $119 and similar new home insurance discounts in nearby towns and cities like Pitt County, Winterville and Simpson are $118, $120 and $119 respectively.

Greenville Homeowners insurance Facts

  • Greenville, NC has 12,975 owner occupied houses which is 38.0% of all units whereas Pitt County, Winterville and Simpson have 55.06%, 63.4% and 83.01% respectively.
  • Greenville, NC homeowners yearly insurance price at $597 is 0.4% of the typical house value of $148,000 which is in contrast with 0.44% in Pitt County, 0.36% at Winterville & 0.41% in Simpson.
  • Homeowners in Greenville, NC pay 0.88% of their income ($60,000 to $74,999) in insurance whereas homeowners in Pitt County, Winterville and Simpson pay 0.88%, 0.89% and 0.88% respectively.
  • Greenville, NC’s insurance is 3.8% of monthly housing costs of $1,316/month, for owners with a mortgage compared to 4.0% in Pitt County, 3.58% at Winterville & 3.86% in Simpson. But, for households without a mortgage, insurance is 10.6% of costs ($469 in Greenville, NC) in contrast with 11.39% in Pitt County, 10.62% at Winterville & 9.44% in Simpson.

Greenville, NC Home Values & Insurance rates

For example, insurance for 814 Homes (6.0% of total homes ) valued between $90,000 to $99,999 in Greenville, NC is about $382. Rates in nearby areas in such as Winterville, Falkland, Grimesland are cheaper by $45, $34, $17 respectively while Pitt County and Arthur are costlier by $38 and $104 respectively for similar homes.

Greenville, NC Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 530 4.0% $95
$50,000 to $59,999 431 3.0% $208
$60,000 to $69,999 489 4.0% $256
$70,000 to $79,999 579 4.0% $298
$80,000 to $89,999 792 6.0% $340
$90,000 to $99,999 814 6.0% $382
$100,000 to $124,999 1,501 12.0% $441
$125,000 to $149,999 1,467 12.0% $549
$150,000 to $174,999 1,276 10.0% $650
$175,000 to $199,999 925 7.0% $752
$200,000 to $249,999 1,310 10.0% $907
$250,000 to $299,999 1,065 8.0% $1110
$300,000 to $399,999 858 7.0% $1408

Renters Insurance in Greenville

  • Average Renters Insurance in Greenville :  $112($9/month)

  • Median Gross Rent in Greenville :  $708

  • Greenville Renters Insurance to Median Rent Ratio:  1.27%

  • Average household size of renter-occupied unit :  2.29

Greenville Renters Insurance as a Percentage of Rent

Greenville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 221 1.0% $328
$200 to $299 351 1.0% $778
$300 to $499 2,921 14.0% $1228
$500 to $749 8,228 39.0% $1903
$750 to $999 5,176 24.0% $2653
$1,000 to $1,499 2,877 13.0% $3778
$1,500 or more 1,003 4.0% $5428

Rent Affordability in Greenville:

Approximately 53.0% (11,290) of households are spending more than 35% of their income on gross rent in Greenville

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 2,076 9.0%
15.0 to 19.9 percent 2,139 10.0%
20.0 to 24.9 percent 2,751 12.0%
25.0 to 29.9 percent 1,561 7.0%
30.0 to 34.9 percent 1,375 6.0%
35.0 percent or more 11,290 53.0%

Greenville Renters Insurance Discounts:

Greenville Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Greenville, NC Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 10,245 48.0% $11.2
2 vehicles available 5,699 26.0% $16.8
3 or more vehicles available 2,302 10.0% $22.4

Greenville Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 1,148 5.0% $70
60 to 64 years 657 3.0% $56
65 to 74 years 782 3.0% $46
75 years and over 388 1.0% $35

Protective device discount in Greenville Up to :  $16

Claims-free discount in Greenville Up to :  $22