Greenville Insurance Rates:

Greenville, MS home insurance is approximately $775 to $1,052, about $64-$87/month. Our extensive research reveals consumers can save as much as $365 by comparing many quotes

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Greenville Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Chubb Group of Insurance
Home Insurance Rate of $1380/10 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $145,000

3 Beds, 3 Baths 2070 sqft Primary Residence Constructed In 1986 with Wood Flooring, Asphalt Shingles Roof, Slab Foundation, Stone Siding, Metal Frame Construction. Home Features Include Fireplace, Indoor Sprinklers, Copper Water Pipes, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

55 Years old Married Male who has a Full Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $3010/8 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $305,000

5 Beds, 5 Baths 4870 sqft Primary Residence Constructed In 1980 with Hardwood Flooring, Wood Shake Roof, Piers Foundation, Wood siding, Brick Frame. Home Features Include Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

38 Years old Married Male who is Unemployed with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

Home Insurance Rate of $110/2 months for $50000-$75000 Coverage
Policy Holder Home Details :

Home Value : $80,000

2 Beds, 2 Bath 1590 sqft Rental Property Constructed In 1984 with Hardwood Flooring, Composition Roof, Crawl Space Foundation, Brick siding, Brick Frame. Home Features Include Swimming Pool, Fireplace, Copper Water Pipes, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

32 Years old Single Female who has a Full Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $320/3 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $110,000

2 Beds, 2 Bath 1740 sqft Seasonal Residence Constructed In 1992 with Linoleum, Composition Roof, Crawl Space Foundation, Brick siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Fireplace, Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

52 Years old Divorced Female who has a Full Time Job with household income of $75-$100,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $630/3 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $180,000

5 Beds, 5 Baths 2970 sqft Rental Property Constructed In 1964 with Linoleum, Shingles Roof, Crawl Space Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

39 Years old Divorced Female who is a Freelancer with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $780/8 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $90,000

4 Beds, 4 Baths 1870 sqft Primary Residence Constructed In 1961 with Ceramic Tile Flooring, Shingles Roof, Piers Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Fire Extinguisher, Fireplace, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

63 Years old Married Female who is Retired with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1840/5 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $315,000

5 Beds, 5 Baths 4860 sqft Rental Property Constructed In 1999 with Ceramic Tile Flooring, Metal Roof, Crawl Space Foundation, Stone Siding, Stucco Construction. Home Features Include Fire Extinguisher, Fireplace, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

67 Years old Married Female who is Retired and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $480/6 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $95,000

2 Beds, 2 Bath 1470 sqft Seasonal Residence Constructed In 1996 with Linoleum, Asphalt Shingles Roof, Slab Foundation, Wood siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

56 Years old Divorced Female who is a Freelancer with household income of $100-$150,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

Greenville, MS Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
38701 $82,200 $920
38703 $68,100 $920

Greenville Rates & Quotes Analysis:

Greenville Area Estimated House Insurance
N Sarullo Cir, San Ambrogio St, Debra Dr, Caroline St, McAllister St, W Percy Ln, S Orange St, Seven Oaks Rd, Tucker St, Sandy Ave$881
Abraham St, S Plantation Dr, Riviera Cir S, E Reed Rd, Tolar Rd, Etta Dr, D P & L Rd, W Ohea St, N Orange St, Hunt St$914
Owens Rd, Mattingly St, Nelson St, N Lake Ferguson Rd, Lisa Dr, Calhoun St, Kentucky St, E John St, Termini St, E College St$903
Nowell Rd, S 2nd St, Audubon Pl, Penn Ln, Bayou Rd, Williams Bayou Rd, Latcher Ln, N Hyman St, Wayside Dr, N Cornell St$906
N Poplar St, Gamari Rd, Patton Dr, Fioranelli Dr, Duncan Dr, S Washington Ave, Belmont Dr, N Beauchamp Ave, Orlando St, Countrywood Dr$902

Insurance rates are influenced by a number of factors including:

  • Year Built: 2,690 Homes (18% of total homes ) built between 1950 to 1959 in Greenville are paying home insurance between $1,717-$1,731. Places close to Greenville, MS such as Lake Village(AR), Carlton(AR), Chicot County(AR) are more expensive by $299, $329, $282 respectively while Metcalfe and Hollandale are cheaper by $23 and $28 respectively for similar homes.
  • Bedrooms: 3,564 2 bedrooms homes (24% of total homes ) in Greenville are paying about $713. Areas near to Greenville such as Lake Village(AR), Carlton(AR), Chicot County(AR) are costlier by $177, $201, $169 respectively whereas Metcalfe and Shaw are more economical by $11, $17 respectively for similar homes.
  • Auto Insurance Bundling: 2,614 Households (39% of all households) in Greenville have 2 vehicles available and when it is bundled with home insurance you can save $182 in contrast with Metcalfe ($180), Leland ($182), Washington County ($182).
  • Senior Discounts: 3,670 seniors (more than 55 years) occupied housing units (56% of total) in Greenville get discounts between $136 to $139 in contrast with Metcalfe ($135), Leland ($136), Lake Village(AR) ($160).
  • New Homes discounts: New homes such as the 4,776 homes built between 2000 to 2009 in Greenville can save $182 and similar new home insurance discounts in nearby towns and cities like Metcalfe, Leland and Washington County are $180, $182 and $182 respectively.

Greenville Homeowners insurance Facts

  • Greenville, MS has 6,544 owner occupied houses which is 53.4% of all units whereas Metcalfe, Leland and Washington County have 51.6%, 48.87% and 54.53% respectively.
  • Greenville, MS homeowners yearly insurance price at $914 is 1.19% of the typical house value of $76,600 which is in contrast with 1.62% in Metcalfe, 1.21% at Leland & 1.24% in Washington County.
  • Homeowners in Greenville, MS pay 1.59% of their income ($45,000 to $49,999) in insurance whereas homeowners in Metcalfe, Leland and Washington County pay 1.57%, 1.59% and 1.59% respectively.
  • Greenville, MS’s insurance is 8.1% of monthly housing costs of $945/month, for owners with a mortgage compared to 9.18% in Metcalfe, 8.24% at Leland & 8.03% in Washington County. But, for households without a mortgage, insurance is 22.9% of costs ($332 in Greenville, MS) in contrast with 19.04% in Metcalfe, 22.12% at Leland & 22.55% in Washington County.

Greenville, MS Home Values & Insurance rates

For example, insurance for 229 Homes (3.0% of total homes ) valued between $150,000 to $174,999 in Greenville, MS is about $1,937. Rates in nearby areas in such as Boyle, Bolivar County, Cleveland are cheaper by $199, $138, $563 respectively while Metcalfe and Leland are costlier by $682 and $16 respectively for similar homes.

Greenville, MS Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,749 27.0% $292
$50,000 to $59,999 508 7.0% $621
$60,000 to $69,999 566 8.0% $767
$70,000 to $79,999 677 10.0% $886
$80,000 to $89,999 804 12.0% $1005
$90,000 to $99,999 360 5.0% $1133
$100,000 to $124,999 523 8.0% $1307
$125,000 to $149,999 349 5.0% $1636
$150,000 to $174,999 229 3.0% $1937
$175,000 to $199,999 201 3.0% $2230
$200,000 to $249,999 207 3.0% $2687
$250,000 to $299,999 139 2.0% $3281
$300,000 to $399,999 143 2.0% $4167

Renters Insurance in Greenville

  • Average Renters Insurance in Greenville :  $253($21/month)

  • Median Gross Rent in Greenville :  $602

  • Greenville Renters Insurance to Median Rent Ratio:  3.49%

  • Average household size of renter-occupied unit :  2.87

Greenville Renters Insurance as a Percentage of Rent

Greenville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 122 2.0% $363
$200 to $299 291 5.0% $813
$300 to $499 1,361 26.0% $1263
$500 to $749 1,860 35.0% $1938
$750 to $999 1,161 22.0% $2688
$1,000 to $1,499 382 7.0% $3813

Rent Affordability in Greenville:

Approximately 57.0% (3,308) of households are spending more than 35% of their income on gross rent in Greenville

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 529 9.0%
15.0 to 19.9 percent 740 12.0%
20.0 to 24.9 percent 366 6.0%
25.0 to 29.9 percent 394 6.0%
30.0 to 34.9 percent 378 6.0%
35.0 percent or more 3,308 57.0%

Greenville Renters Insurance Discounts:

Greenville Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Greenville, MS Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 3,008 52.0% $25.3
2 vehicles available 1,028 17.0% $37.95
3 or more vehicles available 294 5.0% $50.6

Protective device discount in Greenville Up to :  $37

Claims-free discount in Greenville Up to :  $50