Greeley Insurance Rates:

Greeley, CO home insurance is nearly $732 to $992, about $61-$82/month. Our detailed research reveals consumers can save upto $344 by comparing different quotes

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Read Greeley, Colorado Home Insurance reviews to see who you can count on to get the cheapest quote. Compare & get the best deal.

Greeley Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
American Family Insurance
Home Insurance Rate of $50/1 month for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $230,000

4 Beds, 4 Baths 2710 sqft Rental Property Constructed In 1990 with Stone Flooring, Slate Shingles Roof, Slab Foundation, Vinyl siding, Stucco Construction. Home Features Include Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

71 Years old Married Male who is Unemployed and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $610/12 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $120,000

3 Beds, 3 Baths 1510 sqft Primary Residence Constructed In 1987 with Linoleum, Composition Roof, Crawl Space Foundation, Stone Siding, Stucco Construction. Home Features Include Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

67 Years old Single Female who has a Full Time Job with household income of $75-$100,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1020/8 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $430,000

5 Beds, 5 Baths 3890 sqft Seasonal Residence Constructed In 1987 with Wood Flooring, Composition Roof, Chainwall Foundation, Stucco siding, Wood Frame. Home Features Include Indoor Sprinklers, Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

68 Years old Married Male who is a Freelancer with household income of more than $150,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $1200/7 months for $300,000-$350,000 Coverage
Policy Holder Home Details :

Home Value : $245,000

3 Beds, 3 Baths 2392 sqft Primary Residence Constructed In 1964 with Carpet Flooring, Slate Shingles Roof, Chainwall Foundation, Stone Siding, Stucco Construction. Home Features Include Fireplace, Fire Extinguisher, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

72 Years old Married Female who has a Full Time Job with household income of $75-$100,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Greeley, CO Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
80634 $184,300 $870

Greeley Rates & Quotes Analysis:

Greeley Area Estimated House Insurance
52nd Avenue Ct, Glenmere Ct, 38th St, W 11th Street Pl, Beech Ave, Ridge Ct, Sienna Ave, S Maple St, 61st Ave Ct, 27th Street Ln$884
Glen Meadows Dr, Osprey Rd, Magnolia Ct, Cedar Ct, 20th Street Rd, 19th Street Dr, N 81st Ave, W B St, W 25th St, N 49th Avenue Pl$882
Mountainview Dr, 41st Avenue Ct, Maverick Ln, Panorama Dr, Wilshire Ave, 50th Avenue Pl, 35th Street Ct, Lucca Dr, W 7th Street Rd, N 10th Ave$862
N 55th Ave, N 15th Ave, Cramer Ave, Centerplace Dr, 30th Ave, 71st Ave, Claremont Ave, E 37th St, N 21st Ave, Stampede Dr$857
Juniper St, N 46th Avenue Ct, Windmill Ct, Conestoga Ct, N 53rd Avenue Ct, Surrey St, Cheyenne Ave, Red Tail Way, Saltgrass Ln, 25th Avenue Ct$876
30th St, N 54th Ave, 10th Ave, Leola Way, White Sands St, Longs Peak Rd, Wedgewood Ct, Canvasback Ct, Flaming Gorge Ct, W E St$875
S Shenandoah St, Elmwood Ave, 48th Avenue Ct, Reising St, Acadia Ct, 36th Ave, 70th Ave, 68th Ave, 52nd Avenue Ct, N 6th Ave$855
Laurin St, 20th Avenue Ct, 25th St Rd, Ute Dr, Oconnor Ave, Becerro Dr, 37th Ct, Navajo Ct, E 18th St Rd, W 26th St$861
82nd Ave, Olive St, 42nd St, Co Rd 39 1/2, Willow Dr, N 29th Ave, Alpine Ave, W 1st Street Rd, Canyon Ct, W Canberra St$884
Mariposa Ln, Sage Ave, Wolfcreek Blvd, Valley View Ave, Double Tree Dr, Tuscany St, 10th Ave, Willow Ave, Bryce Canyon Dr, Harbor Ln$856

Insurance rates are influenced by a number of factors including:

  • Year Built: 9,542 Homes (20% of total) built between 1970 to 1979 in Greeley are paying home insurance between $1,398-$1,411 in contrast with Eaton (+$16), Windsor (+$35), Timnath (+$85), Garden City (-$27) and La Salle (-$13).
  • Bedrooms: 13,378 2 bedrooms homes (28% of total homes ) in Greeley are paying about $354 compared to Eaton (+$4), Windsor (+$9), Timnath (+$22), Garden City (-$7) and La Salle (-$3).
  • Auto Insurance Bundling: 8,403 Households (32% of all households) in Greeley have 3 or more vehicles available and when it is bundled with home insurance you can save $215 in contrast with Garden City ($211), Eaton ($218), La Salle ($213).
  • Senior Discounts: 11,526 seniors (more than 55 years) occupied housing units (44% of total) in Greeley get discounts between $129 to $131 in contrast with Garden City ($126), Eaton ($130), La Salle ($128).
  • New Homes discounts: New homes such as the 22,038 homes built between 2000 to 2009 in Greeley can save $172 and similar new home insurance discounts in nearby towns and cities like Garden City, Eaton and La Salle are $169, $174 and $170 respectively.

Greeley Homeowners insurance Facts

  • Greeley, CO has 25,906 owner occupied houses which is 59.0% of all units whereas Garden City, Eaton and La Salle have 22.83%, 78.42% and 77.8% respectively.
  • Greeley, CO homeowners yearly insurance price at $862 is 0.53% of the typical house value of $163,900 which is in contrast with 0.75% in Garden City, 0.44% at Eaton & 0.62% in La Salle.
  • Homeowners in Greeley, CO pay 3.83% of their income ($20,000 to $24,999) in insurance whereas homeowners in Garden City, Eaton and La Salle pay 3.76%, 3.88% and 3.8% respectively.
  • Greeley, CO’s insurance is 5.3% of monthly housing costs of $1,368/month, for owners with a mortgage compared to 6.27% in Garden City, 5.19% at Eaton & 5.7% in La Salle. But, for households without a mortgage, insurance is 18.9% of costs ($380 in Greeley, CO) in contrast with 29.62% in Garden City, 19.02% at Eaton & 22.81% in La Salle.

Greeley, CO Home Values & Insurance rates

For example, insurance for 3,639 Homes (14.0% of total homes ) valued between $125,000 to $149,999 in Greeley, CO is about $715. Rates in nearby areas in such as Eaton, Windsor, Severance are cheaper by $105, $203, $194 respectively while Garden City and La Salle are costlier by $317 and $130 respectively for similar homes.

Greeley, CO Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,389 9.0% $129
$70,000 to $79,999 306 1.0% $387
$80,000 to $89,999 657 2.0% $439
$90,000 to $99,999 602 2.0% $491
$100,000 to $124,999 2,517 10.0% $577
$125,000 to $149,999 3,639 14.0% $715
$150,000 to $174,999 4,363 17.0% $853
$175,000 to $199,999 2,659 10.0% $982
$200,000 to $249,999 3,253 13.0% $1180
$250,000 to $299,999 1,729 7.0% $1448
$300,000 to $399,999 2,044 8.0% $1836

Renters Insurance in Greeley

  • Average Renters Insurance in Greeley :  $230($19/month)

  • Median Gross Rent in Greeley :  $752

  • Greeley Renters Insurance to Median Rent Ratio:  2.53%

  • Average household size of renter-occupied unit :  2.72

Greeley Renters Insurance as a Percentage of Rent

Greeley Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 537 3.0% $357
$200 to $299 746 4.0% $807
$300 to $499 1,829 10.0% $1257
$500 to $749 5,700 32.0% $1932
$750 to $999 3,843 21.0% $2682
$1,000 to $1,499 3,954 22.0% $3807
$1,500 or more 1,063 6.0% $5457

Rent Affordability in Greeley:

Approximately 49.0% (8,889) of households are spending more than 35% of their income on gross rent in Greeley

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 1,986 11.0%
15.0 to 19.9 percent 1,536 8.0%
20.0 to 24.9 percent 2,250 12.0%
25.0 to 29.9 percent 1,920 10.0%
30.0 to 34.9 percent 1,406 7.0%
35.0 percent or more 8,889 49.0%

Protective device discount in Greeley Up to :  $34

Claims-free discount in Greeley Up to :  $46