Grandview Insurance Rates:

Grandview, TX home insurance is approximately $874 to $1,220, about $72-$101/month. Our thorough guide reveals consumers can save as much as $419 by comparing many quotes

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Read Grandview, Texas Homeowners Insurance reviews & compare quotes to find the most reliable & cheapest quotes.

Grandview Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Travelers
Home Insurance Rate of $880/7 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $145,000

3 Beds, 3 Bath 1860 sqft Seasonal Residence Constructed In 2002 with Linoleum, Slate Shingles Roof, Slab Foundation, Vinyl siding, Stucco Construction. Home Features Include Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

52 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1080/9 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $220,000

5 Beds, 5 Baths 2780 sqft Rental Property Constructed In 1993 with Carpet over wood flooring, Asphalt Shingles Roof, Piers Foundation, Stucco siding, Brick Frame. Home Features Include Copper Water Pipes, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

48 Years old Divorced Male who is Unemployed with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $840/4 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $280,000

4 Beds, 4 Bath 3050 sqft Primary Residence Constructed In 1994 with Ceramic Tile Flooring, Slate Shingles Roof, Chainwall Foundation, Brick siding, Stucco Construction. Home Features Include Central Air Conditioning, Fireplace, Copper Water Pipes, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

71 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

Home Insurance Rate of $2310/8 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $270,000

5 Beds, 5 Bath 2980 sqft Rental Property Constructed In 2007 with Carpet over wood flooring, Tile Roof, Slab Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Swimming Pool, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

26 Years old Single Female who has a Full Time Job with household income of $100-$150,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1420/6 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $310,000

5 Beds, 5 Baths 2880 sqft Primary Residence Constructed In 1944 with Ceramic Tile Flooring, Metal Roof, Crawl Space Foundation, Vinyl siding, Stucco Construction. Home Features Include Smoke Alarm, Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

51 Years old Married Female who has a Full Time Job with household income of $75-$100,000 and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $2030/8 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $295,000

4 Beds, 4 Bath 3150 sqft Rental Property Constructed In 2011 with Carpet Flooring, Membrane Roof, Chainwall Foundation, Wood siding, Wood Frame. Home Features Include Indoor Sprinklers, Deadbolt Locks, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

64 Years old Married Female who is Unemployed with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $190/1 month for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $520,000

5 Beds, 5 Baths 4860 sqft Rental Property Constructed In 2002 with Carpet Flooring, Asphalt Shingles Roof, Slab Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

46 Years old Single Male who is a Freelancer with household income of $100-$150,000 and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $860/9 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $205,000

5 Beds, 5 Baths 2410 sqft Rental Property Constructed In 2006 with Stone Flooring, Metal Roof, Crawl Space Foundation, Stone Siding, Brick Frame. Home Features Include Swimming Pool, Smoke Alarm, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

58 Years old Single Female who has a Full Time Job with household income of $75-$100,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

Home Insurance Rate of $1210/10 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $205,000

5 Beds, 5 Bath 2530 sqft Vacation Property Constructed In 2013 with Carpet over wood flooring, Tile Roof, Chainwall Foundation, Stucco siding, Brick Frame. Home Features Include Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

60 Years old Divorced Male who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1220/5 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $385,000

5 Beds, 5 Baths 3700 sqft Seasonal Residence Constructed In 1940 with Linoleum, Membrane Roof, Piers Foundation, Wood siding, Metal Frame Construction. Home Features Include Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

33 Years old Divorced Male who is Unemployed and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $250/3 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $130,000

3 Beds, 3 Bath 1360 sqft Seasonal Residence Constructed In 2001 with Linoleum, Shingles Roof, Crawl Space Foundation, Wood siding, Wood Frame. Home Features Include Indoor Sprinklers, Fire Extinguisher, Central Air Conditioning, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

71 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Seniors staying at home

Grandview, TX Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
76050 $164,100 $1,070

Grandview Rates & Quotes Analysis:

Grandview Area Estimated House Insurance
Myrtlewood Dr, Co Rd 1203, FM 2488, Co Rd 1104B, Davis St, Wilkerson Rd, Brandt St, FM 2258, Harrell Rd, Bramblett Rd$1,035
Co Rd 105B, Co Rd 107, Quail Trl, 6th St, Co Rd 417A, Huges Ln, Co Rd 1418, Hilltop Dr, Short St, Wheatfield$1,045
Short Ave, Co Rd 202, S Louisiana St, N 4th St, Co Rd 1205, Co Rd 419A, S Carroll St, Co Rd 105, E McFarland St, Co Rd 421$1,047
Dobbs Rd, Co Rd 417, College St, Co Rd 1103A, Co Rd 1103, Co Rd 106A, Co Rd 304, Scurlock St, N Louisiana St, Island Grove Rd$1,029
Co Rd 410, Co Rd 1104C, S 3rd St, Pinkerton Ln, Co Rd 205, E Criner St, Co Rd 311, Co Rd 103, E Willow St, Co Rd 402$1,053

Insurance rates are influenced by a number of factors including:

  • Year Built: 510 Homes (18% of total homes ) built between 1990 to 1999 in Grandview are paying home insurance between $1,512-$1,527. Places close to Grandview, TX such as Maypearl, Briaroaks, Mansfield are more expensive by $26, $30, $24 respectively while Covington and Itasca are cheaper by $62 and $52 respectively for similar homes.
  • Bedrooms: 814 2 bedrooms homes (29% of total homes ) in Grandview are paying about $640 in contrast with Maypearl (+$11), Briaroaks (+$13), Midlothian (+$3), Covington (-$26) and Itasca (-$12).
  • Auto Insurance Bundling: 627 Households (32% of all households) in Grandview have 3 or more vehicles available and when it is bundled with home insurance you can save $262. Discounts for similar bundling in close by locations such as Coyote Flats, Covington, Itasca come to $263, $251, $253 respectively.
  • Senior Discounts: 1,092 seniors (more than 55 years) occupied housing units (56% of total) in Grandview get discounts between $154 to $159 compared to Coyote Flats ($157), Covington ($150), Itasca ($151).
  • New Homes discounts: New homes such as the 1,269 homes built between 2000 to 2009 in Grandview can save $209 and similar new home insurance discounts in nearby towns and cities like Coyote Flats, Covington and Itasca are $210, $201 and $202 respectively.

Grandview Homeowners insurance Facts

  • Grandview, TX has 1,945 owner occupied houses which is 76.5% of all units whereas Coyote Flats, Covington and Itasca have 84.04%, 90.38% and 76.91% respectively.
  • Grandview, TX homeowners yearly insurance price at $1,048 is 0.7% of the typical house value of $149,000 which is in contrast with 0.67% in Coyote Flats, 1.36% at Covington & 1.18% in Itasca.
  • Homeowners in Grandview, TX pay 1.82% of their income ($45,000 to $49,999) in insurance whereas homeowners in Coyote Flats, Covington and Itasca pay 1.83%, 1.75% and 1.76% respectively.
  • Grandview, TX’s insurance is 7.2% of monthly housing costs of $1,221/month, for owners with a mortgage compared to 5.84% in Coyote Flats, 9.53% at Covington & 7.37% in Itasca. But, for households without a mortgage, insurance is 18.4% of costs ($476 in Grandview, TX) in contrast with 14.12% in Coyote Flats, 18.17% at Covington & 22.85% in Itasca.

Grandview, TX Home Values & Insurance rates

For example, insurance for 222 Homes (12.0% of total homes ) valued between $200,000 to $249,999 in Grandview, TX is about $1,582. Rates in nearby areas in such as Coyote Flats, Maypearl, Cross Timber are cheaper by $78, $261, $39 respectively while Itasca and Keene are costlier by $1,069 and $461 respectively for similar homes.

Grandview, TX Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 259 14.0% $167
$50,000 to $59,999 19 1.0% $366
$60,000 to $69,999 110 6.0% $450
$70,000 to $79,999 82 4.0% $524
$80,000 to $89,999 141 7.0% $597
$90,000 to $99,999 83 4.0% $660
$100,000 to $124,999 198 11.0% $765
$125,000 to $149,999 84 4.0% $964
$150,000 to $174,999 171 9.0% $1142
$175,000 to $199,999 84 4.0% $1310
$200,000 to $249,999 222 12.0% $1582
$250,000 to $299,999 135 7.0% $1928
$300,000 to $399,999 180 10.0% $2452

Renters Insurance in Grandview

  • Average Renters Insurance in Grandview :  $182($15/month)

  • Median Gross Rent in Grandview :  $749

  • Grandview Renters Insurance to Median Rent Ratio:  2.0%

  • Average household size of renter-occupied unit :  2.72

Grandview Renters Insurance as a Percentage of Rent

Grandview Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 33 6.0% $795
$300 to $499 53 10.0% $1245
$500 to $749 166 32.0% $1920
$750 to $999 100 19.0% $2670
$1,000 to $1,499 141 27.0% $3795
$1,500 or more 12 2.0% $5445

Rent Affordability in Grandview:

Approximately 31.0% (189) of households are spending more than 35% of their income on gross rent in Grandview

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 106 17.0%
15.0 to 19.9 percent 118 19.0%
20.0 to 24.9 percent 76 12.0%
25.0 to 29.9 percent 38 6.0%
30.0 to 34.9 percent 72 12.0%
35.0 percent or more 189 31.0%

Protective device discount in Grandview Up to :  $27

Claims-free discount in Grandview Up to :  $36