Grand Prairie Insurance Rates:

Grand Prairie, TX home insurance is nearly $879 to $1,190, about $73-$99/month. Our detailed guide indicates shoppers can save upto $413 by getting many quotes

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Grand Prairie Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Farmers Insurance
Home Insurance Rate of $1330/12 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $180,000

4 Beds, 4 Bath 2530 sqft Primary Residence Constructed In 2005 with Carpet over wood flooring, Composition Roof, Chainwall Foundation, Vinyl siding, Brick Frame. Home Features Include Fireplace, Indoor Sprinklers, Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

49 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $940/10 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $105,000

2 Beds, 2 Bath 1630 sqft Primary Residence Constructed In 1993 with Stone Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

64 Years old Single Male who is a Freelancer with household income of $50-$75,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $480/7 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $140,000

3 Beds, 3 Bath 1910 sqft Primary Residence Constructed In 1993 with Wood Flooring, Tile Roof, Crawl Space Foundation, Brick siding, Stucco Construction. Home Features Include Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

42 Years old Divorced Male who is a Freelancer with household income of $75-$100,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1460/10 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $150,000

2 Beds, 2 Bath 1600 sqft Seasonal Residence Constructed In 2014 with Carpet Flooring, Slate Shingles Roof, Chainwall Foundation, Brick siding, Stucco Construction. Home Features Include Smoke Alarm, Fireplace, Swimming Pool, Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

73 Years old Divorced Male who is Unemployed and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $490/7 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $105,000

2 Beds, 2 Bath 1660 sqft Primary Residence Constructed In 1998 with Hardwood Flooring, Membrane Roof, Crawl Space Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Fire Extinguisher, Indoor Sprinklers, Copper Water Pipes, Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

30 Years old Single Male who is a Freelancer with household income of $25-50,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $570/6 months for $100,000-$125,000 Coverage
Policy Holder Home Details :

Home Value : $135,000

3 Beds, 3 Baths 1645 sqft Rental Property Constructed In 1991 with Carpet over wood flooring, Wood Shake Roof, Piers Foundation, Stone Siding, Metal Frame Construction. Home Features Include Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

74 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

Grand Prairie, TX Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
75051 $95,600 $1,020
75052 $136,600 $1,050
75050 $103,300 $1,030

Grand Prairie Rates & Quotes Analysis:

Grand Prairie Area Estimated House Insurance
Meadow Ln, Lowe Rd, Prairie View Blvd, FM 661, S 7th St, Skyline Dr, Blackbird, Melissa Ct, Summer Brook Ct, Alps Ct$1,006
Tayman Dr, Pecan Acres, Cope Rd, Dollar St, Ridgecrest Dr, Henderson St, Westcliff Cir, Millbrook Dr, Platte Ct, Embercrest Dr$1,025
Davis Rd, Pikes Peak, Cecilia Ave, W Railway Ave, Amy Dr, Teal Way, Miller Rd, S 6th St, Breezy Hill St, Rivertrail Dr$1,008
Mandy Ct, E Wyatt Rd, Sage Brush Trl, Skyline Cir, Janet Ct, Town View Dr, Lakeview, Becky Ln, Trail Lake Pl, Lakeview Rd$1,008
Ram Trl, Kimble Rd, Grey Dawn Dr, Saint Jacques Ave, Alyssum Dr, Bayberry Way, S 2nd St, Indian Wells Trl, W Ave G, Lewis Ave$1,018

Insurance rates are influenced by a number of factors including:

  • Year Built: 10,399 Homes (16% of total) built between 1970 to 1979 in Grand Prairie are paying home insurance between $1,677-$1,692 in contrast with Arlington (+$15), Dalworthington Gardens (+$165), Pantego (+$44), Duncanville (-$12) and Cockrell Hill (-$42).
  • Bedrooms: 26,916 3 bedrooms homes (43% of total homes ) in Grand Prairie are paying about $797. Areas near to Grand Prairie such as Arlington, Duncanville, Cedar Hill are costlier by $17, $5, $13 respectively whereas Cockrell Hill and Forest Hill are more economical by $10, $9 respectively for similar homes.
  • Auto Insurance Bundling: 10,909 Households (30% of all households) in Grand Prairie have 3 or more vehicles available and when it is bundled with home insurance you can save $258 in contrast with Arlington ($260), Duncanville ($256), Cedar Hill ($259).
  • Senior Discounts: 12,402 seniors (more than 55 years) occupied housing units (34% of total) in Grand Prairie get discounts between $154 to $157. The comparative concessions in proximate regions such as Arlington, Duncanville and Cedar Hill are $156, $154 and $155 respectively.
  • New Homes discounts: New homes such as the 31,645 homes built between 2000 to 2009 in Grand Prairie can save $206 and similar new home insurance discounts in nearby towns and cities like Arlington, Duncanville and Cedar Hill are $208, $205 and $207 respectively.

Grand Prairie Homeowners insurance Facts

  • Grand Prairie, TX has 35,694 owner occupied houses which is 61.9% of all units whereas Arlington, Duncanville and Cedar Hill have 60.45%, 67.97% and 73.42% respectively.
  • Grand Prairie, TX homeowners yearly insurance price at $1,034 is 0.83% of the typical house value of $125,000 which is in contrast with 0.74% in Arlington, 0.91% at Duncanville & 0.78% in Cedar Hill.
  • Homeowners in Grand Prairie, TX pay 2.76% of their income ($35,000 to $39,999) in insurance whereas homeowners in Arlington, Duncanville and Cedar Hill pay 2.78%, 2.74% and 2.77% respectively.
  • Grand Prairie, TX’s insurance is 5.7% of monthly housing costs of $1,504/month, for owners with a mortgage compared to 5.62% in Arlington, 6.3% at Duncanville & 5.5% in Cedar Hill. But, for households without a mortgage, insurance is 16.9% of costs ($510 in Grand Prairie, TX) in contrast with 14.81% in Arlington, 15.39% at Duncanville & 14.37% in Cedar Hill.

Grand Prairie, TX Home Values & Insurance rates

For example, insurance for 658 Homes (1.0% of total homes ) valued between $300,000 to $399,999 in Grand Prairie, TX is about $2,895. Rates in nearby areas in such as Arlington, Cedar Hill, Dalworthington Gardens are cheaper by $309, $155, $1,600 respectively while Duncanville and Southwest Dallas are costlier by $288 and $288 respectively for similar homes.

Grand Prairie, TX Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,456 6.0% $206
$50,000 to $59,999 1,045 2.0% $434
$60,000 to $69,999 1,649 4.0% $537
$70,000 to $79,999 1,538 4.0% $620
$80,000 to $89,999 2,249 6.0% $703
$90,000 to $99,999 2,558 7.0% $785
$100,000 to $124,999 6,353 18.0% $909
$125,000 to $149,999 5,298 15.0% $1137
$150,000 to $174,999 4,356 12.0% $1344
$175,000 to $199,999 2,803 7.0% $1551
$200,000 to $249,999 2,844 8.0% $1861
$250,000 to $299,999 1,390 3.0% $2274
$300,000 to $399,999 658 1.0% $2895

Renters Insurance in Grand Prairie

  • Average Renters Insurance in Grand Prairie :  $201($16/month)

  • Median Gross Rent in Grand Prairie :  $889

  • Grand Prairie Renters Insurance to Median Rent Ratio:  1.8%

  • Average household size of renter-occupied unit :  2.7

Grand Prairie Renters Insurance as a Percentage of Rent

Grand Prairie Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 447 2.0% $350
$300 to $499 920 4.0% $1250
$500 to $749 5,453 25.0% $1925
$750 to $999 5,841 27.0% $2675
$1,000 to $1,499 6,825 31.0% $3800
$1,500 or more 1,698 7.0% $5450

Rent Affordability in Grand Prairie:

Approximately 44.0% (9,695) of households are spending more than 35% of their income on gross rent in Grand Prairie

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 1,961 8.0%
15.0 to 19.9 percent 2,407 10.0%
20.0 to 24.9 percent 3,030 13.0%
25.0 to 29.9 percent 2,648 12.0%
30.0 to 34.9 percent 2,248 10.0%
35.0 percent or more 9,695 44.0%

Grand Prairie Renters Insurance Discounts:

Grand Prairie Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Grand Prairie, TX Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 11,227 51.0% $20.1
2 vehicles available 7,114 32.0% $30.15
3 or more vehicles available 1,780 8.0% $40.2

Grand Prairie Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 1,141 5.0% $88
60 to 64 years 704 3.0% $71
65 to 74 years 831 3.0% $57
75 years and over 756 3.0% $44

Protective device discount in Grand Prairie Up to :  $30

Claims-free discount in Grand Prairie Up to :  $40