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Grand Junction, CO Home Values & Insurance Rates

Grand Junction, CO Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,169 5.0% $96
$80,000 to $89,999 220 1.0% $342
$100,000 to $124,999 1,100 5.0% $447
$125,000 to $149,999 1,729 8.0% $561
$150,000 to $174,999 2,655 12.0% $658
$175,000 to $199,999 3,032 14.0% $763
$200,000 to $249,999 4,703 22.0% $921
$250,000 to $299,999 3,022 14.0% $1123
$300,000 to $399,999 2,904 13.0% $1431

Grand Junction Renters Insurance as a Percentage of Rent

Grand Junction Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 314 2.0% $350
$200 to $299 633 5.0% $800
$300 to $499 786 6.0% $1250
$500 to $749 3,047 27.0% $1925
$750 to $999 2,490 22.0% $2675
$1,000 to $1,499 3,082 27.0% $3800
$1,500 or more 910 8.0% $5450

Example Grand Junction Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmerican Family InsuranceLiberty Mutual
Monthly Premium 69114125
Year Built 196019951983
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$250000-$300000$600000-$700000
Deductible $1000-$2500 Deductible$500- $1000 Deductible> $10,000 Deductible

Top Home Insurance Agents Near Grand Junction, CO

Home Insurance Company Near Grand Junction, CO Homeowners Insurance Agency Near Grand Junction, CO Address Distance from Grand Junction, CO (miles)
Travelers Beckner Power Insurance Inc 2415 PATTERSON RD B, GRAND JUNCTION, CO, 81505 1.1
Travelers Colorado West Insurance Services Inc 2782 CROSSROADS BLVD, GRAND JUNCTION, CO, 81506 3.6
Liberty Mutual Independent Home Loan & Investment Co 205 N 4TH ST, GRAND JUNCTION, CO, 81501 1.1
Travelers Pete Tarr Insurance 253 W 5TH, DELTA, CO, 81416 36.0
Travelers Premier Group Insurance Inc-Russo A 1155 18 RD, FRUITA, CO, 81521 9.8


Estimated Home Insurance By Street Area Near Grand Junction, CO

Grand Junction Area Estimated House Insurance
Terrace Dr, Conifer Ct, Ptarmigan Ridge Cir, 27 3/8 Rd, Prairie Wind Dr, Eagle Wood Ct, W White Ave, Laguna Ave, Pear Rd, Huffer Ln$869
Columbus Canyon Rd, Hummingbird Ct, Cider Mill Rd, N 11th St, Tiara Ct, Dakota Dr, Glendale Way, Gerken Rd, E Main St, Santa Clara Ave$927
Arriba Dr, S Broadway, Marianne Dr, Vencino Dr, 19 1/2 Rd, Laddie Way, Rimrock Rd, N 26th St, Maple Ct, N 11th St$888
Glen Rd, Montero St, Merle's Way, Bristol Ct, Trail's End Ct, N Arriba Cir, Red Cloud Ln, Railroad Ave, Country Lane Ct, Golfmore Dr$865
W Ute Ave, Brookwood Dr, 22 1/2 Rd, 29 1/2 Rd, Gunnison Way, Seely Rd, Kathy Jo Ln, Cambridge Rd, Mowry Dr, 29 3/8 Rd$885
Nine Iron Dr, Apple Blossom Rd, Pine Terrace Ct, Spyglass Dr, Crest Ct, Commerce Blvd, Cambridge Ct, Flora Ct, Charis Ct, Concord Ln$923
S Sunset Ct, Indian Wash Cir, Ronlin Dr, Snow Mesa Ln, Acacia Ave, Dodge St, Round Rock Cir, Sunlight Dr, Franklin Ave, 26 Rd$874
Driftwood Ln, Shadow Lake Ct, Capitol Ln, Budlong St, E Hanover Cir, Windsor Ct, Ravenwood Ln, Tiara Dr, Red Mesa Heights Rd, Compton St$919
Bell Ridge Ct, Melody Ln, River-Side Park Dr, B 4/10 Rd, Serenity Ct, Evanston Ave, Hollingsworth St, E Valley Dr, Spr Cross Rd, Meadows Ct$873
Linda Ln, Country Rd, Sunburst Ct, Cortland Ct, Rhine Ct, Beta Pl, Price Ditch Ct, Mason Dr, Pierce Ave, Dover Ct$872

Grand Junction, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$3,900
Yearly Grand Junction Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,800$12,300
Net Savings to Grand Junction Home Owner from High Deductible Plan $1,500

Grand Junction, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Grand Junction, CO Home Replacement Value MORE than Home Value Grand Junction, CO Home Replacement Value LESS than Home Value
Replacement Value $200,000 $156,500
Insurance Premium based on Replacement Value $850 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,500 Risk Exposure from Under Insuring Coverage is $18,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $125/year