Glendive Insurance Rates:

Glendive, MT home insurance is nearly $641 to $872, about $53-$72/month. Our comprehensive analysis shows customers can save upto $302 by comparing multiple quotes

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Glendive Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
GEICO Insurance
Home Insurance Rate of $250/3 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $225,000

4 Beds, 4 Baths 2580 sqft Seasonal Residence Constructed In 1947 with Carpet Flooring, Shingles Roof, Chainwall Foundation, Stone Siding, Brick Frame. Home Features Include Indoor Sprinklers, Copper Water Pipes, Deadbolt Locks, Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

25 Years old Married Female who has a Full Time Job with household income of $100-$150,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

Home Insurance Rate of $250/6 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $115,000

3 Beds, 3 Baths 1680 sqft Vacation Property Constructed In 1992 with Carpet over wood flooring, Slate Shingles Roof, Slab Foundation, Wood siding, Stucco Construction. Home Features Include Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

70 Years old Divorced Female who is Unemployed and has No Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $740/5 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $385,000

5 Beds, 5 Baths 4570 sqft Primary Residence Constructed In 1949 with Carpet Flooring, Wood Shake Roof, Chainwall Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Fireplace, Swimming Pool, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

71 Years old Married Male who has a Full Time Job with household income of $100-$150,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $230/5 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $190,000

3 Beds, 3 Baths 2280 sqft Primary Residence Constructed In 1972 with Linoleum, Metal Roof, Slab Foundation, Stone Siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Central Air Conditioning, Indoor Sprinklers, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

46 Years old Divorced Male who is Unemployed and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $40/1 month for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $125,000

3 Beds, 3 Baths 1590 sqft Rental Property Constructed In 1984 with Hardwood Flooring, Metal Roof, Slab Foundation, Stucco siding, Stucco Construction. Home Features Include Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

53 Years old Single Female who is a Freelancer with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $510/5 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $290,000

4 Beds, 4 Bath 3070 sqft Seasonal Residence Constructed In 1975 with Carpet Flooring, Tile Roof, Piers Foundation, Stucco siding, Brick Frame. Home Features Include Swimming Pool, Smoke Alarm, Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

55 Years old Married Female who is a Freelancer with household income of more than $150,000 and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

Home Insurance Rate of $640/7 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $200,000

3 Beds, 3 Bath 2200 sqft Primary Residence Constructed In 1992 with Carpet over wood flooring, Metal Roof, Piers Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Copper Water Pipes, Indoor Sprinklers, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

62 Years old Married Female who has a Full Time Job with household income of $25-50,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

Home Insurance Rate of $150/1 month for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $360,000

5 Beds, 5 Baths 4640 sqft Primary Residence Constructed In 1946 with Carpet Flooring, Composition Roof, Chainwall Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

25 Years old Divorced Female who is Unemployed and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

Home Insurance Rate of $370/7 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $110,000

3 Beds, 3 Baths 1540 sqft Vacation Property Constructed In 1979 with Ceramic Tile Flooring, Composition Roof, Crawl Space Foundation, Vinyl siding, Brick Frame. Home Features Include Central Air Conditioning, Indoor Sprinklers, Fire Extinguisher, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

71 Years old Married Male who is Unemployed and has 3 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $270/3 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $195,000

4 Beds, 4 Bath 2700 sqft Primary Residence Constructed In 1970 with Hardwood Flooring, Membrane Roof, Piers Foundation, Stone Siding, Wood Frame. Home Features Include Indoor Sprinklers, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

73 Years old Single Male who is Unemployed and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 650-699 Credit Score

  • Guests at home

Glendive, MT Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
59330 $120,900 $760

Glendive Rates & Quotes Analysis:

Glendive Area Estimated House Insurance
E Dodge St, Fas 254, Green Valley Ln, E Clement St, Rd 249, Maple Ave, W Dry Creek Rd, S Anderson Ave, Rd 515, Rd 159$748
Rd 219, Rd 518, Rd 542, Rd 511, Lyndale Ave, N Rosser Ave, Railroad Ave, Rd 617, Rd 540, Merrill Ave$746
E Ames Wye, Hwy 470, E Valentine St, Hemlock Ave, Divide St, Riverview Ave, Fir St, E Grant St, Makoshika State Park Rd, Rd 230$756
State Hwy 200 S, Rd 564, Snyder Ave, W Borden St, Wheat Ave, Deer Ave, Ash St, Rd 516, Merle St, Pleasant View Rd$745
Porter St, Marsh Rd, 1st St, W Dry Creek Rd, E Wren Ln, W Clement St, E Lark Ln, N Kendrick Ave, Intake Rd, Gibson St$752

Insurance rates are influenced by a number of factors including:

  • Year Built: 588 Homes (16% of total homes ) built between 1980 to 1989 in Glendive are paying home insurance between $1,127-$1,139. Places close to Glendive, MT such as Pine Hill-St. Phillips, Beach(ND), Ismay are more expensive by $16, $118, $41 respectively while Wibaux County and Fallon are cheaper by $17 and $20 respectively for similar homes.
  • Bedrooms: 927 2 bedrooms homes (25% of total homes ) in Glendive are paying about $326. Areas near to Glendive such as West Glendive, Dawson County, Fallon are costlier by $9, $7, $8 respectively whereas Fallon County and East Roosevelt are more economical by $3, $6 respectively for similar homes.
  • Auto Insurance Bundling: 954 Households (41% of all households) in Glendive have 3 or more vehicles available and when it is bundled with home insurance you can save $189. Discounts for similar bundling in close by locations such as West Glendive, Dawson County, Wibaux County come to $190, $188, $186 respectively.
  • Senior Discounts: 1,258 seniors (more than 55 years) occupied housing units (55% of total) in Glendive get discounts between $113 to $115 and differs from West Glendive ($114), Dawson County ($113), Wibaux County ($111).
  • New Homes discounts: New homes such as the 992 homes built between 2000 to 2009 in Glendive can save $151 and varies from West Glendive ($152), Dawson County ($151), Wibaux County ($148).

Glendive Homeowners insurance Facts

  • Glendive, MT has 2,282 owner occupied houses which is 67.1% of all units whereas West Glendive, Dawson County and Wibaux County have 85.07%, 68.2% and 70.9% respectively.
  • Glendive, MT homeowners yearly insurance price at $756 is 0.63% of the typical house value of $120,100 which is in contrast with 0.58% in West Glendive, 0.65% at Dawson County & 0.95% in Wibaux County.
  • Homeowners in Glendive, MT pay 1.01% of their income ($75,000 or more) in insurance whereas homeowners in West Glendive, Dawson County and Wibaux County pay 1.01%, 1.01% and 0.99% respectively.
  • Glendive, MT’s insurance is 5.9% of monthly housing costs of $1,074/month, for owners with a mortgage compared to 6.46% in West Glendive, 5.92% at Dawson County & 7.52% in Wibaux County. But, for households without a mortgage, insurance is 17.4% of costs ($363 in Glendive, MT) in contrast with 17.16% in West Glendive, 17.43% at Dawson County & 22.3% in Wibaux County.

Glendive, MT Home Values & Insurance rates

For example, insurance for 25 Homes (1.0% of total homes ) valued between $90,000 to $99,999 in Glendive, MT is about $597. Rates in nearby areas in such as West Glendive, Terry North, Lambert are cheaper by $50, $130, $7 respectively while Dawson County and Wibaux County are costlier by $14 and $303 respectively for similar homes.

Glendive, MT Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 373 16.0% $151
$50,000 to $59,999 84 3.0% $325
$60,000 to $69,999 50 2.0% $408
$70,000 to $79,999 178 8.0% $468
$80,000 to $89,999 164 7.0% $529
$90,000 to $99,999 25 1.0% $597
$100,000 to $124,999 332 14.0% $687
$125,000 to $149,999 125 5.0% $861
$150,000 to $174,999 352 15.0% $1020
$175,000 to $199,999 152 6.0% $1179
$200,000 to $249,999 264 11.0% $1413
$250,000 to $299,999 76 3.0% $1731
$300,000 to $399,999 43 1.0% $2199

Renters Insurance in Glendive

  • Average Renters Insurance in Glendive :  $220($18/month)

  • Median Gross Rent in Glendive :  $461

  • Glendive Renters Insurance to Median Rent Ratio:  3.9%

  • Average household size of renter-occupied unit :  1.74

Glendive Renters Insurance as a Percentage of Rent

Glendive Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 129 12.0% $355
$200 to $299 69 6.0% $805
$300 to $499 474 44.0% $1255
$500 to $749 276 26.0% $1930
$750 to $999 55 5.0% $2680
$1,000 to $1,499 39 3.0% $3805
$1,500 or more 17 1.0% $5455

Rent Affordability in Glendive:

Approximately 25.0% (281) of households are spending more than 35% of their income on gross rent in Glendive

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 254 22.0%
15.0 to 19.9 percent 149 13.0%
20.0 to 24.9 percent 119 10.0%
25.0 to 29.9 percent 203 18.0%
30.0 to 34.9 percent 114 10.0%
35.0 percent or more 281 25.0%

Glendive Renters Insurance Discounts:

Glendive Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Glendive, MT Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 669 59.0% $22.0
2 vehicles available 162 14.0% $33.0
3 or more vehicles available 107 9.0% $44.0

Glendive Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 67 5.0% $46
60 to 64 years 29 2.0% $36
65 to 74 years 58 5.0% $29
75 years and over 66 5.0% $23

Protective device discount in Glendive Up to :  $33

Claims-free discount in Glendive Up to :  $44