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Genoa, IL Home Values & Insurance Rates

Genoa, IL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 58 3.0% $107
$70,000 to $79,999 18 1.0% $329
$80,000 to $89,999 23 1.0% $375
$100,000 to $124,999 142 9.0% $490
$125,000 to $149,999 161 10.0% $612
$150,000 to $174,999 421 28.0% $720
$175,000 to $199,999 213 14.0% $834
$200,000 to $249,999 257 17.0% $1003
$250,000 to $299,999 129 8.0% $1233
$300,000 to $399,999 68 4.0% $1562

Genoa Renters Insurance as a Percentage of Rent

Genoa Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 14 2.0% $1236
$500 to $749 252 43.0% $1911
$750 to $999 194 33.0% $2661
$1,000 to $1,499 84 14.0% $3786
$1,500 or more 38 6.0% $5436

Example Genoa Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersGEICO InsuranceErie Insurance
Monthly Premium 5447135
Year Built 196319841948
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $100000-$125000$150000-$175000$300000-$350000
Deductible $500 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Top Home Insurance Agents Near Genoa, IL

Home Insurance Company Near Genoa, IL Homeowners Insurance Agency Near Genoa, IL Address Distance from Genoa, IL (miles)
Laadt & Co 1010 Lake St Ste 509 , Oak Park, IL, 60301 46.4
Metropolitan Ins. Serv. Consultants, Inc. 5550 N Elston Ave, Chicago, IL, 60630 46.6
Farmers Frank Pedote 130 N LA GRANGE RD STE 103, La Grange, IL, 60525 44.9
Liberty Mutual Independent Leonardi Ins Agcy Inc 53 HIGHWOOD AVE, HIGHWOOD, IL, 60040 43.8
Liberty Mutual Independent Usi Midwest Llc 2021 SPRING RD STE 100, OAK BROOK, IL, 60523 40.4


Estimated Home Insurance By Street Area Near Genoa, IL

Genoa Area Estimated House Insurance
Willow St, Oakview Dr, Adams St, Briody Way, Decker Dr, War Admiral Dr, Gladys Ct, Scout Rd, S Rood Rd, N East Line Rd$771
Roosevelt Rd, Nicholas Dr, N Eastline Rd, E 1st St, Bucks Rd, Hunter Rd, River Ln, Pat Ct, S Washington St, Stone Creek Cir$769
Crane Rd, 7th St, Heath Rd, N 6th St, Prairie St, S Windhaven St, Sandra St, S Sandra St, W 3rd St, Northwood Dr$776
Kirkland Rd, E Andra Cir, Timber Trl, Hortense St, Crain Rd, Central Ave, S Genoa St, Harrison Rd, Walnut St, Karen St$769
E Hill St, Kingston Rd, W Prairie St, Secretariat Dr, Snake Rd, W Hortense Dr, River Rd, Crane Ct, Ault Rd, Koch Dr$776

Genoa, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Genoa Homeowner Insurance Premium Example $1,800$1,200
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,100$11,900
Net Savings to Genoa Home Owner from High Deductible Plan $1,200

Genoa, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Genoa, IL Home Replacement Value MORE than Home Value Genoa, IL Home Replacement Value LESS than Home Value
Replacement Value $229,500 $160,000
Insurance Premium based on Replacement Value $925 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,000 Risk Exposure from Under Insuring Coverage is $47,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $75/year