Compare Quotes from Top Providers and Save now!

Gainesville, FL Home Values & Insurance Rates

Gainesville, FL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,739 6.0% $164
$50,000 to $59,999 416 1.0% $352
$60,000 to $69,999 615 2.0% $435
$70,000 to $79,999 534 2.0% $493
$80,000 to $89,999 1,224 4.0% $564
$90,000 to $99,999 1,077 4.0% $635
$100,000 to $124,999 2,961 11.0% $740
$125,000 to $149,999 2,835 10.0% $917
$150,000 to $174,999 3,257 12.0% $1093
$175,000 to $199,999 2,615 9.0% $1258
$200,000 to $249,999 4,041 15.0% $1517
$250,000 to $299,999 2,329 8.0% $1846
$300,000 to $399,999 2,890 10.0% $2352

Gainesville Renters Insurance as a Percentage of Rent

Gainesville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 614 1.0% $785
$300 to $499 1,854 5.0% $1235
$500 to $749 8,979 25.0% $1910
$750 to $999 10,613 29.0% $2660
$1,000 to $1,499 9,355 26.0% $3785
$1,500 or more 4,080 11.0% $5435

Example Gainesville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmChubb Group of Insurance
Monthly Premium 253318223
Year Built 198719752012
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$300000-$350000$125000-$150000
Deductible $1000-$2500 Deductible> $10,000 Deductible$500- $1000 Deductible

Top Home Insurance Agents Near Gainesville, FL

Home Insurance Company Near Gainesville, FL Homeowners Insurance Agency Near Gainesville, FL Address Distance from Gainesville, FL (miles)
Allstate Heritage Ins Inc 388 Hwy 40 W, Inglis, FL, 34449 46.2
Travelers Lewis & Lewis Insurance Agency Inc 1313 W US HWY 90, LAKE CITY, FL, 32055 40.9
Atwood Insurance Agency, Inc. 14300 Sw 36 Ave Road Ste A , Ocala, FL, 34473 47.7
Davis Insurance Agency, Inc. 1251 Ne 2Nd St, Ocala, FL, 34470 34.9
Travelers Brightway Insurance Inc 203 N Orange Ave , Green Cove Springs, FL, 32043 47.7


Estimated Home Insurance By Street Area Near Gainesville, FL

Gainesville Area Estimated House Insurance
Co Rd 9, SW 49th Pl, SW 84th St, S W 83rd Way, NE 20th Ter, SW 19th Ave, NW 91st Dr, NE 45 Ter, SW 51 Ter, SE 135 Ter$1,152
SW 11 St, SW 100th St, SW 25th Pl, SW 17th Ct, 61st Ave, NW 117th Way, NW 26 Way, SW 22 Rd, SW 63 Ct, NW 55 Ter$1,240
NE 19th Dr, SW 47 St, SW 40th St, SW 79 Dr, SW 64th Ter, SW 21th Pl, SW 15 Pl, NE 9th Ter, NW 39 St, SW 113 Way$1,140
SE 122 Ln, NW 29 Ln, SE 17 Dr, NE 21st St, SW 99 St, NW 45 Ave, SW 51 Ln, SW 20 Ter, NW 9 Blvd, SE 9 Ave$1,137
36th St, NW 140 Ter, SE 4th Pl, 117th Ter, SW 33rd Pl, SE 8th Ave, NW 111 Dr, SW 25 Ter, SW 1st Pl, SE 19 Ave$1,193
SW 44 Ave, SW 23rd Ave, Co Rd 40C, SW 49 Pl, SW 83 Way, NE Bay Ave, SW 69th Ave, SW 68 Ter, NW 4th Blvd, SW 56 Ave$1,222
Old Archer Rd, SW 11 Ln, SW 28th Ave, 15th Ter, NW 22nd Ave, NW 7 Ter, NE 24 Ave, NE 19th St, SW 84 St, NW 68th Ter$1,137
SW 54 Ave, NW 41st Ter, NW 19th Ave, Co Rd 346, NW 16th Ln, SE 22 Pl, SW 19 St, NE 35th Ave, N W 10th Ln, NW 53 Pl$1,200
NW 23 Blvd, NW 82nd St, NE 4 St, SE 1 St, NW 59th Pl, SE 73rd Dr, SE 101st Ave, S W 52nd Rd, NE 71st St, SE 61st Ave$1,136
SW 42nd Dr, SW 98th Dr, SW 9th Ln, Pine St, SW 109th Pl, S W 46th Ln, SW 43 Ter, Fraternity Dr, 93rd Way, SW 91 Ct$1,229

Gainesville, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$6,700
Yearly Gainesville Homeowner Insurance Premium Example $6,000$4,800
Out of Pocket Expense During Claim$700$6,700
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $36,700$35,500
Net Savings to Gainesville Home Owner from High Deductible Plan $1,200

Gainesville, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Gainesville, FL Home Replacement Value MORE than Home Value Gainesville, FL Home Replacement Value LESS than Home Value
Replacement Value $125,000 $85,500
Insurance Premium based on Replacement Value $2,425 $1,650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,000 Risk Exposure from Under Insuring Coverage is $12,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $525/year