Fullerton Insurance Rates:

Fullerton, CA home insurance is approximately $548 to $744, about $45-$62/month. Our all inclusive analysis indicates shoppers can save as much as $258 by getting different quotes

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Fullerton, California Homeowners Insurance Reviews reveal the good & the bad so that you can compare the cheapest quotes from the best

Fullerton Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Travelers
Home Insurance Rate of $290/4 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $435,000

4 Beds, 4 Baths 1740 sqft Vacation Property Constructed In 1962 with Linoleum, Asphalt Shingles Roof, Crawl Space Foundation, Stucco siding, Metal Frame Construction. Home Features Include Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

44 Years old Divorced Male who is a Freelancer with household income of $75-$100,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

Home Insurance Rate of $250/2 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $350,000

2 Beds, 2 Bath 1580 sqft Seasonal Residence Constructed In 1970 with Carpet over wood flooring, Metal Roof, Crawl Space Foundation, Vinyl siding, Wood Frame. Home Features Include Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

43 Years old Married Male who is Unemployed and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $470/2 months for $800000-$900000 Coverage
Policy Holder Home Details :

Home Value : $780,000

4 Beds, 4 Bath 3380 sqft Seasonal Residence Constructed In 1982 with Wood Flooring, Composition Roof, Crawl Space Foundation, Stone Siding, Stucco Construction. Home Features Include Swimming Pool, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

61 Years old Divorced Male who has a Full Time Job with household income of more than $150,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

Home Insurance Rate of $1250/5 months for $700,000-$800,000 Coverage
Policy Holder Home Details :

Home Value : $815,000

4 Beds, 4 Baths 2591 sqft Primary Residence Constructed In 1981 with Wood Flooring, Wood Shake Roof, Crawl Space Foundation, Stone Siding, Brick Frame. Home Features Include Central Air Conditioning, Deadbolt Locks, Fire Extinguisher, Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

33 Years old Single Female who is a Freelancer with household income of $100-$150,000 and has More than 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Guests at home

Fullerton, CA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
92835 $659,300 $690
92831 $480,400 $650
92833 $460,900 $650
92832 $398,600 $640

Fullerton Rates & Quotes Analysis:

Fullerton Area Estimated House Insurance
Ridgetop Ln, Moonstone, Viking Ave, N Bradford Ave, Jade Cir, E Evergreen Ave, Victoria Dr, W Moro Pl, Riedel Ave, E Pebble Beach Pl$628
Greenleaf Ave, W Palm Dr, W Poppy Hills Ct, Holly Way, E 3rd Ave, Arnold Way, Clairmont Ave, Fairview Cir, W Player Ave, Park Vista Ct$629
Innisfree Ct, Louise Pl, E Winchester St, Doria St, Sherwood Ave, Greenmeadow Dr, Keith Green, Links Rd, Peach Ave, S Armour Ct$653
Vu Ave, Cheyenne Way, Birch Pl, Wilderness Cir, Periwinkle St, Loganberry Ct, Mimosa Pl, Mountain Ridge Dr, W Pioneer Ave, Ferrier Ct$670
W Romneya Dr, Garnet Ln, Greenwich Dr, Pine Dr, W Parkdale Dr, N Avondale Ave, N Derek Dr, Gateway Ct, Miramonte Dr, W Rosslynn Ave$622
N Hilltop Ct, Cooper Ct, Poinsettia Dr, N Fairford Dr, S Locust Dr, Camino la Vis, N Hanover Pl, N Florence Pl, Carmel Cir, Ladera Vista Dr$650
W Cobblestone Rd, Bonnie Brae Dr, N Avolencia Dr, E Canfield Ln, S Richman Ave, S Puente St, Ave Santa Domingo, W Fir St, Birch Tree Ct, W Greenacre Ave$665
McFadden Dr, Egerer Pl, Winchester St, Ximeno Dr, Firethorne Ave, Mariner St, Riviera Ct, Hickory Dr, N Catalpa Ave, W Country Hills Dr$675
Burning Tree Rd, Brookline Pl, Lakeview Dr, N Montague Ave, Ladera Vista Dr, Norwich Ln, Wilson Ave, W Glenoaks Ave, Via Los Altos, Fender Ave$652
N Tunales Dr, E Erna Ave, Parkhaven Ct, Elizabeth Way, Milton Ave, Loma Verde Dr, Pso Grande, Hastings Ave, S Augusta Ct, Balboa Rd$674

Insurance rates are influenced by a number of factors including:

  • Year Built: 11,813 Homes (25% of total homes ) built between 1970 to 1979 in Fullerton are paying home insurance between $1,047-$1,056. Places close to Fullerton, CA such as Brea, La Habra Heights, La Palma are more expensive by $13, $85, $20 respectively while La Habra and East Whittier are cheaper by $26 and $20 respectively for similar homes.
  • Bedrooms: 12,233 2 bedrooms homes (27% of total homes ) in Fullerton are paying about $188 in contrast with Placentia (+$7), La Habra Heights (+$15), Rowland Heights (+$6), East Whittier (-$4) and Hawaiian Gardens (-$5).
  • Auto Insurance Bundling: 10,861 Households (45% of all households) in Fullerton have 2 vehicles available and when it is bundled with home insurance you can save $129. Discounts for similar bundling in close by locations such as La Habra, Placentia, East Whittier come to $126, $130, $126 respectively.
  • Senior Discounts: 11,957 seniors (more than 55 years) occupied housing units (49% of total) in Fullerton get discounts between $96 to $99 in contrast with La Habra ($94), Placentia ($97), East Whittier ($95).
  • New Homes discounts: New homes such as the 17,494 homes built between 2000 to 2009 in Fullerton can save $129 and similar new home insurance discounts in nearby towns and cities like La Habra, Placentia and East Whittier are $126, $130 and $126 respectively.

Fullerton Homeowners insurance Facts

  • Fullerton, CA has 24,082 owner occupied houses which is 54.0% of all units whereas La Habra, Placentia and East Whittier have 54.97%, 66.7% and 61.47% respectively.
  • Fullerton, CA homeowners yearly insurance price at $646 is 0.13% of the typical house value of $493,200 which is in contrast with 0.16% in La Habra, 0.13% at Placentia & 0.15% in East Whittier.
  • Homeowners in Fullerton, CA pay 1.72% of their income ($35,000 to $39,999) in insurance whereas homeowners in La Habra, Placentia and East Whittier pay 1.68%, 1.73% and 1.69% respectively.
  • Fullerton, CA’s insurance is 2.0% of monthly housing costs of $2,663/month, for owners with a mortgage compared to 2.29% in La Habra, 2.08% at Placentia & 2.25% in East Whittier. But, for households without a mortgage, insurance is 11.8% of costs ($456 in Fullerton, CA) in contrast with 12.71% in La Habra, 10.64% at Placentia & 15.27% in East Whittier.

Fullerton, CA Home Values & Insurance rates

For example, insurance for 4,730 Homes (58.0% of total homes ) valued between $300,000 to $399,999 in Fullerton, CA is about $452. Rates in nearby areas in such as Placentia, Brea, La Habra Heights are cheaper by $17, $34, $159 respectively while La Habra and East Whittier are costlier by $108 and $67 respectively for similar homes.

Fullerton, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 303 3.0% $32
$50,000 to $59,999 146 1.0% $64
$60,000 to $69,999 146 1.0% $83
$100,000 to $124,999 129 1.0% $142
$125,000 to $149,999 129 1.0% $174
$150,000 to $174,999 206 2.0% $206
$175,000 to $199,999 223 2.0% $245
$200,000 to $249,999 746 9.0% $290
$250,000 to $299,999 1,162 14.0% $355
$300,000 to $399,999 4,730 58.0% $452

Renters Insurance in Fullerton

  • Average Renters Insurance in Fullerton :  $101($8/month)

  • Median Gross Rent in Fullerton :  $1,344

  • Fullerton Renters Insurance to Median Rent Ratio:  0.6%

  • Renter occupied housing units in Fullerton :  20,492

Fullerton Renters Insurance as a Percentage of Rent

Fullerton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 285 1.0% $1225
$500 to $749 628 3.0% $1900
$750 to $999 2,228 11.0% $2650
$1,000 to $1,499 9,794 48.0% $3775
$1,500 or more 6,955 34.0% $5425

Protective device discount in Fullerton Up to :  $15

Claims-free discount in Fullerton Up to :  $20

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