Frisco City Insurance Rates:

Frisco City, AL home insurance is approximately $783 to $1,068, about $65-$89/month. Our thorough analysis shows customers can save upto $370 by comparing many quotes

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Frisco City Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Travelers
Home Insurance Rate of $700/10 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $230,000

5 Beds, 5 Baths 4550 sqft Rental Property Constructed In 1970 with Linoleum, Metal Roof, Piers Foundation, Brick siding, Stucco Construction. Home Features Include Smoke Alarm, Swimming Pool, Fireplace, Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

47 Years old Single Male who has a Full Time Job with household income of more than $150,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $290/10 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $115,000

5 Beds, 5 Bath 2260 sqft Rental Property Constructed In 1975 with Stone Flooring, Asphalt Shingles Roof, Slab Foundation, Brick siding, Stucco Construction. Home Features Include Copper Water Pipes, Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

55 Years old Divorced Female who is a Freelancer with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $540/12 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $205,000

5 Beds, 5 Baths 4070 sqft Primary Residence Constructed In 1967 with Ceramic Tile Flooring, Composition Roof, Crawl Space Foundation, Brick siding, Brick Frame. Home Features Include Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

56 Years old Divorced Male who has a Full Time Job with household income of $100-$150,000 and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $130/2 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $145,000

5 Beds, 5 Bath 2500 sqft Rental Property Constructed In 1968 with Wood Flooring, Metal Roof, Slab Foundation, Vinyl siding, Wood Frame. Home Features Include Deadbolt Locks, Indoor Sprinklers, Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

32 Years old Single Female who is Unemployed and has 1 Pet and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 650-699 Credit Score

Home Insurance Rate of $220/5 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $155,000

5 Beds, 5 Bath 2320 sqft Rental Property Constructed In 2009 with Carpet over wood flooring, Metal Roof, Crawl Space Foundation, Stucco siding, Stucco Construction. Home Features Include Indoor Sprinklers, Central Air Conditioning, Fire Extinguisher, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

38 Years old Divorced Female who is Unemployed and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $100/2 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $120,000

4 Beds, 4 Baths 1710 sqft Seasonal Residence Constructed In 1992 with Wood Flooring, Shingles Roof, Slab Foundation, Stone Siding, Brick Frame. Home Features Include Central Air Conditioning, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

34 Years old Married Female who has a Full Time Job with household income of more than $150,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $120/3 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $95,000

3 Beds, 3 Baths 1580 sqft Seasonal Residence Constructed In 1968 with Ceramic Tile Flooring, Tile Roof, Crawl Space Foundation, Stucco siding, Metal Frame Construction. Home Features Include Copper Water Pipes, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

37 Years old Married Female who has a Full Time Job with household income of $25-50,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $140/3 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $210,000

5 Beds, 5 Bath 3420 sqft Primary Residence Constructed In 1972 with Carpet over wood flooring, Wood Shake Roof, Crawl Space Foundation, Brick siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

26 Years old Married Female who has a Full Time Job with household income of $75-$100,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $380/8 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $115,000

4 Beds, 4 Baths 2520 sqft Primary Residence Constructed In 2010 with Ceramic Tile Flooring, Metal Roof, Piers Foundation, Brick siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

24 Years old Single Female who is Unemployed and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $480/12 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $105,000

3 Beds, 3 Bath 2120 sqft Rental Property Constructed In 2008 with Ceramic Tile Flooring, Membrane Roof, Piers Foundation, Wood siding, Metal Frame Construction. Home Features Include Smoke Alarm, Deadbolt Locks, Indoor Sprinklers, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

73 Years old Divorced Female who is Retired with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $370/10 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $90,000

5 Beds, 5 Bath 1620 sqft Vacation Property Constructed In 2009 with Carpet over wood flooring, Slate Shingles Roof, Chainwall Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Swimming Pool, Copper Water Pipes, Fireplace, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

30 Years old Divorced Male who has a Full Time Job with household income of $100-$150,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

  • Guests at home

Frisco City, AL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
36445 $61,800 $920

Frisco City Rates & Quotes Analysis:

Frisco City Area Estimated House Insurance
Griggers Rd, West Ave, Mosley Rd, Paige Rd, Ginger Dr, Frisco City St, Fate Brooks Rd, Smokey Cir, Berry St, Cemetery St$921
State Rte 12, Feaster St, Liberty Ln, Lee St, Co Hwy 45, Ruple Rd, Gross Rd, Cedar Dr, Honeysuckle Ln, Co Rd 31$929
Valley Rd, Co Rd 45, Dottelle Rd, Windmill Rd, Lett Rd, W Byrd St, Dog Track Rd, Fast Ln, US Hwy 84, Smith Rd$926
Shelley St, Beulah Campground Rd, Majors Rd, Taylor St, Hunter Cir, Forest Ln, Stanton Farm Rd, Bowman St, Lilly Church Rd, Edgewood Ct$922
State Hwy 136, Patterson St, Blanton Ln, Oak Grove Rd, Gardner Rd, Cowboy Rd, Co Rd 37, Sawyer St, Bay St, Denise Dr$921

Insurance rates are influenced by a number of factors including:

  • Year Built: 501 Homes (17% of total) built between 1970 to 1979 in Frisco City are paying home insurance between $1,500-$1,514 and differs from Excel (+$31), Monroeville (+$22), Uriah (+$11), Vredenburgh (-$13) and Pollard (-$10).
  • Bedrooms: 551 2 bedrooms homes (19% of total homes ) in Frisco City are paying about $666. Areas near to Frisco City such as Excel, Monroeville, Repton are costlier by $24, $20, $13 respectively whereas Beatrice and Century(FL) are more economical by $14, $9 respectively for similar homes.
  • Auto Insurance Bundling: 507 Households (24% of all households) in Frisco City have 3 or more vehicles available and when it is bundled with home insurance you can save $231. Discounts for similar bundling in close by locations such as Excel, Monroeville, Repton come to $236, $234, $232 respectively.
  • Senior Discounts: 907 seniors (more than 55 years) occupied housing units (43% of total) in Frisco City get discounts between $138 to $141. The comparative concessions in proximate regions such as Megargel, Excel and Monroeville are $134, $141 and $140 respectively.
  • New Homes discounts: New homes such as the 1,114 homes built between 2000 to 2009 in Frisco City can save $185 and similar new home insurance discounts in nearby towns and cities like Megargel, Excel and Monroeville are $179, $188 and $187 respectively.

Frisco City Homeowners insurance Facts

  • Frisco City, AL has 2,099 owner occupied houses which is 83.5% of all units whereas Megargel, Excel and Monroeville have 100.0%, 85.82% and 69.65% respectively.
  • Frisco City, AL homeowners yearly insurance price at $925 is 1.32% of the typical house value of $69,900 which is in contrast with 3.7% in Megargel, 0.96% at Excel & 1.03% in Monroeville.
  • Homeowners in Frisco City, AL pay 5.29% of their income ($15,000 to $19,999) in insurance whereas homeowners in Excel, Monroeville and Repton pay 5.39%, 5.37% and 5.31% respectively.
  • Frisco City, AL’s insurance is 8.9% of monthly housing costs of $865/month, for owners with a mortgage compared to 8.04% in Excel, 7.87% at Monroeville & 8.88% in Repton. But, for households without a mortgage, insurance is 28.6% of costs ($270 in Frisco City, AL) in contrast with 25.46% in Excel, 23.93% at Monroeville & 25.33% in Repton.

Frisco City, AL Home Values & Insurance rates

For example, insurance for 737 Homes (35.0% of total homes ) valued between Less than $50,000 in Frisco City, AL is about $323. Rates in nearby areas in such as Excel, Monroeville, Repton are cheaper by $87, $70, $26 respectively while Megargel and Peterman are costlier by $592 and $10 respectively for similar homes.

Frisco City, AL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 737 35.0% $323
$50,000 to $59,999 71 3.0% $693
$60,000 to $69,999 244 11.0% $851
$70,000 to $79,999 166 7.0% $989
$80,000 to $89,999 113 5.0% $1119
$90,000 to $99,999 116 5.0% $1248
$100,000 to $124,999 223 10.0% $1452
$125,000 to $149,999 134 6.0% $1813
$150,000 to $174,999 101 4.0% $2146
$175,000 to $199,999 48 2.0% $2479
$200,000 to $249,999 35 1.0% $2978
$250,000 to $299,999 32 1.0% $3644
$300,000 to $399,999 57 2.0% $4625

Renters Insurance in Frisco City

  • Average Renters Insurance in Frisco City :  $301($25/month)

  • Median Gross Rent in Frisco City :  $569

  • Frisco City Renters Insurance to Median Rent Ratio:  4.39%

  • Average household size of renter-occupied unit :  2.7

Frisco City Renters Insurance as a Percentage of Rent

Frisco City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 4 1.0% $375
$200 to $299 33 10.0% $825
$300 to $499 88 26.0% $1275
$500 to $749 126 38.0% $1950
$750 to $999 74 22.0% $2700
$1,000 to $1,499 5 1.0% $3825

Rent Affordability in Frisco City:

Approximately 70.0% (293) of households are spending more than 35% of their income on gross rent in Frisco City

Occupied units paying gross rent Total Households % of Total
15.0 to 19.9 percent 36 8.0%
20.0 to 24.9 percent 47 11.0%
25.0 to 29.9 percent 32 7.0%
30.0 to 34.9 percent 8 1.0%
35.0 percent or more 293 70.0%

Frisco City Renters Insurance Discounts:

Frisco City Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Frisco City, AL Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 248 59.0% $30.1
2 vehicles available 106 25.0% $45.15
3 or more vehicles available 11 2.0% $60.2

Protective device discount in Frisco City Up to :  $45

Claims-free discount in Frisco City Up to :  $60