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Fredericksburg, TX Home Values & Insurance Rates

Fredericksburg, TX Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 380 8.0% $119
$50,000 to $59,999 113 2.0% $260
$70,000 to $79,999 67 1.0% $369
$80,000 to $89,999 72 1.0% $423
$90,000 to $99,999 78 1.0% $466
$100,000 to $124,999 358 8.0% $543
$125,000 to $149,999 279 6.0% $684
$150,000 to $174,999 451 10.0% $803
$175,000 to $199,999 436 9.0% $933
$200,000 to $249,999 772 17.0% $1118
$250,000 to $299,999 735 16.0% $1368
$300,000 to $399,999 596 13.0% $1737

Fredericksburg Renters Insurance as a Percentage of Rent

Fredericksburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 52 2.0% $331
$300 to $499 105 5.0% $1231
$500 to $749 477 23.0% $1906
$750 to $999 794 39.0% $2656
$1,000 to $1,499 454 22.0% $3781
$1,500 or more 107 5.0% $5431

Example Fredericksburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAllstateLiberty Mutual
Monthly Premium 144153330
Year Built 197920131996
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $150000-$175000$300000-$350000$400000-$500000
Deductible $500 Deductible> $10,000 Deductible$1000-$2500 Deductible

Top Home Insurance Agents Near Fredericksburg, TX

Home Insurance Company Near Fredericksburg, TX Homeowners Insurance Agency Near Fredericksburg, TX Address Distance from Fredericksburg, TX (miles)
Farmers Adrian Aguirre 2212 Us Highway 281 Unit B, Marble Falls, TX, 78654 42.0
Allstate Brigham Ins Agency 803 4th St, Blanco, TX, 78606 34.6
Liberty Mutual Independent Brigham Insurance Agency 803 4TH ST, BLANCO, TX, 78606 34.6
State Farm Craig Sebek 1005 Sidney Baker St, Kerrville, TX, 78028-3354 21.9
Allstate Mcmullan Agcy Inc. 285 State Highway 16 S, Bandera, TX, 78003 42.1


Estimated Home Insurance By Street Area Near Fredericksburg, TX

Fredericksburg Area Estimated House Insurance
Ranch Rd 2323, B M Ln, Trl End, Fulbrook Ln, Mtn View Dr, Bradshaw Ln, Smith Rd, E Centre St, Raymond Ln, W Morse St$1,080
Adj Ln, Glenwood Dr, Seamoor Dr, Mockingbird St, Reuben St, Kimberly Ln, Big Bird Trl, S Acorn St, N Cherry St, Vic Ln$1,092
W Peach St, Live Oak Rd, Suniland Dr, Deer Park Rd, Cherrywood Dr, Candlelight Cove, Love Ln, Meusebach Creek Rd, W Austin St, Glad Heart Trl$1,095
Skylark Dr, Green Oaks Loop, Arbor Ridge Rd, Cd Ln, E Creek St, Upper Live Oak Rd, Cora St, Heimplatz Trl, Kerr Rd, Granite Ave$1,109
W Driftwood Dr, Nature Trl, Howard Ln, Quailwood Dr, Prairie View Trl, Klaerner Rd, Joe Duderstadt Rd, Boos Ln, Nimitz Cir, Stone Hollow$1,069

Fredericksburg, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$4,700
Yearly Fredericksburg Homeowner Insurance Premium Example $1,900$1,400
Out of Pocket Expense During Claim$1,700$4,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $16,900$15,900
Net Savings to Fredericksburg Home Owner from High Deductible Plan $1,000

Fredericksburg, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fredericksburg, TX Home Replacement Value MORE than Home Value Fredericksburg, TX Home Replacement Value LESS than Home Value
Replacement Value $308,000 $185,000
Insurance Premium based on Replacement Value $2,350 $1,400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $52,000 Risk Exposure from Under Insuring Coverage is $71,000
Premium Impact Insurance cheaper by $550/year Insurance costlier by $400/year