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Fort Smith, AR Home Values & Insurance Rates

Fort Smith, AR Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,945 10.0% $243
$50,000 to $59,999 1,207 6.0% $510
$60,000 to $69,999 1,271 6.0% $632
$70,000 to $79,999 1,524 8.0% $731
$80,000 to $89,999 1,236 6.0% $831
$90,000 to $99,999 1,160 6.0% $931
$100,000 to $124,999 2,449 13.0% $1075
$125,000 to $149,999 1,939 10.0% $1352
$150,000 to $174,999 1,714 9.0% $1596
$175,000 to $199,999 1,227 6.0% $1840
$200,000 to $249,999 1,283 7.0% $2218
$250,000 to $299,999 798 4.0% $2717
$300,000 to $399,999 528 2.0% $3448

Fort Smith Renters Insurance as a Percentage of Rent

Fort Smith Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 391 2.0% $371
$200 to $299 387 2.0% $821
$300 to $499 3,984 27.0% $1271
$500 to $749 5,287 36.0% $1946
$750 to $999 3,030 21.0% $2696
$1,000 to $1,499 965 6.0% $3821
$1,500 or more 350 2.0% $5471

Example Fort Smith Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceNationwide InsuranceAmica Mutual Insurance Company
Monthly Premium 8752154
Year Built 197619802009
Home Details 3 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $150000-$175000$100000-$125000$200000-$250000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Top Home Insurance Agents Near Fort Smith, AR

Home Insurance Company Near Fort Smith, AR Homeowners Insurance Agency Near Fort Smith, AR Address Distance from Fort Smith, AR (miles)
Liberty Mutual Independent Bhc Insurance 5500 EUPER LN, FORT SMITH, AR, 72903 1.1
Travelers Business Ins Consultants Inc 121 N 14TH ST, FORT SMITH, AR, 72901 3.6
Farmers Mark Martin 964 E Center St, Greenwood, AR, 72936 12.0
Farmers Sandy Gilkey 8405 S Zero St Ste B, Fort Smith, AR, 72903 2.4
Allstate Timothy Morrison 2711 Oak Ln Ste 1, Van Buren, AR, 72956 6.8

Estimated Home Insurance By Street Area Near Fort Smith, AR

Fort Smith Area Estimated House Insurance
College Dr, N 54th St, Warner St, Co Rd 178, R St S, E el Paso St, Yukon St, Gary Ave, N Evergreen St, Prairie Dr$1,123
Fenwick Ct, Ferndale St, N 48th St, Riverview Dr, Fieldcrest Dr, Gerald Holt Way, S Greenwood Ave, S Y Cir, Ellsworth Rd, E Woodson Ave$1,178
Kinross Dr, 1st St, Phoenix St, H St, S 71st Cir, S 6th Ave, Thistle Ct, 17th St, Oakview Rd, S 88th St$1,157
Presley St, Hiland St, N Apple St, N 17th St, Tennessee Cir, N 2nd Ave, N 39th St, N 57th St, Howell Ave, Sebastian Lake Dr$1,117
Hwy 10 NE, Maple St, Keswick Pl, Birnie Ave, N 29th St, Hunters Point Rd, S 96th St, Sumac St, S State Hwy 45, N 33rd Cir$1,143
S U St, Pine Grove Ln, Elementary Loop, Fairway Hamlet Ct, S 11th, Santa Fe St, Carrington Way, Gary Ln, Webb Way, Stone Chase Dr$1,165
Chateau St, N 58th Terrace Dr, Chestnut Ct, N R St, S 25 St, N 12th St, Bardene St, G St S, Canterbury Cove, N Berry St$1,172
Dolan Way, N 9th St, Brooken Oaks, Mount Zineche Pl, S 22nd Ter, N 3rd St, S 66th St, Old Phoenix Ave, US Hwy 271, N 46th$1,123
Tilles Ave, I St S, E Ithaca St, Crimson Ave, Rector St, Wirsing Cir, S 51st Ct, Yantis St, Roulker Ct, Skye Rd$1,170
Old US 71 Hwy, Horan Dr, Amberwood Ct, Braemer Cir, Co Rd 480, Two Sisters Ct, Hunktown Rd S, Hannah Ct, S 48 St, Mitchell Rd$1,168

Fort Smith, AR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Fort Smith Homeowner Insurance Premium Example $2,300$1,700
Out of Pocket Expense During Claim$1,500$4,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $17,600$16,400
Net Savings to Fort Smith Home Owner from High Deductible Plan $1,200

Fort Smith, AR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fort Smith, AR Home Replacement Value MORE than Home Value Fort Smith, AR Home Replacement Value LESS than Home Value
Replacement Value $100,000 $64,000
Insurance Premium based on Replacement Value $800 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,000 Risk Exposure from Under Insuring Coverage is $22,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $125/year