Fort Meade Insurance Rates:

Fort Meade, FL home insurance is nearly $952 to $1,295, about $79-$107/month. Our in depth research reveals consumers can save as much as $449 by comparing multiple quotes

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Fort Meade, Florida Homeowners Insurance Reviews separate truth from fantasy. Compare realistic quotes from the most best home insurance providers.

Fort Meade Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Liberty Mutual
Home Insurance Rate of $440/3 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $160,000

3 Beds, 3 Bath 2360 sqft Seasonal Residence Constructed In 1986 with Ceramic Tile Flooring, Slate Shingles Roof, Slab Foundation, Stucco siding, Brick Frame. Home Features Include Indoor Sprinklers, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

46 Years old Single Female who is a Freelancer with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

Home Insurance Rate of $320/1 month for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $220,000

5 Beds, 5 Baths 3350 sqft Primary Residence Constructed In 1983 with Ceramic Tile Flooring, Wood Shake Roof, Piers Foundation, Stone Siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

48 Years old Married Male who is Unemployed and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1160/9 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $105,000

3 Beds, 3 Baths 1380 sqft Rental Property Constructed In 2006 with Ceramic Tile Flooring, Wood Shake Roof, Crawl Space Foundation, Brick siding, Metal Frame Construction. Home Features Include Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

25 Years old Married Female who is Unemployed and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

Home Insurance Rate of $900/8 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $100,000

5 Beds, 5 Baths 1860 sqft Vacation Property Constructed In 1941 with Stone Flooring, Tile Roof, Piers Foundation, Vinyl siding, Stucco Construction. Home Features Include Fireplace, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

74 Years old Single Male who is a Freelancer with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1870/8 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $135,000

3 Beds, 3 Baths 2010 sqft Vacation Property Constructed In 2013 with Carpet over wood flooring, Shingles Roof, Piers Foundation, Stone Siding, Brick Frame. Home Features Include Fire Extinguisher, Fireplace, Smoke Alarm, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

46 Years old Divorced Male who has a Full Time Job with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

  • Guests at home

Home Insurance Rate of $400/2 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $120,000

3 Beds, 3 Baths 1650 sqft Rental Property Constructed In 2010 with Stone Flooring, Metal Roof, Slab Foundation, Stucco siding, Brick Frame. Home Features Include Deadbolt Locks, Central Air Conditioning, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

33 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $2140/6 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $210,000

4 Beds, 4 Baths 3100 sqft Rental Property Constructed In 2012 with Linoleum, Tile Roof, Crawl Space Foundation, Vinyl siding, Brick Frame. Home Features Include Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

54 Years old Single Male who is Unemployed with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $780/3 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $185,000

4 Beds, 4 Bath 2540 sqft Rental Property Constructed In 2011 with Stone Flooring, Asphalt Shingles Roof, Piers Foundation, Vinyl siding, Stucco Construction. Home Features Include Deadbolt Locks, Central Air Conditioning, Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

69 Years old Divorced Male who is Retired with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $190/2 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $110,000

3 Beds, 3 Baths 1580 sqft Vacation Property Constructed In 2012 with Carpet Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Stucco siding, Metal Frame Construction. Home Features Include Smoke Alarm, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

53 Years old Married Female who is a Freelancer with household income of $25-50,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Fort Meade, FL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
33841 $91,300 $1,130

Fort Meade Rates & Quotes Analysis:

Fort Meade Area Estimated House Insurance
River Oak Dr, Wanamaker Ave, Frostproof Hwy, NW County Line St, Burnsed St, Green Cir, Brooke Rd N, Weyand Ave, N Cherokee Ave, Cliett St$1,094
Garfield Rd, Carlton Pkwy, Quail Run, N Charleston Ave, Pool Branch Rd, S Houston Ave, S Cleveland St, Sherwood Dr, Church Ave, Densford Ave$1,142
Belleview Dr, Dixon St, Manley Rd, Pembroke Rd, Rhoden Loop Rd, Patterson Cir, Campbell Rd, Davis St, N Nashua Ave, Water Oak Ct$1,139
Chamber Dr, S Rhoden Rd, Mosley Rd, S Pine Ave, Lagoon Cir, Acuff Rd, Bowers St, W Clower St, S Seminole Ave, Eg Smith Rd$1,136
N Rhoden Rd, N Charleston Ave, 1st St SW, Garfield Grove Rd, 3rd Ct SW, Homeland Ave, N Kunkle Ave, Rhoden Loop Rd N, Pinecrest Dr, Dawn Dr$1,132

Insurance rates are influenced by a number of factors including:

  • Year Built: 516 Homes (19% of total homes ) built between 1970 to 1979 in Fort Meade are paying home insurance between $1,821-$1,838. Places close to Fort Meade, FL such as Bartow, Homeland, Alturas are more expensive by $29, $55, $21 respectively while Wahneta and Lemon Grove are cheaper by $14 and $59 respectively for similar homes.
  • Bedrooms: 1,082 3 bedrooms homes (41% of total homes ) in Fort Meade are paying about $832. Areas near to Fort Meade such as Bartow, Homeland, Alturas are costlier by $12, $25, $9 respectively whereas Bradley Junction and Bowling Green are more economical by $6, $3 respectively for similar homes.
  • Auto Insurance Bundling: 290 Households (20% of all households) in Fort Meade have 3 or more vehicles available and when it is bundled with home insurance you can save $280 compared to Bartow ($285), Alturas ($284), Bowling Green ($279).
  • Senior Discounts: 1,016 seniors (more than 55 years) occupied housing units (72% of total) in Fort Meade get discounts between $167 to $169 and differs from Bartow ($171), Homeland ($173), Alturas ($170).
  • New Homes discounts: New homes such as the 817 homes built between 2000 to 2009 in Fort Meade can save $224 and varies from Bartow ($228), Homeland ($231), Alturas ($227).

Fort Meade Homeowners insurance Facts

  • Fort Meade, FL has 1,411 owner occupied houses which is 70.7% of all units whereas Bartow, Homeland and Alturas have 74.03%, 79.28% and 84.27% respectively.
  • Fort Meade, FL homeowners yearly insurance price at $1,123 is 1.29% of the typical house value of $87,200 which is in contrast with 0.99% in Bartow, 0.81% at Homeland & 1.04% in Alturas.
  • Homeowners in Fort Meade, FL pay 3.46% of their income ($30,000 to $34,999) in insurance whereas homeowners in Bartow, Homeland and Alturas pay 3.51%, 3.56% and 3.5% respectively.
  • Fort Meade, FL’s insurance is 8.2% of monthly housing costs of $1,141/month, for owners with a mortgage compared to 7.32% in Bartow, 7.39% at Homeland & 7.38% in Alturas. But, for households without a mortgage, insurance is 24.7% of costs ($379 in Fort Meade, FL) in contrast with 23.34% in Bartow, 16.83% at Homeland & 30.44% in Alturas.

Fort Meade, FL Home Values & Insurance rates

For example, insurance for 75 Homes (5.0% of total homes ) valued between $60,000 to $69,999 in Fort Meade, FL is about $831. Rates in nearby areas in such as Bartow, Alturas, Fort Green are cheaper by $193, $161, $354 respectively while Bradley Junction and Bowling Green are costlier by $117 and $86 respectively for similar homes.

Fort Meade, FL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 333 24.0% $314
$50,000 to $59,999 81 5.0% $673
$60,000 to $69,999 75 5.0% $831
$70,000 to $79,999 102 7.0% $965
$80,000 to $89,999 159 11.0% $1089
$90,000 to $99,999 78 5.0% $1212
$100,000 to $124,999 167 12.0% $1414
$125,000 to $149,999 67 4.0% $1763
$150,000 to $174,999 119 8.0% $2088
$175,000 to $199,999 63 4.0% $2414
$200,000 to $249,999 56 4.0% $2897
$250,000 to $299,999 39 2.0% $3537
$300,000 to $399,999 19 1.0% $4503

Renters Insurance in Fort Meade

  • Average Renters Insurance in Fort Meade :  $200($16/month)

  • Median Gross Rent in Fort Meade :  $841

  • Fort Meade Renters Insurance to Median Rent Ratio:  1.9%

  • Renter occupied housing units in Fort Meade :  585

Fort Meade Renters Insurance as a Percentage of Rent

Fort Meade Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 30 5.0% $800
$300 to $499 9 1.0% $1250
$500 to $749 164 28.0% $1925
$750 to $999 208 36.0% $2675
$1,000 to $1,499 117 20.0% $3800
$1,500 or more 46 8.0% $5450

Rent Affordability in Fort Meade:

Approximately 30.0% (181) of households are spending more than 35% of their income on gross rent in Fort Meade

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 172 29.0%
15.0 to 19.9 percent 111 18.0%
20.0 to 24.9 percent 68 11.0%
25.0 to 29.9 percent 53 9.0%
35.0 percent or more 181 30.0%

Protective device discount in Fort Meade Up to :  $30

Claims-free discount in Fort Meade Up to :  $40

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