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Fort Collins, CO Home Values & Insurance Rates

Fort Collins, CO Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,098 6.0% $88
$100,000 to $124,999 732 2.0% $399
$125,000 to $149,999 1,357 4.0% $505
$150,000 to $174,999 2,577 8.0% $594
$175,000 to $199,999 3,664 11.0% $682
$200,000 to $249,999 8,407 27.0% $824
$250,000 to $299,999 5,621 18.0% $1011
$300,000 to $399,999 5,801 18.0% $1286

Fort Collins Renters Insurance as a Percentage of Rent

Fort Collins Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 360 1.0% $796
$300 to $499 823 3.0% $1246
$500 to $749 5,428 20.0% $1921
$750 to $999 8,140 31.0% $2671
$1,000 to $1,499 8,075 30.0% $3796
$1,500 or more 3,257 12.0% $5446

Example Fort Collins Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualChubb Group of Insurance
Monthly Premium 65130157
Year Built 200520141995
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$300000-$350000$350000-$400000
Deductible $5000 to $10,000 Deductible$500 Deductible$1000-$2500 Deductible

Top Home Insurance Agents Near Fort Collins, CO

Home Insurance Company Near Fort Collins, CO Homeowners Insurance Agency Near Fort Collins, CO Address Distance from Fort Collins, CO (miles)
State Farm Barry B Bailey 902 W Drake Rd Unit 5, Fort Collins, CO, 80526-5561 2.0
Allstate Charlene Doguet 8010 S County Road 5 Unit 102, Fort Collins, CO, 80528 9.3
State Farm Chuck Vigil 9191 Sheridan Blvd Ste 200, Westminster, CO, 80031-3020 49.6
Allstate Juanita K. Martin 10138 Wadsworth Pkwy Ste F100, Westminster, CO, 80021 48.4
State Farm Patrick Smith 2400 28th St Ste 200, Boulder, CO, 80301-1241 39.4


Estimated Home Insurance By Street Area Near Fort Collins, CO

Fort Collins Area Estimated House Insurance
West Dr, Lyons St, Frontage Rd, Bueno Dr, Rue Ranch Rd, Haralson Ct, W A St, Redburn Dr, Bordeaux Dr, W Co Rd 38E$864
Kenwood Dr, Clyde St, Durango Pl, Minor Rd, Table Mountain Pl, Larkbunting Dr, Hickory St, Surrey Ln, Swallow Bend, Saffron Ct$880
Burlington Ct, Charrington Ct, Fruited Plains Ln, Svc Rd 1, Eric St, Teakwood Dr, Arizona, Maplewood Rd, Wolf Creek Ct, Delozier Dr$818
del Clair Rd, Lancer Dr, Pole Pine Ln, Outrigger Way, Covington Ct, Mesa Verde St, Mc Hugh St, Bonita Ave, Big Dipper Dr, Alford St$887
S Howes St, Star Gazer Ct, E Plum St, Rose Ct, N Sunset St, Flag Dr, Rochdale Dr, Constitution Ave, Eagle Lake Dr, Hutchinson Dr$891
Sternwheeler Dr, Pine Dr, N College Ave, Alpaca Trl, Fall River Dr, Arctic Fox Dr, Mill Stone Way, Landings Dr, Shamrock St, Phantom Creek Ct$909
Hawkins St, Gifford Ct, Midway Dr, Dixon Canyon Rd, Deer Trail Ct, Buntwing Ln, Dusty Sage Dr, Lowe St, Alamo Ave, Linden Meier Ct$935
Northern Lights Dr, Duke Ln, Berwick Ct, Innovation Dr, Heber Dr, Prescott St, Farview Dr, Rangeview Dr, Indigo Ct, Montezuma Fuller Aly$886
Sycamore St, Leeward Ct, Summerpark Ln, Stanford Rd, Eastbrook Dr, Killarney Dr, Timberwood Dr, N Pearl St, E Co Rd 54, Maxwell Dr$921
Hackney Ln, S Howes St, W Venturi Ln, Endicott St, Dora St, Plateau Ct, Ninebark Ct, Alexander Ct, Golden Harvest Ln, Catalpa Pl$908

Fort Collins, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$3,700
Yearly Fort Collins Homeowner Insurance Premium Example $1,700$1,300
Out of Pocket Expense During Claim$1,700$3,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $15,300$14,100
Net Savings to Fort Collins Home Owner from High Deductible Plan $1,200

Fort Collins, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fort Collins, CO Home Replacement Value MORE than Home Value Fort Collins, CO Home Replacement Value LESS than Home Value
Replacement Value $316,000 $238,000
Insurance Premium based on Replacement Value $1,425 $1,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $39,000 Risk Exposure from Under Insuring Coverage is $39,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $175/year