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Flagstaff, AZ Home Values & Insurance Rates

Flagstaff, AZ Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,123 7.0% $52
$70,000 to $79,999 178 1.0% $169
$80,000 to $89,999 264 1.0% $188
$100,000 to $124,999 546 3.0% $247
$125,000 to $149,999 521 3.0% $312
$150,000 to $174,999 830 5.0% $371
$175,000 to $199,999 1,060 7.0% $429
$200,000 to $249,999 2,571 18.0% $514
$250,000 to $299,999 2,981 21.0% $631
$300,000 to $399,999 3,865 27.0% $800

Flagstaff Renters Insurance as a Percentage of Rent

Flagstaff Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 143 1.0% $781
$300 to $499 487 3.0% $1231
$500 to $749 2,277 16.0% $1906
$750 to $999 3,869 28.0% $2656
$1,000 to $1,499 5,326 38.0% $3781
$1,500 or more 1,528 11.0% $5431

Example Flagstaff Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAmerican Family InsuranceChubb Group of Insurance
Monthly Premium 4570165
Year Built 200619842012
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $250000-$300000$400000-$500000$500000-$600000
Deductible $1000-$2500 Deductible> $10,000 Deductible$500 Deductible

Top Home Insurance Agents Near Flagstaff, AZ

Home Insurance Company Near Flagstaff, AZ Homeowners Insurance Agency Near Flagstaff, AZ Address Distance from Flagstaff, AZ (miles)
Farmers Dan Hakes 2501 N 4th St Ste 3, Flagstaff, AZ, 86004 15.8
Liberty Mutual Independent Flagstaff Insurance Inc 1300 E BUTLER AVE STE 100, FLAGSTAFF, AZ, 86001 16.3
State Farm Melissa Cripps 2677 E 7th Ave Ste 3, Flagstaff, AZ, 86004-3739 15.5
State Farm Richard Sanchez 1515 E Cedar Ave Ste A-4, Flagstaff, AZ, 86004-1630 16.3
Allstate Thomas Zvonek 702 S Main St, Cottonwood, AZ, 86326 44.8

Estimated Home Insurance By Street Area Near Flagstaff, AZ

Flagstaff Area Estimated House Insurance
Pinto Rd, S Leroux St, Frontage Rd, Kron Dr, N Tournament Dr, Choctaw St, N Kristin Dr, Valley View Dr, Lucerne Rd, N Rain Valley Rd$614
Lynx Dr, Centerline Blvd, Joe Dolan, E Spring Valley Rd, S Burlington St, Lake View Dr, E Morningside Rd, N Jo Don Rd, Leisure Dr, Garden Center Ln$624
Heckethorn Rd, Seneca St, N Boldt Dr, E Indian Paintbrush, FS Rd 561, Bowstring Dr, S House Rock Trl, N Buena Vista Trl, Jims Rd, Rimrock Pl$643
Buck Ridge Dr, Buck Mountain Rd, N Lomalai Ln, Charm Rd, Alma Rd, E Hunt Ave, N Datura Rd, Buckskin Trl W, Silver Saddle Rd, E Trevor Way$615
Friar Tuck Trl, Rimrock Rd, N Zady Ln, S Elden St, N Owl Rd, O St, Raeth Dr, Wildcat Trl, N Slippery Rock Rd, Knoll Dr$616
E Village Cir, W Saunders Dr, Elk Loop, Inez Dr, Pocono Dr, N Broken Arrow Rd, Orchard Ln, Thunder Ridge Rd, Ross Rd, Miranda Way$616
Schnebly Hill Rd, Bowdar Rd, Jay Ln, S Pulliam Dr, Desert Vw, E Snowshoe Way, Winding Trail Pl, W Pollo Cir, N Killearn Way, Scenic Dr$618
N Mars Dr, E Jacob Way, N Paradise Rd, Horseshoe Acres Rd, Kletha Ovi, E Franklin Ave, E Commerce Ave, E Rinker Cir, N Forest View Dr, Juniper Ln$633
Herman Rd, Griffiths Spring, Pintail Dr, S Hot Rod Aly, E Huntington Dr, W Wolf Ln, Oak Ridge Ln, Navajo Dr, N Dyer St, Beckwith$614
E Elm Ave, Thompson St, Dewey Rd, S Second Ave, Cactus Dr, Elliot St, W Fir Ave, Bird Song Way, Herold Ranch Rd, Juniper$645

Flagstaff, AZ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Flagstaff Homeowner Insurance Premium Example $1,400$1,000
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,800$10,600
Net Savings to Flagstaff Home Owner from High Deductible Plan $1,200

Flagstaff, AZ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Flagstaff, AZ Home Replacement Value MORE than Home Value Flagstaff, AZ Home Replacement Value LESS than Home Value
Replacement Value $211,500 $128,500
Insurance Premium based on Replacement Value $575 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,000 Risk Exposure from Under Insuring Coverage is $49,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year